Mungler

See a solicitor and get it done. My experience is that it’s rare for anyone to do the right thing when there’s a chunk of money floating about.

Make a Will and wrap your estate into a family maintenance trust and appoint sensible trustees either professionals or members of your family (who can say ‘no’ to the gambler). You can write a non binding expression of wishes to be read in conjunction with the trust which confirms the direction of travel as to where your money can go eg approval of the trust funding a trip to the priory for the gambler. Sorry to hear your health is failing and at 53. With that you really do need an LPA and appoint someone you trust to make financial / medical decisions on your behalf if you go go South. We recommend anyone over 65 should have one as a must and anyone of any age if they like motorbikes and skydiving for example. If you want a steer, send me a PM. All of that said, spend it on coke and hookers 😆

Would I buy one from new? Yes. I’d go for a Hyundai or a Kia and if I went that route I’d be looking for the long warranty (both 7 years standard) and aim to keep it for at least 10 years. Because of the bad press rep, the prices are in the toilet. But if you’re in business, business lease deals on some EVs are for next to nothing when you factor in gross of tax. That said, lots of people are holding back from buying because we’re early doors and what’s coming over the horizon looks to be better and cheaper and so people will wait and see. The Chinese stuff is heavily taxed as imports to the EU and whilst still cheap here they’re a third of the price back in China - shows you what they can cost though. Indeed, on this aspect the Chinese have gone mad for solar and EVs and it’s working for them. In the meantime, leasing works (business or personal) and throwing the keys back in 2, 3 or 4 years time still makes economic sense if you want a brand new car. Ok a Nissan Leaf won’t pull you any birds but it’s a cracking car, 0-60 in 6 or 7 seconds, bomb proof and cheap as chips to run (there’s naff all servicing on EVs - no engine, no oil, no radiator, no exhaust, no gearbox etc). .

So, I thought I’d share this. Bit random and a long one. Eldest son’s best mate - happy go lucky sort and not an obvious deep thinker. Following Uni, he did the right thing and grabbed a job, any job, and it happened to be in a largish bookmaker’s shop on the High Street near me. When he started he said he’d laugh to himself at the steady stream of mugs losing their money. It’s taken him 10 months to get the career job he wanted and he’s serving out his notice in the bookies. 10 months later he’s distraught. I underline he’s not the sort to get distraught and which indicates to me the severity of the situation. Bear in mind this is just one bookies on a very small high street (where there are other bookies) and there’s thousands of high streets and bookies across the land. There’s also the hand held bookies people now have on their phones boosted by a never ending stream of carefully crafted cynical advertising - be a proper edgey geezer and have a bet etc. So, back to the shop. The shop keeps records of everything and on everyone. The bottom line is that if you start winning you get banned and pretty quickly. So few people know or understand this. Also any discrepancy or issue and you don’t get paid - handwriting, missing a deadline by a nano second and so on. On the record keeping, they know there’s a postman who over the years has lost £50,000 gambling. There are a stream of other regulars in similar positions with worse figures behind them. The machines are like crack. The local hairdressers and taxi drivers - as soon as they get a tenner in their hands they’re into the shop and on the machine. Long story short there’s a frightening number of regular problem gamblers, the shop knows all about them and keeps tabs on them (not out of concern but to make sure they don’t win big too often or get in front because they would then need to be banned) and he can see these people frittering their lives away and it troubles him, as it should all of us. As we head to the Euros you can’t escape the deluge of cynical gambling ads - they’re everywhere and they need to be stopped or balanced with the truth ‘we’re taking the **** out of you, we’re absolutely exploiting you and you’ll never win like you think you will or like our fictional marketing suggests’. Ive always considered myself a bit of libertarian - if you’re over 18, do what you want as long as it doesn’t mess with someone else, but I’ve changed my view on gambling and on the legalisation of cannabis. It must be my increasing years 😀

It has to be Le Penn this time. Where’s the best bookie odds - has to be worth a score.

