holloway Posted February 19, 2015 Report Share Posted February 19, 2015 Can anyone tell me why BASC insist on its members who join BASC affiliated clubs joining through each club and then reclaiming there money back if they join more than one club . There must be a good reason because it is a real pain in the **** if you belong to lots of clubs. There was a time when as long as you were a BASC member and showed your card you would be accepted. Quote Link to comment Share on other sites More sharing options...
fenboy Posted February 19, 2015 Report Share Posted February 19, 2015 I suppose it causes extra work for the clubs you join having to check with BASC that you are already a member . I would also guess that BASC are quite happy with the arrangement as for every 10 people that do claim it back there are perhaps one or two who do not bother ! I cant see as its too much of a pain in the **** to make a phone call though . Quote Link to comment Share on other sites More sharing options...
neutron619 Posted February 19, 2015 Report Share Posted February 19, 2015 Not to mention the money sitting in their bank account for a while earns them interest. Enough people do it for a few days each and that's the office coffee machine paid for... Why do you think Tescos always give you a voucher for an amount you can save "next" time? Quote Link to comment Share on other sites More sharing options...
Glenshooter Posted February 19, 2015 Report Share Posted February 19, 2015 Not to mention the money sitting in their bank account for a while earns them interest. Enough people do it for a few days each and that's the office coffee machine paid for... Why do you think Tescos always give you a voucher for an amount you can save "next" time? What's the current interest rate on bank accounts per few day? Quote Link to comment Share on other sites More sharing options...
Dunkield Posted February 19, 2015 Report Share Posted February 19, 2015 divide 0.5% by 365 Quote Link to comment Share on other sites More sharing options...
Glenshooter Posted February 19, 2015 Report Share Posted February 19, 2015 divide 0.5% by 365 So neutron619 is clearly onto something then. Cunning way to make extra money out of people who are slow to make a phone call. Quote Link to comment Share on other sites More sharing options...
David BASC Posted February 19, 2015 Report Share Posted February 19, 2015 Have you seen the interest rates at the moment! Seriously, its to ensure that BASC takes the responsibility , and not the club sec, that you get the longest possible membership and insurance cover for the money you pay. Once you ask for your first refund, if you give us your bank details, ALL future refunds will be made automatically without you needing to do anything David Quote Link to comment Share on other sites More sharing options...
neutron619 Posted February 19, 2015 Report Share Posted February 19, 2015 Yeah, agreed, it's more worthwhile when you're doing 1/365 of 0.5% on deposits of the kind Tesco has, but there's no sensible business that doesn't try to keep customer's money in the system for as much time as possible, for exactly this reason. Why do you think the energy companies love it when you build up a credit "to cover winter fuel usage" as they say, and then seem rather less keen to give you a refund for the £500 credit on your account that you've built up and haven't spent...? Quote Link to comment Share on other sites More sharing options...
Carman06 Posted February 19, 2015 Report Share Posted February 19, 2015 I'm lost what this is all on about to be honest. Quote Link to comment Share on other sites More sharing options...
Konnie Posted February 19, 2015 Report Share Posted February 19, 2015 you can email them too I think. it's not really that much hastle. Quote Link to comment Share on other sites More sharing options...
fenboy Posted February 19, 2015 Report Share Posted February 19, 2015 I'm lost what this is all on about to be honest. To join any of the BASC affiliated wildfowling clubs , you need to be a BASC member , the clubs include your BASC membership in the price you are charged for the season . So if you are in two or three clubs , you will pay your BASC fees two or three times, the onus is then on you to claim the extra membership money back from BASC Quote Link to comment Share on other sites More sharing options...
David BASC Posted February 19, 2015 Report Share Posted February 19, 2015 with just one call, email or letter -simples Quote Link to comment Share on other sites More sharing options...
Carman06 Posted February 19, 2015 Report Share Posted February 19, 2015 Cheers I got you now. Thought from original post it was talking about all BASC approved clubs. Quote Link to comment Share on other sites More sharing options...
subsonicnat Posted February 19, 2015 Report Share Posted February 19, 2015 Have you seen the interest rates at the moment! Seriously, its to ensure that BASC takes the responsibility , and not the club sec, that you get the longest possible membership and insurance cover for the money you pay. Once you ask for your first refund, if you give us your bank details, ALL future refunds will be made automatically without you needing to do anything David They must have changed the rules some time soon. I had to remind them every time, otherwise it was classed as a Gift. was in it for donkeys years, always the same reply from them. I bet the boys had few drinks out of a lot of members who were unaware of this fact. it should have been opt out(Automaticly). Not the Other way round. Glad to Hear it Last. Quote Link to comment Share on other sites More sharing options...
Spaniel Posted February 19, 2015 Report Share Posted February 19, 2015 To be honest I'm in the same position at present joining two affiliated clubs surely with technology today there is a better process as this must be an administration nightmare for basc Quote Link to comment Share on other sites More sharing options...
holloway Posted February 19, 2015 Author Report Share Posted February 19, 2015 (edited) Have you seen the interest rates at the moment! Seriously, its to ensure that BASC takes the responsibility , and not the club sec, that you get the longest possible membership and insurance cover for the money you pay. Once you ask for your first refund, if you give us your bank details, ALL future refunds will be made automatically without you needing to do anything David Sorry David but i dont understand that one ..."...to ensure that Basc takes responsibility and not the club secretary ? why ? ...also ..." that you get the longest possible membership and insurance cover for the money you pay"... whats the differance when you dont join through a club ? surely 12 months is 12 months isnt it ? how is the insurance better or longer please explain that one or am i misssing something simple ? I would suggest that members shouldnt have to ask BASC for a refund that should be automatic. Why complicate something so simple ? Edited February 19, 2015 by holloway Quote Link to comment Share on other sites More sharing options...
subsonicnat Posted February 19, 2015 Report Share Posted February 19, 2015 (edited) Sorry David but i dont understand that one ..."...to ensure that Basc takes responsibility and not the club secretary ? why ? ...also ..." that you get the longest possible membership and insurance cover for the money you pay"... whats the differance when you dont join through a club ? surely 12 months is 12 months isnt it ? how is the insurance better or longer please explain that one or am i misssing something simple ? I would suggest that members shouldnt have to ask BASC for a refund that should be automatic. Why complicate something so simple ? Forgot to say,They USED To Say that if you had 2 Membershipz, You could NOT Claim Twice,. Edited February 19, 2015 by subsonicnat Quote Link to comment Share on other sites More sharing options...
