northeastshooter Posted August 10, 2013 Report Share Posted August 10, 2013 I was wounder about renewing my shooting insurance and got me think has anyone ever claimex from it?? or is it more to keep the farmers happy Quote Link to comment Share on other sites More sharing options...
mossy835 Posted August 10, 2013 Report Share Posted August 10, 2013 never claimed,and never been asked by any farmers .if i have insurance, Quote Link to comment Share on other sites More sharing options...
ColinF Posted August 10, 2013 Report Share Posted August 10, 2013 Never claimed, haven't been asked for it by a farmer. The farmer where I shoot wouldn't care if I was insured or not, but I wouldn't shoot without insurance, just for my own peace of mind Quote Link to comment Share on other sites More sharing options...
the pigeon man Posted August 10, 2013 Report Share Posted August 10, 2013 Never claimed, haven't been asked for it by a farmer. The farmer where I shoot wouldn't care if I was insured or not, but I wouldn't shoot without insurance, just for my own peace of mind +1 only takes that one time with no insurance Quote Link to comment Share on other sites More sharing options...
BRNDL Posted August 10, 2013 Report Share Posted August 10, 2013 Rather have it and never need it than need it and never have it! Quote Link to comment Share on other sites More sharing options...
fenboy Posted August 10, 2013 Report Share Posted August 10, 2013 Rather have it and never need it than need it and never have it! +1 Quote Link to comment Share on other sites More sharing options...
tignme Posted August 10, 2013 Report Share Posted August 10, 2013 Am in middle of court case,insurers involved via SACS. nuff said Quote Link to comment Share on other sites More sharing options...
team tractor Posted August 10, 2013 Report Share Posted August 10, 2013 To be honest if you have no assets you don't need to worry as solicitors won't proceed . My dad has an head injury off site but the guy only has 50k in assets so they won't proceed and he's not insured .builders don't need insurance if they work on their own :( The one farm I shoot on requires insurance and proof but I'm with basc anyway Quote Link to comment Share on other sites More sharing options...
David BASC Posted August 11, 2013 Report Share Posted August 11, 2013 Shooting accidents are rare, roughly one accident per 2000 shooters per year, Most are small cost property damage claims. If there is liability under the policy then the insurers have to pay out, then cannot delay or refuse, but its worth checking the policy wording, especially the exclusions and warrants that exclude covers and which could prevent a claim being paid. If you injure someone on the land you shoot over, the injured party's lawyers could go against the farmer, and this is more likely I suggest if you have limited assets and no insurance. Many farmers are wise to this which is why they ask for shooters to be insured and to make sure the shooters policy covered them too. Also of course, imagine you were shooting with someone who was not insured, and they injure you...I think we can all agree that with the low cost of membership for the organisations, regardless of which ones you support, compared to how much we spend on our shooting its small beer and there is no excuse for not being insured. David Quote Link to comment Share on other sites More sharing options...
Edward Imp Posted August 11, 2013 Report Share Posted August 11, 2013 Here here Quote Link to comment Share on other sites More sharing options...
PUSC Posted August 11, 2013 Report Share Posted August 11, 2013 I've been working for an insurance broker for over a year now and if there is one thing i've learned it's to get it and don't scrimp on it. Because when you need it, it'll only fall short of your requirements. Quote Link to comment Share on other sites More sharing options...
beesley121 Posted August 11, 2013 Report Share Posted August 11, 2013 Am in middle of court case,insurers involved via SACS. nuff said Spill? Quote Link to comment Share on other sites More sharing options...
scolopax Posted August 11, 2013 Report Share Posted August 11, 2013 I know of a claim where a gun shot a beaters dog leading to the dog having a leg amputated. BASC insurers paid out very quickly for all the vets bills and settled an agreed sum to purchase a fully trained gundog as a replacement for the shot dog. Quote Link to comment Share on other sites More sharing options...