This. Word is that he’s quite effective at his job (accountant) but is a terrible politician who just doesn’t understand the world of politicking. Incidentally I was told a long time ago that accountants are useful people to have on board but never to leave them in charge.

The word racist has lost all meaning as too ‘far right’. Both are rolled out at a drop of a hat and so meaning and impact washes away. Secure borders, love of country, law and order, controlled selective immigration, saying no to grooming gangs, not pandering to minorities or minority views that some women may have a penis etc. all ‘far right views’ apparently. The pendulum is swinging back, how far though remains to be seen.

We are slowly waking up to the mass immigration Ponzi scheme - lots of stuff from Douglas Murray (spanning the last two decades) nails it. We didn’t get doctors, healthcare workers, engineers or cultural enrichment. We got unintegrated and untrained drains on the state, inextricably locked into stone-age religions and customs, who are possibly two generations away from making anything close to a net contribution but who each in turn will get old and ill themselves. Instead of chasing imported labour we were not strong enough to tackle the generational dole bludgers here and get them working or encourage economic net contributors to have larger families - cheaper and better housing, lower childcare costs etc. Indeed, why promote a system that punishes those that work with the worst incremental tax system in history and rewards those out of work? It is now dawning (too late however) on everyone what we are dealing with - mass economic migration (not asylum seekers) and with little or no upside and an increasingly apparent downside. Europe is in front of us, is waking up and now heading towards the right, as the conservatives here open the door wide to the left and 5 years of continued pandering nonsense and a declining economic outcomes. I still make the case for teaching economics alongside maths and English. The school system does little to prepare the young for the real world and the lack of understanding about government, money and tax is overwhelming - probably how the powers that be like it. We’re getting close to the now necessary brutal, unpleasant but entirely practical conversations about scarcity and resources as GDP per capita plummets. .

My predictions are: 1. Trump will be the next president 2. Biden related prosecutions will come*, there will be ample evidence of wrongdoing using the weight of the state to comb the last twenty years of his life (which will uncover plenty - he’s a politician after all 😀), there will be court hearings and convictions. 3. The tables will turn and everyone currently claiming Trump’s prosecution as a ‘criminal’ will be eating their (current) words as they learn that what’s good for the goose is good for the gander. And let’s remember ‘lawfare’ was coined under this Biden administration; they foolishly have let that genie out of the bottle now. *Joe Biden won’t live long enough to see a Court room, Hunter Biden will flee the states to Dubai and it will be what’s left of the Biden family / team to take the law-fare flack.

Agree entirely. There’s a strata of enlightened liberal elite types here and in the states. You know the types - everyone who voted for Brexit is a thick racist and ditto for those who voted for Trump. I have watched them on-line and to a man they are a cigarette paper away from ‘I’m enlightened, I’m educated with a degree / college education and my own vote should therefore be greater than the 1 I am currently allowed because I am so much more enlightened and educated and don’t have to listen to you’. I have two Americans currently staying with me. They’re not particularly political. Their observation is that there is so much more to the US than the east coast and the west coast which is what the rest of the world sees and hears from. It’s the bit in the middle that decides. They don’t particularly like Trump but they have formed their own view that he is being persecuted by the state and because of a whole load of other lefty woke nonsense (the proven fraud that was BLM, transgenderism, defund the police, mass immigration etc) they won’t be voting for Kamala Harris & Co. We’re told that the US is dangerously polarised. Outside of New York and California, it turns out everyone is more normal and try to rub along with each other. That said, the observation is that Trump supporters who are anti Biden are not as rabid as the left Trump haters - that’s now like a religion for some. .

