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What do you spend your money on?


AVB
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Once the mortgage is paid and the bills have all gone out I'm not left with alot nowadays! Still get to spend £200 a month or so on my hobbies though (Car restoration, Shooting, Scuba Diving) So doing alright. Totally agree with the comments made from the low earners regarding living life. Sometimes earning lots of ££ doesn't mean you have the best of both. Simplicity is sometimes the way forward.

 

I'd certainly take a pay cut to have a better quality of life.

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AVB on the other half works for one of the big nasty banks and has sold his soul to them

 

I also sold my soul the same but for far far less I suspect! I am currently thinking of buying it back but alas I can't really afford to.

 

This thread has been interesting.

 

Dan

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Ah yes, we are enslaved to our possessions... the more you have, the more your are trapped.

 

Discuss.

 

 

When fresh out of school I worked at a printing factory for a while. One of the guys there was right grumpy and just a general pain in the haris, anyway one shift we got talking and he said that he really wanted out and wanted to retrain as a brickie. Being straight from school, worlds your lobster and all that I said well why don't you then. He said that he had a mortgage and kids and couldn't afford to.

 

I didn't understand that at the time but I bloody do now!

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The more you earn, the more you spend, fact.

 

Money doesn't make you happy, fact.

 

Some of my favourite / best days ever have cost nothing, fact.

 

-----------

 

I dare not add up my outgoings as it would depress me. I know that a high percentage of my outgoings would be insurance and fuel for various cars & other toys.

 

I have learnt however that boat ownership is on a whole different level to cars. The two best days of boat ownership - the day you buy it and the day you sell it <copyright Mungler 2009>

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The more you earn, the more you spend, fact.

 

Money doesn't make you happy, fact.

 

Some of my favourite / best days ever have cost nothing, fact.

 

-----------

 

I dare not add up my outgoings as it would depress me. I know that a high percentage of my outgoings would be insurance and fuel for various cars & other toys.

 

I have learnt however that boat ownership is on a whole different level to cars. The two best days of boat ownership - the day you buy it and the day you sell it <copyright Mungler 2009>

 

Amen to that :good::good:

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The more you earn, the more you spend, fact.

 

Money doesn't make you happy, fact.

 

Some of my favourite / best days ever have cost nothing, fact.

 

-----------

 

I dare not add up my outgoings as it would depress me. I know that a high percentage of my outgoings would be insurance and fuel for various cars & other toys.

 

I have learnt however that boat ownership is on a whole different level to cars. The two best days of boat ownership - the day you buy it and the day you sell it <copyright Mungler 2009>

 

 

Thats because you never buy a round at Friday Club,

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I think it's interesting to see how wide a variety of people post here. I get the impression that some of you are very, very well off financially whilst there are others that barely get by.

 

There are also very obvious gaps in the way shooting is done. Many of the better off guys pay for days and do a lot that way. It must cost a fortune but if you have one then that's no problem! Then you get the guys more like myself. Not so much money so have to put more in to get something out. Instead of money I give time and effort and it all sums up to a similar amount of shooting. Whatever you put in you get a similar amount back.

 

I'm by no means saying the rich among us have it easy. There's no way I could do the jobs you do to be able to pay for driven days etc, I'd go into meltdown and simply couldn't handle it I'm sure! Each to their own springs to mind. I'm certainly not upset that I can't afford a boat! :lol:

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Money doesn't make you happy, fact.

 

Some of my favourite / best days ever have cost nothing, fact.

 

 

 

Whilst money doesn't make you physically a happer person, you feel a lot happier knowing you've got some money ;)

 

Whilst I have done things which haven't cost anything and they've been memorable, I can't help but think that the best times I've had have included an outlay of money - Be it a holiday, Glastonbury tickets or just some good old brass. :rolleyes:

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I think it's interesting to see how wide a variety of people post here. I get the impression that some of you are very, very well off financially whilst there are others that barely get by.

 

There are also very obvious gaps in the way shooting is done. Many of the better off guys pay for days and do a lot that way. It must cost a fortune but if you have one then that's no problem! Then you get the guys more like myself. Not so much money so have to put more in to get something out. Instead of money I give time and effort and it all sums up to a similar amount of shooting. Whatever you put in you get a similar amount back.

 

I'm by no means saying the rich among us have it easy. There's no way I could do the jobs you do to be able to pay for driven days etc, I'd go into meltdown and simply couldn't handle it I'm sure! Each to their own springs to mind. I'm certainly not upset that I can't afford a boat! :lol:

 

I agree the range is significant. As for people being very well off I suspect most people live to their means i.e. They spend what they earn (if not above) at times so they always feel stretched. I know I quite often do although in reality I shouldn't. It's all relative. There is always somebody who earns more than you but the important thing is not to be jelous and, as a lot of people have said, to try to enjoy life.

 

A breakdown of how we do our shooting is also interesting. I belong to a small syndicate on which I shot three times last season (one driven, two walk up) but that was just a cicumstance of being exiled overseas. Normally I like to get a mix of pigeon decoying, syndicate driven days, bought driven days and the odd night out with the gamekeeper lamping.

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AVB out of interest, does your missus have any job / income and does she do the shopping?

 

Work? Well she would claim she works very hard in bringing up the children but not she isn't employed. Of course she does the shopping she is a woman. I give her money into her bank account every month and she also has access to the joint account. In the breakdown I categorised that as 'misc. stuff'. I imagen she spends some of that on food as well as getting her hair done, clothes etc. She also has access to the joint bank account which she also spends on food. So my estimate of 5% on food is probably wrong as I hadn't included the money from her account that she spends on food that I don't see.

 

We probably don't spend as much on food as many though. I'm in India, two eldest children live away from home, the two youngest are only 5 & 6 so don't eat a huge amount and the wife is always on a diet.

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