TaxiDriver Posted August 17, 2013 Report Share Posted August 17, 2013 I've long been under the impression that Scottish notes (in Pounds Sterling) are perfectly legal tender in the UK ?? So why on earth does my local chippy think they have any reason to refuse to accept them ? (and tonight, a big row in my local KFC as they refused to accept a Clydesdale Bank £20 Sterling note) They don't have to exchange them for british currency If it's illegal to refuse to accept them, (being as they are in GB Pounds Sterling) What law(s) are the places breaking by refusing to accept legal tender Quote Link to comment Share on other sites More sharing options...
Rupert Posted August 17, 2013 Report Share Posted August 17, 2013 Because they don't know them,like fifties,easier to reject them out of hand than train to recognise fakes.Also a lot of Scottish has gone out of circulation and been replaced with newer styles. Quote Link to comment Share on other sites More sharing options...
Big Al Posted August 17, 2013 Report Share Posted August 17, 2013 It is the same for NI bank notes. You just have to get used to it. I've tried.explaining in the past but the bottom line is that the employee behind the counter doesn't want to risk a telling off or docked wages. Anyone from NI travelling to mainland UK usually swaps our notes for Bank of England notes before we leave. Atm machines at airports are usually set to dispense only BoE notes. It is just easier. Any mainland bank will swap Scottish or NI notes over the counter no problem. TBH it used to annoy me that legal tender was being refused, but it is just something I do now before traveling to the mainland UK. Quote Link to comment Share on other sites More sharing options...
fl206 Posted August 17, 2013 Report Share Posted August 17, 2013 Scottish and Irish notes are not "legal tender" in England or Wales. http://www.bankofengland.co.uk/banknotes/Pages/about/faqs.aspx#16 However, "legal tender" has a narrow definition relating to the settlement of debts. The point is, a proprietor can be stubborn and refuse service/payment. I should point out that Sterling issued by Irish and Scottish banks are every bit as good: they're backed by BoE-issued sterling. I.e. a Scottish/Irish bank has to deposit at least the same value of BoE-issued Sterling with the central bank before it can start printing its own notes. Quote Link to comment Share on other sites More sharing options...
Kes Posted August 17, 2013 Report Share Posted August 17, 2013 May not be legal tender if the vote in Scotland goes for independence - serve Salmond right, daft *****. Quote Link to comment Share on other sites More sharing options...
Big Al Posted August 17, 2013 Report Share Posted August 17, 2013 Scottish and Irish notes are not "legal tender" in England or Wales. http://www.bankofengland.co.uk/banknotes/Pages/about/faqs.aspx#16 However, "legal tender" has a narrow definition relating to the settlement of debts. The point is, a proprietor can be stubborn and refuse service/payment. I should point out that Sterling issued by Irish and Scottish banks are every bit as good: they're backed by BoE-issued sterling. I.e. a Scottish/Irish bank has to deposit at least the same value of BoE-issued Sterling with the central bank before it can start printing its own notes. Well, you learn something new every day! I didn't know that our notes weren't legal tender in Eng and Wales. Hats off to likes of Center Parcs who accept our notes without issue. For a while the Northern Bank here produced plastic fivers as an experiment. Some made a bit of money by selling our plastic fivers for 7,8,9 and even 10 pounds to mainland collectors on the bay. Quote Link to comment Share on other sites More sharing options...
castletyne Posted August 17, 2013 Report Share Posted August 17, 2013 One the reasons some shops dont accept Scottish 20s is there was loads of fakes about a few year ago Quote Link to comment Share on other sites More sharing options...
Big Al Posted August 17, 2013 Report Share Posted August 17, 2013 One the reasons some shops dont accept Scottish 20s is there was loads of fakes about a few year ago Ironically that's the same reason why shops here often refused English 20s and 50s. Quote Link to comment Share on other sites More sharing options...
ack-ack Posted August 17, 2013 Report Share Posted August 17, 2013 I sold a car a while back and the fella paid me part of it in hundred quid scottish notes. I had to phone a friend as it was a new one on me, i was sure he was trying to have me over. The fact that there were different types of the same value didnt help. I was so glad when the bank accepted it! Quote Link to comment Share on other sites More sharing options...
amateur Posted August 17, 2013 Report Share Posted August 17, 2013 The Isle of Man used to be confusing - 40 years ago you could offer an English tenner and receive back in change anything from Scottish notes, Manx notes, Ulster notes or Irish Punts, all treated as equal on the IOM. Then it was a mad rush to drink up all this change by the end of the TT and the return to the UK Quote Link to comment Share on other sites More sharing options...
Penelope Posted August 19, 2013 Report Share Posted August 19, 2013 Bank of Scotland, Royal Bank of Scotland and Clydesdale Ban, all print their own notes. I sold a car a while back and the fella paid me part of it in hundred quid scottish notes. I had to phone a friend as it was a new one on me, i was sure he was trying to have me over. The fact that there were different types of the same value didnt help. I was so glad when the bank accepted it! Quote Link to comment Share on other sites More sharing options...
Twistedsanity Posted August 19, 2013 Report Share Posted August 19, 2013 our currency is issued from and regulated by the "Bank of England" , for Scottish notes to be considered legal tender we would have to change our banking system to "the bank of uk" or "the bank of great britain" to include them Quote Link to comment Share on other sites More sharing options...
ajb403 Posted August 19, 2013 Report Share Posted August 19, 2013 As others have said they're not legal tender in England so it's at their own discretion whether they accept them or not. Oddly enough they also aren't legal tender in Scotland! http://www.scotbanks.org.uk/legal_position.php Quote Link to comment Share on other sites More sharing options...
snowmonster Posted August 19, 2013 Report Share Posted August 19, 2013 Best thing I found was to go and fill my disco with diesel and only have Scottish notes on me, they soon decided they'd accept them when I stated I'd no other means of paying . Quote Link to comment Share on other sites More sharing options...
welsh1 Posted August 19, 2013 Report Share Posted August 19, 2013 I used to get given thousands of pounds in Scottish £10-20 notes when i was working in Knowsley,one day as i was counting out £10,000 in Scottish notes with a PC standing by me and commented on the abundance of Scottish notes,he told me that they were brought down from "jobs done"in Scotland and exchanged for drugs to go back to Scotland.He was totally serious. Quote Link to comment Share on other sites More sharing options...
Scully Posted August 19, 2013 Report Share Posted August 19, 2013 Was in a super market ths aft' and someone tried to pay with a Manx pound note.Staff seemed bamboozled and I don't know what the outcome was as I moved to another till.Scottish notes not a problem around here,nor should they be. Quote Link to comment Share on other sites More sharing options...
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