BRNDL Posted August 11, 2013 Report Share Posted August 11, 2013 I know of a claim where a gun shot a beaters dog leading to the dog having a leg amputated. BASC insurers paid out very quickly for all the vets bills and settled an agreed sum to purchase a fully trained gundog as a replacement for the shot dog. Glad I am insured... And with BASC Quote Link to comment Share on other sites More sharing options...
beesley121 Posted August 11, 2013 Report Share Posted August 11, 2013 I know of a claim where a gun shot a beaters dog leading to the dog having a leg amputated. BASC insurers paid out very quickly for all the vets bills and settled an agreed sum to purchase a fully trained gundog as a replacement for the shot dog. I'm guessing the gun was to blame? What happened to him? Anything/nothing? Quote Link to comment Share on other sites More sharing options...
Gimlet Posted August 12, 2013 Report Share Posted August 12, 2013 All my landowners have asked for proof of insurance. Proof of current membership of BASC or CA etc is all they want. They worry most about run-ins with the public. Quote Link to comment Share on other sites More sharing options...
The Essex Hunter Posted August 12, 2013 Report Share Posted August 12, 2013 I shoot over land worked by big contract farmers, they all asked for a photo copy of my licence's, insurance and contact phone number which went in there office files. I all ways have my licence and insurance in the side pocket of my gun slip, in the past I have spotted pigeons feeding, nipped in to see the farmer made a pitch and had a days shooting. Having that paper work with me was good because one farmers wife came out as I was chatting and asked if I had insurance. TEH Quote Link to comment Share on other sites More sharing options...
Bazooka Joe Posted August 12, 2013 Report Share Posted August 12, 2013 Not having insurance ranks on par with not having car insurance, the consequences at the extreme are the same. Quote Link to comment Share on other sites More sharing options...
al4x Posted August 12, 2013 Report Share Posted August 12, 2013 Glad I am insured... And with BASC are you planning on shooting anyones dog? Fundamentally insurance is needed but thats £11 or so of the BASC cost so really not the major reason for joining just a perk. If you want separate insurance it can cost from as little as £20 or you may even find your house insurance policy already covers you. Just remember to read the small print even BASC has a fair bit of it attached and you won't be covered for every shooting accident. I'm with BASC but the insurance is the smallest reason I am Quote Link to comment Share on other sites More sharing options...
neil3728 Posted August 12, 2013 Report Share Posted August 12, 2013 I picked up my first permission yesterday, first thing farmer wanted to know was if I had insurance. Quote Link to comment Share on other sites More sharing options...
jmj121 Posted August 12, 2013 Report Share Posted August 12, 2013 (edited) With BASC, and have had a friend claim i was shooting with, was sorted very quickly and well worth the money. Edited August 13, 2013 by jmj121 Quote Link to comment Share on other sites More sharing options...
David BASC Posted August 12, 2013 Report Share Posted August 12, 2013 It’s always worth remembering, that if you ever have any problems with an insurance claim through the BASC policy (unlikely, but always possible) please let me know. Remember its part of my job at BASC to work with and help members if they ever feel they are not getting 100% service levels – David Quote Link to comment Share on other sites More sharing options...
BRNDL Posted August 12, 2013 Report Share Posted August 12, 2013 (edited) are you planning on shooting anyones dog? Fundamentally insurance is needed but thats £11 or so of the BASC cost so really not the major reason for joining just a perk. If you want separate insurance it can cost from as little as £20 or you may even find your house insurance policy already covers you. Just remember to read the small print even BASC has a fair bit of it attached and you won't be covered for every shooting accident. I'm with BASC but the insurance is the smallest reason I am I don't think anyone plans on shooting somebody's dog Do they? From what I have read bar one topic, BASC seem to deliver for the majority and would not have been able to do so based on poor service and poor insurance cover for guns. I am sure its not the blind leading the blind... Edited August 12, 2013 by BRNDL Quote Link to comment Share on other sites More sharing options...
PUSC Posted August 12, 2013 Report Share Posted August 12, 2013 Just remember that its the broker/underwriter/service behind it too, which you need to ensure meets your requirements. Quote Link to comment Share on other sites More sharing options...
David BASC Posted August 13, 2013 Report Share Posted August 13, 2013 Very true, having a broker and underwriter who are familiar with the specific shooting related risks makes a massive difference. David Quote Link to comment Share on other sites More sharing options...
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