Lloyd90 Posted August 25, 2014 Report Share Posted August 25, 2014 Looking to get a tidy road bike for getting about on etc. I am off to university in 2 weeks and it would be handy to be able to get around Bristol without using the car all the time and being stuck in traffic etc. Was looking to get one around £700-1000, not a small chunk of change and naturally I am a bit worried about dishing this out and then anything happening to it or it being stolen. I have a decent size room on campus so can keep the bike IN my room probably and it would be locked up when left ofcourse. Just thinking is it worth looking to take out a insurance if its not too expensive ?! Anyone know the approx cost of a policy ? I don't need cover for events and all that, just fancy a half tidy bike I can get around on and also some leisure rides. Looking at the Giant Defy 1 bike if anyone is interested Quote Link to comment Share on other sites More sharing options...
MartynGT4 Posted August 25, 2014 Report Share Posted August 25, 2014 should be mandatory Quote Link to comment Share on other sites More sharing options...
D3ave Posted August 25, 2014 Report Share Posted August 25, 2014 (edited) Some have a maximum they pay out too so check that when comparing. I think it was about £500 for theft when I got mine so had to look around, got it added to the house insurance in the end. Dave Edited August 25, 2014 by D3ave Quote Link to comment Share on other sites More sharing options...
Mr-Sheen Posted August 25, 2014 Report Share Posted August 25, 2014 It depends if you like your bike or not, because if you leave it out of sight, it will be stolen. Quote Link to comment Share on other sites More sharing options...
chrisjpainter Posted August 25, 2014 Report Share Posted August 25, 2014 (edited) Speaking from experience, I've had two nicked in and around Uni, both decent bikes and a third from town (that was a cheapo job) just down the hill from campus all three locked up well, i wouldn't say it is worth it. Most people get pretty cheap bikes that don't matter so much if they get nicked. saves spending £700+ on the bike then extra for insurance, only for it to get stolen? A cheapo, uninviting bike will get you from A to B as effectively, it just might get you there a little slower! Edited August 25, 2014 by chrisjpainter Quote Link to comment Share on other sites More sharing options...
spence Posted August 25, 2014 Report Share Posted August 25, 2014 Check your house policy, it will cover peddle cycles just need to check what their maximum is without specifying. Typically can be between 500 & 1500. Just renewed mine with the AA and listed a specified mountain bike with a value of £4800 only added £23 to the premium. Quote Link to comment Share on other sites More sharing options...
Longbower Posted August 25, 2014 Report Share Posted August 25, 2014 Get a Giant 'Hybrid', with straight bars , full mudguards, and a rack on the back. No 'street cred' means you will keep it, and it will get you around just as well as anything else. Happy cycling. Quote Link to comment Share on other sites More sharing options...
bruno22rf Posted August 25, 2014 Report Share Posted August 25, 2014 Cannot see the point in spending that sort of cash on a bike that is going to be a target for low life -if you are "into" cycling then it would make more sense to buy a decent bike for pleasure use and an Ebay jobby for work-my bike is an early but immaculate Carrera Vulcan alloy frame etc-cost me £40 on the bay. Quote Link to comment Share on other sites More sharing options...
four-wheel-drive Posted August 25, 2014 Report Share Posted August 25, 2014 It depends if you like your bike or not, because if you leave it out of sight, it will be stolen. I second that get a second hand one for daily use. Quote Link to comment Share on other sites More sharing options...
sandspider Posted August 25, 2014 Report Share Posted August 25, 2014 Paint your bike pink - less attractive to thieves... And everyone else! Quote Link to comment Share on other sites More sharing options...
Dirty Harry Posted August 25, 2014 Report Share Posted August 25, 2014 In answer to you question........yes if you live in Bristol! Quote Link to comment Share on other sites More sharing options...
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