car insurance....... going up??????

[shotgun_tommy]

hi got my renewel from direct line today and guess what its going up,,,,,,,,, 6 years no claims no change in circumstances or claims yet they want another £9 a month what the hell is going on here, anyone else had this?

[Ozzy Fudd]

apart from the usual fluctuation in rates, the main reason is that the prices have been too low over the last few years due to all the price matching that used to go on between the companies - this meant prices were forced down, so to sustain their businesses the companies have had to put the prices back up again. one of these things!

Edited April 28, 2010 by Ozzy Fudd

[TonySmith]

Yes, spoke to them, no joy, told them not to renew, had a ring around (every 0800 number in the book) got a better price, and better cover,I have no loyalty to insurance companies.

 

ATB

 

Tony

[christy]

I go to confused.com. Always the cheapest and a choice of 50+ companys. I would/do change every year if I can buy better. Wouldn't consider any other way.

[DSPUK]

My household insurance is up in a week and renewal was £100 more than last year - did a price comparison and got quotes same as last year - rang my company and asked can you match it - the Indian girl said no so said stick me on to "customer retention" - good experienced English gent managed to get it down to a few quid less than last year. - only trouble with price comparison is second I clicked save quote my mobile went off with some foreign gent rang me saying he could beat quote - 100 quid more than quote I saved

same has applied to my car insurance - take it out with someone else and get new customer bonus deal then go back to your old one next year as new customer.

 

Same applied to my broad band - contract up - ring for MAC or Map get put through to customer retention and get a good deal.

 

Dave

[Ozzy Fudd]

if you are going online and go to confused.com, etc, make sure you click on the link to go check the actual policy - alot of the time youll find theres a very high excess, no protected ncb, no breakdown cover, etc

[MM]

i had asda insurance last year on car 1. last year £350, this year, they wanted £533

 

 

one search engine later......Axa insurance £288

[Frenchieboy]

Yep! I have been with Saga for the last 5 years, the last 4 years being with the same motor. I have not made any claims nor has any of my circumstances changed so I would expect my premium to go down but this is not the case. Each year it has gone up. When I asked them why I was told that it was due to rising costs so I have told them that if the costs have risen again on my next renewal I will be forgetting about "Loyalty" and going for different quotes. I think that it is time that we all started shopping around instead of sticking to just the one company!

[MJN]

Lloyds car renewal came through yesterday £370, went online to Admiral multicar and guess what £263 for first car and next month only £216 for second car.

Change my house insurance too from Lloyds the month before and saved another packet.

 

These companies think once they have you, you wont bother to change.

they should start thinking about giving us Customers more respect.

 

M.

[Lez325]

I use Swift Cover- premiums went down by £37 this year and being internet based you can print off and alter policy on line, should you change car mid term etc

 

I'd recommed them all day

 

Les

[PaulABF]

Yes, spoke to them, no joy, told them not to renew, had a ring around (every 0800 number in the book) got a better price, and better cover,I have no loyalty to insurance companies.

 

ATB

 

Tony

 

You've got it in a nutshell. Every year when my renewal is due I log on and compare quotes. The cheapest always wins.

[paul1966]

i have had a look on-line to get a better price for house insurance, the annoying thing now is that you have to put a contact number in to get a quote, the day after you get a phone call asking if the quote was competitive, this has happened twice now, must be a new tactic.

[Ozzy Fudd]

stick in a fake number Edited April 29, 2010 by Ozzy Fudd

[hawkeye]

:yep: stick in a fake number

 

 

 

Or your mates :o

[Ozzy Fudd]

Or your mates :o

 

or your ex's

[spence]

Going through the same thing right now, it appears my renewal (from a broker) is cheapest so far. Will continue looking at the usual main line suspects.

 

A couple of points to watch:

As said be careful the comparisons sites offer a like for like quote. It can take some time to weed out the rubbish, very cheap quotes that are just there to get to the top of the list.

Watch out for compulsory and voluntary excess figures, some are hidden under the "info" button.

The type and availability of courtesy cars. Most if not all companies do not offer a car if yours is written off or stolen (found out to my cost a couple of years back), there may be an extra policy option to cover this.

The windscreen replacement excess is creeping up, some want one for repairs now.

 

Anyway good luck

 

S.

[al4x]

the simple reason behind it is some people don't question it and just pay up. Used to annoy the hell out of me but now I just shop round every year, though often then my existing one will offer to match it which annoys me even more as they could have given me a decent quote in the first place