elgreco

Yes, 8% of £200 is £16. Then 11/12 of 8% the next month which is £14.66. The next month is 10/12 of 8% which is £13.33. The next month is 9/12 of 8% which is £12 …………..and so on

The transfer values were extremely favourable at the time and I got >£550k

After recovering from COVID in 2020 I decided life was too short to wait till 60 (as I had planned) for retirement and left at 56. I had already transferred my pension pot from my company to a SIPP and now drawdown on the investments each month. We have paid off the mortgage and have no outstanding debts so it’s just living expenses and hobbies to pay for plus the odd holiday. I draw £2300 a month which find more than adequate and can always up the figure if needed. My financial advisor does the computer modelling and says it will last longer than me more than likely so I’m happy with that.

Hi I have just bought a Beretta 486 parallelo. I would like to remove the auto safety (I only shoot clays) is it possible to do this? Thanks Tom

We are booked in for a months holiday in Canada in September. Calgary, jasper, Banff and surrounding areas then Vancouver and up to Toronto. It now looks like a fair chunk of it has gone up in flames, so sad.

The last time I actually saw an episode of Emerdale it was still called Emedale farm. What is happening with this programme to make it have a warning of “upsetting scenes” ant “if you’ve been affected…………” Good grief! Whatever happened to light entertainment? Every soap seems to need to out trump the next on shock value.

My son is living in Leipzig in Germany. We went to visit him a few months ago driving there from the euro tunnel. I was impressed with how many wind and solar farms there are right the way through the country. We also witnessed the recycling centres within supermarkets for plastic bottles where you feed the empty containers in and get a voucher for credit for your shopping. A beautiful clean country.

Hi, are you interested in a swap for a couple Rhino ported extended Mobil chokes? Both skeet. (I’ve still got them) cheers Tom

You fail to see the point. If they are ENTITLED to state aid when working full time there is a problem with the minimum wage. What they spend the money on maybe foolish in some circumstances but it doesn’t mean they are not eligible to receive it.

Over the years wages have been eroded in various ways. The introduction of the minimum wage was introduced to ensure people were paid a minimum wage. This has been interpreted as ’we can get away with only paying this’ by lots of employers now. The profits of large companies are artificially boosted by suppressing wages for workers. If people are working full time for the legal minimum wage and they still have to rely on state aid then the system must be broken. Tom

Are you interested in a swap for a couple Rino ported extended Mobil chokes? Both skeet. cheers Tom

Is that a miniature bike or a huge ratchet? 😉

Yes it does 👍🏼

My son was one of the first employees in Monzo bank which is purely online with no branches. I was an early adopter of the bank as I felt I had to support him after I’d been with Barclays all my life. I’ve found it a breeze to use and now can look at my other accounts on the same app which is useful too.

I have found the easiest way to resize large sized photos is to email them to myself Tom