mikky Posted October 16, 2012 Report Share Posted October 16, 2012 Brandon,,my lad love him to bits...paid for his driving lessons,,,paid 2600 quid for his insurance last year,,,,,,,,,,,,leant him 2000 quid towards his latest car....got in the car with him as a passenger...told him he was driving to close to the car in front and one day if he carries on he will crash into the back of another car,,,not a chance he says.....just got a report from the insurance company..the car he hit....5000 quids worth of damage.......its catch 22...if i dont help him,he cant go to work and earn money to pay me back.....or do i write off what he owes me ,dont help him and not pay the extra insurance and teach him a lesson. mikky Quote Link to comment Share on other sites More sharing options...
Mikaveli Posted October 16, 2012 Report Share Posted October 16, 2012 If he really couldn't get to work, help him out... but don't make things easy. If a bus is possible (but just takes ages etc.) let him do that for a few months - he'll appreciate his car more when he gets the next one. Quote Link to comment Share on other sites More sharing options...
Cosd Posted October 16, 2012 Report Share Posted October 16, 2012 Damned if you do damned if you don't !! It's a tuff one and I think answers will be split. If he's a good lad and you think he's learned from his mistake then I'd help him. If he won't accept you we're right and that he should have taken good advice then I'd probably help him just enough so he dont get himself into trouble or suffer, but I'd let him pay back enough where he'd need to sacrifice something he likes doing like pub money so he learns the hard way. Cos Quote Link to comment Share on other sites More sharing options...
Night blaster Posted October 16, 2012 Report Share Posted October 16, 2012 Let him Come up with a solution or get him a push bike, he will soon learn how lucky he has been to have had your help and will soon realise that it's not such a good idea to tail gate. I learnt the hard way, but not having it all handed back made me stop and think! Set backs only make you stonger and more determined so will stand him in good stead for the future. If he makes an effort to get himself out of this situation maybe give him a hand to show your support. Quote Link to comment Share on other sites More sharing options...
pigeonblasterian Posted October 16, 2012 Report Share Posted October 16, 2012 He has to learn to stand on his own two feet so let him sort it out. Quote Link to comment Share on other sites More sharing options...
smig4373 Posted October 16, 2012 Report Share Posted October 16, 2012 thats kids for ya... Quote Link to comment Share on other sites More sharing options...
Zulu Posted October 16, 2012 Report Share Posted October 16, 2012 1st son paid his own lessons after selling his mountain bike and passed after 20hrs just as his money ran out , he started work and took over the payments on our little seat which became his , 2nd son I taught to drive and mrs took out loan for his car and he repaid her each month from his wages . Both had their own insurances from scratch . Your decision Quote Link to comment Share on other sites More sharing options...
ack-ack Posted October 16, 2012 Report Share Posted October 16, 2012 If he's a good lad and you think he's learned from his mistake then I'd help him. Same as that, its a learning curve. Quote Link to comment Share on other sites More sharing options...
smig4373 Posted October 16, 2012 Report Share Posted October 16, 2012 Same as that, its a learning curve. a steep 1.. Quote Link to comment Share on other sites More sharing options...
ack-ack Posted October 16, 2012 Report Share Posted October 16, 2012 a steep 1.. Exactamundo, nobody can teach you how to be 20 (or whatever). Quote Link to comment Share on other sites More sharing options...
redtailhawk1 Posted October 16, 2012 Report Share Posted October 16, 2012 Brandon,,my lad love him to bits...paid for his driving lessons,,,paid 2600 quid for his insurance last year,,,,,,,,,,,,leant him 2000 quid towards his latest car....got in the car with him as a passenger...told him he was driving to close to the car in front and one day if he carries on he will crash into the back of another car,,,not a chance he says.....just got a report from the insurance company..the car he hit....5000 quids worth of damage.......its catch 22...if i dont help him,he cant go to work and earn money to pay me back.....or do i write off what he owes me ,dont help him and not pay the extra insurance and teach him a lesson. mikky Don't make my mistake. I paid for stepsons car and repairs. Not a chance of any money back. The more you do for them the more they expect. I know its hard but write it off and let him stand on his own two feet. Quote Link to comment Share on other sites More sharing options...
carlosdesilva Posted October 16, 2012 Report Share Posted October 16, 2012 was he on drugs? Quote Link to comment Share on other sites More sharing options...
