cumbrian shooter Posted November 25, 2012 Report Share Posted November 25, 2012 Is any one else sick to death of paying ridiculous amounts of money to insure there motor?! iv been driving for four years and never had an accident put got 3 points for running a red light lastyear, completely inocently, sounds daft but the circumstances were somewhat laughable (lights stuck on red and i followed 3 other cars and just happened to be an unmarked st 220 behind me) any way my insurance seems to be going up? Im 25 next year and when i first passed i was driving a 140bhp car that weighed no more than a mini! Its was completely standard and was in group 12 insurance, cost me a grand to insure it in 2009, now im driving a pug 206 1,9 diesel that probably wouldnt pull the skin off a rice pudding, its in group 3 and my insurance is nearly £800!!! I live in a rural area so theft not big here! Besides if some one nicked my car they would want locking up for mental illness not theft lol! atb c.s Quote Link to comment Share on other sites More sharing options...
Sha Bu Le Posted November 25, 2012 Report Share Posted November 25, 2012 Quite agree Cumbrian, being of a more challenged persuasion age wise I thought I'd try the insurance companies for the over 500.s oops 50's Thieving ####s they were more expensive than the mainstream suppliers. Its the ASDA syndrome, tell people often enough and for long enough and they'll believe you. Went with am online company and insured my Meagane 1.6 for around £320 fully comp + NCP ATB Bri Quote Link to comment Share on other sites More sharing options...
Sha Bu Le Posted November 25, 2012 Report Share Posted November 25, 2012 (edited) Having said that as most of the mainstream insurers are interrelated risk takers do you not think everyone, motorists, home insurers, accident etc etc is paying for the floods of this year? Edit = typo Edited November 25, 2012 by Sha Bu Le Quote Link to comment Share on other sites More sharing options...
lewj Posted November 25, 2012 Report Share Posted November 25, 2012 try being 17 ........... Quote Link to comment Share on other sites More sharing options...
Sha Bu Le Posted November 25, 2012 Report Share Posted November 25, 2012 try being 17 ........... God... not again it was bad enough the first time. Quote Link to comment Share on other sites More sharing options...
Rupert Posted November 25, 2012 Report Share Posted November 25, 2012 Get used to it,it will be more next year,insurance companies are paying 2.7m a DAY to personal injury claims never mind mending the metal. Quote Link to comment Share on other sites More sharing options...
Sha Bu Le Posted November 25, 2012 Report Share Posted November 25, 2012 Get used to it,it will be more next year,insurance companies are paying 2.7m a DAY to personal injury claims never mind mending the metal. Very true Quote Link to comment Share on other sites More sharing options...
cumbrian shooter Posted November 25, 2012 Author Report Share Posted November 25, 2012 Its a joke and makes no sense to me at all, for example when did 3rd part fire n theft end up more expensive than fully comp? At the end of the day people are paying in some cases more than there car is worth! there making a lot more than there paying out and the fat cats are definately getting fatter! Floods or not thers always been floods ect and insurance wernt this much? if you ask me ther prices are rising and we have no choice but to pay so they get away with it, just like the fuel situation! Quote Link to comment Share on other sites More sharing options...
bedwards1966 Posted November 25, 2012 Report Share Posted November 25, 2012 Yes, it's a complete scam as far as I'm concerned. Stupid excuses they find for putting up prices, not being subject to the unfair contracts act thing, doing everything they can to wriggle out of claims. Legalized theft. Quote Link to comment Share on other sites More sharing options...
cumbrian shooter Posted November 25, 2012 Author Report Share Posted November 25, 2012 Its just not justifiable in my oppinion Quote Link to comment Share on other sites More sharing options...
lksopener Posted November 26, 2012 Report Share Posted November 26, 2012 Cheapest I have ever has was £720 with no points or convictions ever. I'm just about coming up to 25 so hoping mine comes down. Only driving a little mg Zr 1.4 btw so nothing exotic. Quote Link to comment Share on other sites More sharing options...
Olliesims Posted November 26, 2012 Report Share Posted November 26, 2012 It's my first year driving and I'm paying £1100 on a 1994 1ltr Volkswagen polo -.- Quote Link to comment Share on other sites More sharing options...
goldypurple Posted November 26, 2012 Report Share Posted November 26, 2012 just had my quote in with adrian flux, they wanted £376 to renew my Audi A4 2.0 140 bhp Sline 2005 insurance, ive only been driving 6 years but aged 33, done some online quotes coming in cheapest was hastings at £295. just rang adrian flux back, and they have now quoted £290.69 fully comp, protected no claims, excess £95. so not a bad saving by doing a web search and making a phone call saved £86.11 why they didnt quote that in first place, ive no idea as would of ben happy Quote Link to comment Share on other sites More sharing options...
leeds chimp Posted November 26, 2012 Report Share Posted November 26, 2012 Its a joke and makes no sense to me at all, for example when did 3rd part fire n theft end up more expensive than fully comp? At the end of the day people are paying in some cases more than there car is worth! there making a lot more than there paying out and the fat cats are definately getting fatter! Floods or not thers always been floods ect and insurance wernt this much? if you ask me ther prices are rising and we have no choice but to pay so they get away with it, just like the fuel situation! because they are insuring you against a claim...if you hit that brand new merc or a car full of people Quote Link to comment Share on other sites More sharing options...