David BASC Posted February 20, 2015 Report Share Posted February 20, 2015 We can only automatically refund if we have your bank details - that's why we ask you to get in touch and give us them. The automatic refund system has been in pace for a few years. Its correct that if you have 2 liability policies covering the same risk you cannot claim on both , that's a matter of law, however if you have say 2 or more personal accident or life policies then you can claim on each one. If an individual members renewal date is the same month as a clubs, then the simplest way is for the member not to renew their individual membership when it comes due, no paperwork or calls needed in that case. However, most times this is not the case so there is either an overlap of membership or a gap between when the individual membership ends and the club membership starts. Remember too that when you pay the club may well be several months before the club renews with BASC. As we hold the records of when you renew and when the club renews we can work out the gap / overlap and send back any overpayment Quote Link to comment Share on other sites More sharing options...
mudpatten Posted February 20, 2015 Report Share Posted February 20, 2015 Holloway,going back to your original point "...why does BASC insist..." Historically, the answer is that it does`nt. Originally, individual fowling clubs insisted that new members start/renew their membership at a date that suited the clubs operating proceedures and ensured that the members was covered during their shooting season. It was done so that individual clubs did not have the additional administrative burden of checking on the expiry date of a members BASC subscription who might have joined with one in force, but which expired in the middle of the season. The rest of the points have been covered by David BASC but, originally, the process of insistance upon multiple memberships was started by wildfowling clubs themselves. Something implemented by BASC at the clubs behest and done to safeguard the club and reduce administration.It was never done as some sort of underhand way of keeping members money. You also mention that "..there was a time when as long as you were a BASC member and showed your card you would be accepted." I`ve never known a club operate a system like that because it runs the risk of a membership expiring in the middle of the shooting season and places a significant admin burden on the club to keep a track of an individual members BASC expiry date, and then ensuring that it has been renewed. Quote Link to comment Share on other sites More sharing options...
oxfordfowler Posted February 20, 2015 Report Share Posted February 20, 2015 Speaking for myself - I am a member of several clubs and pay the BASC portion of each annually. I have never had any issues with reclaiming the overpayment - BASC have my bank details and the money has always been refunded promptly and without any issue. Quote Link to comment Share on other sites More sharing options...
wymberley Posted February 20, 2015 Report Share Posted February 20, 2015 Partially my fault as I can be a tad alakefic but if you pay your subs by direct debit and are of an age, make sure BASC are aware of your years and keep a weather eye on your bank statements. Quote Link to comment Share on other sites More sharing options...
holloway Posted February 20, 2015 Author Report Share Posted February 20, 2015 Can you explain why if you join BASC through a club you have two or more personal accident or life policies ? i dont understand that one ,yes two would be better than one but how does it work ? Sorry David but your next bit about gaps and overlaps makes no sense at all to me i join BASC for 12 months at a time whatever i do, i am a member for 12 months no gaps no overlaps no refund needed also no overcomplication... simple. I am a BASC member ,have been for years i think that BASC does a superb job most of the time so please accept this post for what it is simply a question.and not BASC bashing. I cant really say that your answers make good sense to me if i am honest . I feel sure there is another reason somewhere but maybe i am just thick. Quote Link to comment Share on other sites More sharing options...
David BASC Posted February 20, 2015 Report Share Posted February 20, 2015 There are three elements to the BASC insurance package:Liability (public, employer and product)Personal AccidentLegal expenses - licence appealsIf you have 2 liability policies and someone claims against you, and the total bill is say £10,000, then the claim is made and the two liability underwriters agree who take the claim on and what is any split in responsibility there is between them, and the total payable is £10,000If you have 2 personal accident policies and you lose a finger and the claim for a lost finger is £1000, then as you have 2 policies you can claim off both and you will get £2000Yes membership lasts for 12 months. If you have a membership that say runs from January to January as an individual, and join a club that pays us in say March, you now have a new membership that last from march to March, overlapping with your individual membership. You have paid more than you need to so you can cancel your individual membership and we pay the refund.If you did not pay the club, because your are an existing full member, and then for want ever reason fail to renew your individual membership, you are now potentially uninsured from January to March the following year. We feel its not reasonable for the club secretary to have opt keep a record of loads of individual renewal dates of club members, and then take the responsibility for having to check these members have renewed their individual membership.Firstly, the extra work for the club secretary could be significant, and who is then to blame is there is a slip up and the Sec forgets to check, and consequently a member of the club is then left uninsured, and **** law, that member has an accident....David Quote Link to comment Share on other sites More sharing options...
holloway Posted February 20, 2015 Author Report Share Posted February 20, 2015 Thanks for that David i can see it now . Quote Link to comment Share on other sites More sharing options...
gunsmoke Posted February 25, 2015 Report Share Posted February 25, 2015 I can understand Wildfowling club members having to be BASC members but to have to be a member of BASC on a game shoot surely that is a restriction of trade under EU laws? Quote Link to comment Share on other sites More sharing options...
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