RED BEARD Posted October 16, 2012 Report Share Posted October 16, 2012 has he got a car with the cheapest insurance possible? if not why did you pay for his insurance in the first place.kids need to learn to save up for the things they want. Quote Link to comment Share on other sites More sharing options...
ack-ack Posted October 16, 2012 Report Share Posted October 16, 2012 was he on drugs? Eh? Having just read your post in the drugs thread I am assuming that you are being ironic. Quote Link to comment Share on other sites More sharing options...
carlosdesilva Posted October 16, 2012 Report Share Posted October 16, 2012 ack ack, Yes! Quote Link to comment Share on other sites More sharing options...
carlosdesilva Posted October 16, 2012 Report Share Posted October 16, 2012 we use this great forum to share our experiences in the field,the good days the bad!To gain knowledge and pick up tips ,and now and again Moan about our miss fortunes!And to some with some thing more than there kid pranging there car ,have more pressing things to worry about ,not that im not sympathetic ,just didnt mean to be flippant about the "drug" comment! Quote Link to comment Share on other sites More sharing options...
100milesaway Posted October 16, 2012 Report Share Posted October 16, 2012 The worse thing you could do ,would be to bail him out.sorry, Micky but he needs a sharp short shock, you will be doing him a big favour by teaching him to have respect for the hand that feeds him.I wont say get him a push iron 'cause i'm sure he will have one allready.Tell him to use it... from Auntie. Quote Link to comment Share on other sites More sharing options...
Marine1980 Posted October 17, 2012 Report Share Posted October 17, 2012 Mate why don't you write it off, put him on a CBT £140 get him a cheap moped a couple of hundred pounds and much cheaper to run and insure. This way he can still get to work, he suffers a little with the winter weather and learns a valuable lesson. Royal Quote Link to comment Share on other sites More sharing options...
WelshLamb Posted October 17, 2012 Report Share Posted October 17, 2012 I have always taxed, fuelled and insured my own cars, since day 1. Let him sort it out Kids are given far too much these days and then they just expect it. Quote Link to comment Share on other sites More sharing options...
n11tht Posted October 17, 2012 Report Share Posted October 17, 2012 what extra have you got to pay to bail him out? Im assuming you mean an increase in his insurance premium? Quote Link to comment Share on other sites More sharing options...
njc110381 Posted October 17, 2012 Report Share Posted October 17, 2012 Well being a bit of a spoilt kid myself I think you should help him, but not too much. It's so hard to judge the lad not knowing him so the best I can say is make him struggle hard but don't push it so far that he gives up. My feeling towards him is that you've advised him and he's known better so he does need slamming into place, but at the same time letting him destroy his chances over it would be daft if he needs the car to get to a remote job or something? All the people who say you've got to stand on your own two feet, how much was car insurance when you started? It's rediculous these days - even if the kid gets a taxed and tested banger to run for nine months before it all runs out he'll still have to splash out more than a lot of us pay for a nice car for one year's insurance. For some kids in higher education or low paid apprentiships it just isn't possible even if they didn't ever buy anything alse! My dad paid for my lessons and gave me my first car. At the time insurance was £800 which I paid myself and I earned £40 per week. I worked very hard for it but the simple fact is that on that sort of wage I couldn't have done it on my own. I still cycled to work and kept the car for evenings for the first year because I couldn't afford the fuel to drive to work! Quote Link to comment Share on other sites More sharing options...
robbiep Posted October 17, 2012 Report Share Posted October 17, 2012 Out of interest, when I started driving (1990) my car insurance was £570 for my first year. Sounds cheap, doesnt it ? My hourly pay rate was £1.60 though Quote Link to comment Share on other sites More sharing options...
Paul223 Posted October 17, 2012 Report Share Posted October 17, 2012 First started driving cars in 1991 after a couple of years on a bike or 3, insurance was 330 and rate of pay was 1.25, fifty quid a week, fuel 1.80 odd a gallon Quote Link to comment Share on other sites More sharing options...
Paul223 Posted October 17, 2012 Report Share Posted October 17, 2012 Make him work for it micky he has to feel the pain to respect the money, keep an eye to make sure it does not break him, he'll be better for it long term Quote Link to comment Share on other sites More sharing options...
leeds chimp Posted October 17, 2012 Report Share Posted October 17, 2012 i paid for all my own lessons,first car and insurance but my old man helped me out buying my 3rd car so its a hard choice. Depends on if he really cant get to work without one Quote Link to comment Share on other sites More sharing options...
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