Dbw1shrops Posted January 14, 2015 Report Share Posted January 14, 2015 Hi PW massive I recently posted about me crashing my disco, Yesterday I enquired about its outcome and they told me it was a total loss needing 3k worth of work which I replied how come you never contacted me ( Hastings 😡) I'm sure they have a duty to do this as I rang up last Monday morning and they said I should know within a couple of days !!! Anyway I've been told it will cost between 7-900 to buy it back and I'm unsure as to what route to take as this is the first time I've had to deal with this but I can't see it costing £3k to put right and its a cat D write off ? Can any off the PW massive steer me on the right tracks ? Thanks Dave Quote Link to comment Share on other sites More sharing options...
Gordon R Posted January 14, 2015 Report Share Posted January 14, 2015 Depends what the damage is. Quote Link to comment Share on other sites More sharing options...
Kes Posted January 14, 2015 Report Share Posted January 14, 2015 Not done this before but I would ask for a formal engineers statement that would justify its writing off and, if you wish, ask for an independent engineers report (for which you would pay - or get a friend to do it). Ask him what its worth to fix up but as said above, if the damage includes a bent chassis/ something else serious, you might consider whether you have had your moneys worth from the vehicle and ---move on ? Quote Link to comment Share on other sites More sharing options...
silver pigeon 3 Posted January 14, 2015 Report Share Posted January 14, 2015 Hi Dave You really need an estimate from a repairer (not the insurance approved repairer who have already looked at it!) to give you a firm indication of the cost to put it back on the road. This way you can decide if it is financially worth repairing. We have done a lot of repairs to vehicles that the customer have bought back and it is often worth doing, the costing of £3K would have been using all new OE Land Rover parts so savings are to be made by using used and non OE parts if possible. Probably 50% of the time a customer comes to us after visiting the insurance approved repairer and being advised that their vehicle is a total loss we can agree a repair with the insurance company that stops the vehicle being a total loss and then just deal with it as any other straight forward insurance claim. Being a cat D total loss you should not have any issue putting it back on the road and usually won't even have to take it for a VIC check at your nearest DVLA office, if a VIC test is required then this doesn't cause any real issues but can sometimes take a while to get your appointment. Hope this helps but if you need any more info just shout. Quote Link to comment Share on other sites More sharing options...
Dbw1shrops Posted January 14, 2015 Author Report Share Posted January 14, 2015 Thanks so far for the quick replies the car cost me £5650 and with all land rovers I have spent a fair bit of hard earned on the vehicle ! Was told today it's been valued at £4k that's with the excess taken out (£250) because it hit a kerb so it will need new steering rack etc poss 2 new wheels being ally they can't check on the damage they may of sustained ? Dave Quote Link to comment Share on other sites More sharing options...
bluesj Posted January 14, 2015 Report Share Posted January 14, 2015 An idea of the damage would help. If you are going to fix it your self it might be worth buying back if you would have to pay someone else to do it then probably not Quote Link to comment Share on other sites More sharing options...
andrew f Posted January 14, 2015 Report Share Posted January 14, 2015 They tried to write off my car said it would cost £1500 to repair had it looked at by someone else and had it fixed for £500 there money grabbing that's all Quote Link to comment Share on other sites More sharing options...
Dbw1shrops Posted January 14, 2015 Author Report Share Posted January 14, 2015 It has broken the corner plastic of the bumper also some broken in the middle so guess it a new bumper bent the metal behind the bumper ( not sure if it's a part of the chassis ? ) the plastic trim above the wheels needs replacing nothing touched panel wise and the light is fine just the finisher underneath it ! plus possibly steering rack / box but unsure about that as yet ? Quote Link to comment Share on other sites More sharing options...
Luckyshot Posted January 14, 2015 Report Share Posted January 14, 2015 They tried to write off my car said it would cost £1500 to repair had it looked at by someone else and had it fixed for £500 there money grabbing that's all If you knew what a good bobyshop charges theese days you would understand why most cars are written off. Quote Link to comment Share on other sites More sharing options...
onatangent Posted January 14, 2015 Report Share Posted January 14, 2015 (edited) last buy backs were at 10% of the right off value. Worked out well as bought them back and sold them for spares. Did well out of it. Edited January 14, 2015 by onatangent Quote Link to comment Share on other sites More sharing options...
bluesj Posted January 14, 2015 Report Share Posted January 14, 2015 It has broken the corner plastic of the bumper also some broken in the middle so guess it a new bumper bent the metal behind the bumper ( not sure if it's a part of the chassis ? ) the plastic trim above the wheels needs replacing nothing touched panel wise and the light is fine just the finisher underneath it ! plus possibly steering rack / box but unsure about that as yet ? I say well worth buying back if thats all the damage. Insurance will only use new genuine parts and £100 per hour so the bills can tot up, but if you repaired with pattern / secondhand parts you could save 75% or more. Quote Link to comment Share on other sites More sharing options...
mrwabbits Posted January 14, 2015 Report Share Posted January 14, 2015 Sounds like a win win situation possibly . Is it a TD5 ?? Quote Link to comment Share on other sites More sharing options...