cumbrian shooter Posted November 26, 2012 Author Report Share Posted November 26, 2012 Its descrimination against young drivers! Bunch of theiving ******** is what they are bowt time they were regulated properly, they realy get me back up, making all that money, then they wine about pay outs, well im sorry but thats the trade there in, its what happens! Quote Link to comment Share on other sites More sharing options...
leeds chimp Posted November 26, 2012 Report Share Posted November 26, 2012 Its descrimination against young drivers! Bunch of theiving ******** is what they are bowt time they were regulated properly, they realy get me back up, making all that money, then they wine about pay outs, well im sorry but thats the trade there in, its what happens! not discrimination at all...they are a business and stats show young drivers are alot more likely to have a claim therefore charge accordingly Quote Link to comment Share on other sites More sharing options...
margun Posted November 26, 2012 Report Share Posted November 26, 2012 not discrimination at all...they are a business and stats show young drivers are alot more likely to have a claim therefore charge accordingly How about the recent EU law banning discrimination on grounds of sex? I'm sure there are statistics to suggest women are a lower risk than men (or vice-versa), but if it's illegal to discriminate on grounds of sex, then it should be on age too (as in employment law etc etc) Quote Link to comment Share on other sites More sharing options...
al4x Posted November 26, 2012 Report Share Posted November 26, 2012 so you are suggesting pushing everyone elses insurance up to pay for inexperienced drivers mistakes? p.s just renewed mine £340 fully comp wasn't too upset Quote Link to comment Share on other sites More sharing options...
marktattoo Posted November 26, 2012 Report Share Posted November 26, 2012 just had my quote in with adrian flux, they wanted £376 to renew my Audi A4 2.0 140 bhp Sline 2005 insurance, ive only been driving 6 years but aged 33, done some online quotes coming in cheapest was hastings at £295. just rang adrian flux back, and they have now quoted £290.69 fully comp, protected no claims, excess £95. so not a bad saving by doing a web search and making a phone call saved £86.11 why they didnt quote that in first place, ive no idea as would of ben happy because they are seeing how much they can fleece from you, same as any other insurance company. They send me renewal letters every year, first thing is ignore what that says and tell them your not paying it, they will more often than not come back with a better price, that beforte even mentioning that you have various other quites from their competitors Quote Link to comment Share on other sites More sharing options...
blackbird Posted November 26, 2012 Report Share Posted November 26, 2012 (edited) Wait for next years home insurance Renewals with all this flooding damage to pay for "I think we are all In for a slamming" Edited November 26, 2012 by blackbird Quote Link to comment Share on other sites More sharing options...
harrypen Posted November 26, 2012 Report Share Posted November 26, 2012 had a 1600 escort m reg,, 15 yrs ncb,,,last year.£175,,renewal this yr £325,,,16yrs ncb , same company , tried to change it to 2ltr mondeo estate ,,car worth £750 ,insurance £876 I said you must be having a laugh Went on usual car comparison websites and now got insurance for mondeo for £254 Go compare,,,,, (over 50s company wanted £1050) There is something seriously wrong with the whole system and its about time these companies got a severe kicking and regulation harrypen Quote Link to comment Share on other sites More sharing options...
margun Posted November 26, 2012 Report Share Posted November 26, 2012 so you are suggesting pushing everyone elses insurance up to pay for inexperienced drivers mistakes? That's what the insurers do....along with whiplash claims/thefts etc. Quote Link to comment Share on other sites More sharing options...
Bigbob Posted November 26, 2012 Report Share Posted November 26, 2012 Same here my son 18 just past his test couldn't afford the insurance on a 1.3 ford ka ,got him a 1 ltr corsa Quotes ranged from £2300 to £4300 searched on line got him insured for £700.66 fully comp Quote Link to comment Share on other sites More sharing options...
Bloke Posted November 26, 2012 Report Share Posted November 26, 2012 God knows what mine is going to be if I get my licence back. I surrendered my licence on medical grounds in 2004, after 32 years driving with only one speeding ticket (From 1978), otherwise accident and prosecution free. I have now been told I can reapply for my licence to be reinstated, but obviously, after 7 years, I will bet the insurers refuse to reinstate any of my no claims etc. Partly hoping the DVLA medical panel will grant the licence, partly dreading the quote from the insurers. I think it would be worse to know that you are allowed to drive, yet the pension won't stretch to the insurance, than just not be able to drive. Ah well, no real point in fussing, they say I won't know till after Xmas.. Quote Link to comment Share on other sites More sharing options...
cumbrian shooter Posted November 26, 2012 Author Report Share Posted November 26, 2012 not discrimination at all...they are a business and stats show young drivers are alot more likely to have a claim therefore charge accordingly iv been drving 4 year im still classed as a young driver, .never had or caused an accident in that time, im 25 soon and i can tell you this iv more road sense than most on the road! and yet i get slammed! The point is im paying almost what i paid when i had a fast car, and id just passed my test, it would do a 0-60 in about 6seconds yet my car now wouldnt do it in a bloody minute and paying top whack! poor excuses i keep hearing flood damage, young drivers, blah blah what a load of trollop!! truth is we pay whatever they ask and there getting greedy! Am i not right?? Quote Link to comment Share on other sites More sharing options...
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