1. The mortgage fraud charge was a joke. Decade old, no complaint from any bank and all moneys repaid. Falsifying accounts to pay hush money - sounds grand but it’s a BS misdemeanour jumped up to a felony. Lawyers pay people to ‘shut up and go away’ every day. The payment came out of a big bucket and went in the wrong column of a spreadsheet (a) personal (b) business (c) campaign. Anything but C and it’s legit. Anyone think Trump get his biro out and does his own mortgage application and tax returns? 2. massive error on the part of the democrats. First, middle America can see what’s going on and the middle voters in particular. Committed democrats will never vote trump; it’s the ones in the middle that count. Second, they have opened the door wide open for what happens to ex presidents. Think of the charges that could have been brought against Clinton, Bush, Biden and Obama if the federal state went through every corner of their lives going back over a decade. Those that think Trump Is a criminal and is just getting prosecuted like a criminal - well when he gets in, you wouldn’t want the surname ‘Biden’. What will happen to clan Biden will make this look mild. And the democrats did it to themselves like the sanctimonious thickos they are.

I am nearing the end of a 3 year business lease of a Jaguar iPace (November); we got the top of the shop versions (400 bhp) on a lockdown deal and at the time it was peanuts a month. The prices have since dropped further because of all the know nothing negative commentary in the press and on-line from people who haven’t owned an EV let alone even driven one - long may that continue because come November we’re leasing I5 M60’s for little more than what we’re paying now. To recap: 1. My last 3 cars SQ5, SQ5, 640. And now I’d never go back. Over the years I’ve driven them all and for my driving needs EV wins hands down. I got an EV to match my driving needs and because it suited my inner accountant (tax deductible, no Road tax, no ulez, no congestion etc). I didn’t get an EV for eco reasons and I don’t know anyone else who did. 2. Google ‘’average car journey Uk in miles” and then ask about average commuter car journey. You’re talking less than 10 / 20 miles. That’s me and that’s EV sweet spot. Yeah if I regularly drove from Lands End to John O Groats I’d want a diesel mondeo but that’s not me, that’s not my commute and that’s not reflective of my motoring needs in the same way if I wanted to plough a field I wouldn’t do it with a motorbike or in a fiesta. 3. They don’t eat tyres or catch fire. I’m on the same set of tyres and my driving style is spirited. 4. Don’t ever buy one unless you’re planning on keeping it for 10 years. if you can business lease and throw the keys back, do that. Because of the PR disaster their prices are plummeting - bad news for those who bought, great news for business leasers. If buying and keeping Kia or Hyundai are both great and with donkeys long warranties. I’ve run out of steam. I’ve said it all before. I just get amazed at the mass hypnosis of people re-posting or forwarding on nonsense stories about EVs yet they have no personal or real knowledge/ understanding. Ask an EV owner / driver what they make of their EV and go from there. If you’re not sure about what you may need a car for or have regular long journeys then the answer is actually a hybrid Toyota Prius- they are quite simply the best engineered car for the money - ask any Uber driver and to a man they will say that their car has over 150,000 miles on the clock and that they’ve never had a garage bill beyond oil, filters and routine servicing. Seriously, jump in an Uber and ask someone whose had one long enough to put 200,000 miles on the clock what they make of them and don’t listen to anyone else.

Maybe the constant stream of promoted degeneracy is not all it’s cracked up to be. I’m still amazed at the lack of discussion about the parallels with what went on in the Tavistock clinic with full medical / clinician approval. Clown World. Indeed, I type this whilst being fed the latest snippets of the Eurovision acts - when did Eurovision become the window to an alternative reality? I don’t know anyone who watches it anymore.

This is the answer of all answers. The end.

And in today’s episode of Clown World we have Marius Gustavson the Norwegian immigrant LGBT campaigning self amputee disability benefits claiming human butcher. Fascinating that he had his own healthy leg removed; there are significant parallels between what he was doing and what was going on in the Tavistock clinic in that healthy bodies were being mutilated in medically unnecessary surgical procedures. Indeed, if you’re a doctor and a patient presents and says that they want a healthy and functioning body part removed, you should probably send them to a psychiatrist - you don’t hand them a scalpel. Mad world. Always nice to see my hard earned tax pounds at work though and I bet he didn’t declare the £300k income 😆 .