Budice Posted January 14, 2015 Report Share Posted January 14, 2015 Insurance companies screw the bodyshop/repairer down on hourly labour rate, they make it up by charging full list price of parts to the insurance company. PM me your reg number and I can price up parts if you like mate to give you an idea of what you would be looking at. Quote Link to comment Share on other sites More sharing options...
Dbw1shrops Posted January 14, 2015 Author Report Share Posted January 14, 2015 Yep it's a TD5 02 plate ES spec 👍 Quote Link to comment Share on other sites More sharing options...
Dbw1shrops Posted January 14, 2015 Author Report Share Posted January 14, 2015 Yhpm budice 👍 Quote Link to comment Share on other sites More sharing options...
fruitloop Posted January 14, 2015 Report Share Posted January 14, 2015 even at £900 id get it back it might cost say £500 ish to repare Quote Link to comment Share on other sites More sharing options...
silver pigeon 3 Posted January 15, 2015 Report Share Posted January 15, 2015 Bodyshops do not charge £100 per hour, insurance companies screw there approved repairers down massively - 1 of our contracts is for £28.50 an hour!! The absolute top end of our labour rate for insurance work is £34. The only time it ever gets above this is for specialist work like restoration and such. Even manufacturer owned Bodyshops have to charge the going insurance rates whereas for the mechanical work they charge well over £100 per hour! Quote Link to comment Share on other sites More sharing options...
Dbw1shrops Posted January 16, 2015 Author Report Share Posted January 16, 2015 I've been offered 4k of Hastings for the disco but I don't think this is reasonable as I can't see nothing on AT for that sort of money same spec or year so I'm not amused 😡 Quote Link to comment Share on other sites More sharing options...
Vince Green Posted January 16, 2015 Report Share Posted January 16, 2015 Bodyshops do not charge £100 per hour, insurance companies screw there approved repairers down massively - 1 of our contracts is for £28.50 an hour!! The absolute top end of our labour rate for insurance work is £34. The only time it ever gets above this is for specialist work like restoration and such. Even manufacturer owned Bodyshops have to charge the going insurance rates whereas for the mechanical work they charge well over £100 per hour! 100% agree with you, the insurance companies pay really low contract rates but for the owner the result is that the work is often skimped, at best rushed, and corners cut. Better to buy back the vehicle and oversee the work yourself. With the internet now its so easy to source secondhand parts,bumpers etc. Quote Link to comment Share on other sites More sharing options...
chady Posted January 16, 2015 Report Share Posted January 16, 2015 Sorry to say Hastings are shocking!! There a terable company I have had s run in with them before. I will not touch them or ther associates. I know why they are so cheap Quote Link to comment Share on other sites More sharing options...
Dbw1shrops Posted January 16, 2015 Author Report Share Posted January 16, 2015 Yep agree that there not good at all they talked me back into going with them for a second year running but I've learnt my lesson and won't be returning with them this year ! Also can I haggle on the price I've been quoted for my car Dave Quote Link to comment Share on other sites More sharing options...
Alycidon Posted January 16, 2015 Report Share Posted January 16, 2015 Yep it's a TD5 02 plate ES spec Plenty of used parts about, I used to have same but 03 plate. I would have it back as long as there is no severe chassis damage. Friend of mine bought his Mk2 Cortina back from insurers twice, its still running today. A Quote Link to comment Share on other sites More sharing options...
fruitloop Posted January 16, 2015 Report Share Posted January 16, 2015 (edited) on the front of the chassis behind the bumper there is a crush can that is a bolt on part as long as the damage has not passed that you should be ok . if the steering box is not leaking that might be ok there quite well built to cope with bumps and ruts. if not a refurb unit from paddocks is only around £150 and about a 2-4 hour job dependent on ability . http://forums.lr4x4.com/index.php?showtopic=32377 p.s. it can be done without removing the ecu or batt box. the only thing id change is maybe the link arm from the box and the one at the back which will put the tracking out and get a second hand bumper also id argue the price with them and ask them to show you where you can get a similar car that's not high mileage or a wreck for the price. Edited January 16, 2015 by fruitloop Quote Link to comment Share on other sites More sharing options...
Dbw1shrops Posted January 17, 2015 Author Report Share Posted January 17, 2015 Cheers fruit loop they can't drop the price they've offered me can they ? Quote Link to comment Share on other sites More sharing options...
silver pigeon 3 Posted January 17, 2015 Report Share Posted January 17, 2015 Cheers fruit loop they can't drop the price they've offered me can they ? They won't drop the price offered but will probably come up a bit if you refuse the first offer and back and it up with a reason, ie you have recently spent money on it etc! Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.