hushpower Posted June 12, 2011 Report Share Posted June 12, 2011 Does any body know the the savings limit one is allowed to have after which ,you cannot claim sick pay. Am pretty sure its £16,000. Quote Link to comment Share on other sites More sharing options...
artschool Posted June 12, 2011 Report Share Posted June 12, 2011 I could be wrong but I didn't think self employed people could get sick pay. Quote Link to comment Share on other sites More sharing options...
semiautolee Posted June 12, 2011 Report Share Posted June 12, 2011 I could be wrong but I didn't think self employed people could get sick pay. il second that??? Quote Link to comment Share on other sites More sharing options...
Paddy Galore! Posted June 12, 2011 Report Share Posted June 12, 2011 I could be wrong but I didn't think self employed people could get sick pay. statutory sick pay or incapacity benefit as long as you've paid enough class twos. not sure about the threshold, 8k sticks in my mind for some reason tho. Quote Link to comment Share on other sites More sharing options...
artschool Posted June 12, 2011 Report Share Posted June 12, 2011 I am afraid you are on the list of those who do not qualify for that benefit, although you may get incapacity support. You cannot get SSP if you: Are aged over 65 or under 16. Are unemployed. Are self employed. (You may be able to claim Incapacity Benefit instead.) Are involved in, or affected by, a trade dispute at work. Are in legal custody. Have already had 28 weeks of SSP, gone back to work, but have gone sick again within eight weeks. (But you may qualify for other benefits.) Have been claiming Incapacity Benefit within the eight weeks before going sick. Are getting Maternity Allowance or Statutory Maternity Pay. If you had been getting SSP for a pregnancy-related illness you will be switched to Statutory Maternity Pay or Maternity Allowance four weeks before the baby is due. You cannot get SSP for 26 weeks after you start getting Maternity Allowance or Statutory Maternity Pay. Lifted from another website. Quote Link to comment Share on other sites More sharing options...
Shropshire_Lad Posted June 12, 2011 Report Share Posted June 12, 2011 A self employed joiner mate of mine claimed incapacity benefit last summer after being off for three months with a knee injury. Still waiting for the money to come through. atvb Paul. Quote Link to comment Share on other sites More sharing options...
gemini52 Posted June 12, 2011 Report Share Posted June 12, 2011 Does any body know the the savings limit one is allowed to have after which ,you cannot claim sick pay. Am pretty sure its £16,000. hi was self employed up to july last year i received sick pay, had a op on my hand off for a month, 16,000 sounds about right to me, you have to have a interview on the phone they ask you your circumstances it takes about 50 minutes. Quote Link to comment Share on other sites More sharing options...
LikeitLARGE Posted June 12, 2011 Report Share Posted June 12, 2011 I am always shocked that so many self employed dont have cover for health problems or injuries. Cheers Quote Link to comment Share on other sites More sharing options...
Paddy Galore! Posted June 12, 2011 Report Share Posted June 12, 2011 I am always shocked that so many self employed dont have cover for health problems or injuries. Cheers i used to have a policy but after a few smallish accidents and failed claims on technicalities i decided not to bother anymore, insurance companies always seem to look for an excuse not to pay IMO, won't give them any more of my hard earned than i legally need to. Quote Link to comment Share on other sites More sharing options...
leeds chimp Posted June 12, 2011 Report Share Posted June 12, 2011 i looked into a few income protection policies but they nearly all had loopholes in favour of the insurer Quote Link to comment Share on other sites More sharing options...
CZ550Kevlar Posted June 12, 2011 Report Share Posted June 12, 2011 The reality of it is they just give you back a bit of the money you have given them. Quote Link to comment Share on other sites More sharing options...
vampire Posted June 12, 2011 Report Share Posted June 12, 2011 i looked into a few income protection policies but they nearly all had loopholes in favour of the insurer I do not bother with any insurance cover,when i had a mortgage i did,but it turns out that they would not have paid out because i was self employed Quote Link to comment Share on other sites More sharing options...
njc110381 Posted June 13, 2011 Report Share Posted June 13, 2011 I do not bother with any insurance cover,when i had a mortgage i did,but it turns out that they would not have paid out because i was self employed Really? I'll have to check mine then! Quote Link to comment Share on other sites More sharing options...
al4x Posted June 13, 2011 Report Share Posted June 13, 2011 To both the above it could be good news and you could well claim the money back. Sounds like you both have been miss sold the insurance just google Banks and PPI though you might have needed to be hiding under a rock to not read about it in the news Quote Link to comment Share on other sites More sharing options...
jasper3 Posted June 13, 2011 Report Share Posted June 13, 2011 (edited) I do have an insurance that pays me if i'm sick.But !!!! you can only claim once for the same illness in a year, so if you had the flu twice in one year..the 2nd one would be void, it also covers me for shooting and kayaking I didn't think you could get sick pay off the state when self employed..learn something everyday just claiming for 3 PPI's on two bank loans and a credit card, as they did not cover being self employed Edited June 13, 2011 by jasper3 Quote Link to comment Share on other sites More sharing options...
artschool Posted June 13, 2011 Report Share Posted June 13, 2011 I didn't think you could get sick pay off the state when self employed..learn something everyday you are not able to claim statuatory sick pay if you are self employed. Statutory Sick Pay Your employer pays Statutory Sick Pay (SSP) for the first 28 weeks that you are off sick. It is treated like earnings for the purposes of income tax and forms part of your taxable income. Who can get Statutory Sick Pay To get Statutory Sick Pay (SSP), you must be unable to work because you are sick or disabled. You must earn at least £102 a week. If you don't earn this amount, or if you're self-employed, you cannot get SSP. You should claim Employment and Support Allowance (ESA). instead. Part-time workers, workers on a fixed-term contract and agency workers all qualify for SSP. If you were getting ESA within the last twelve weeks, you do not get SSP. Your employer should tell you if you are not entitled to SSP by giving you form SSP1, or their own version of it. You can then reclaim ESA instead. If you are off sick and you are not sure whether you can get Statutory Sick Pay, you should consult an experienced adviser, for example, at a Citizens’ Advice Bureau. To search for details of your nearest CAB, including those that can give advice by email, click on (New window) nearest CAB. How much is Statutory Sick Pay Statutory Sick Pay (SSP) is paid at a fixed rate of £81.60 a week. If you get contractual sick pay you may get more sick pay than this but it will depend on what your contract of employment says. For more information about SSP and contractual sick pay, see Off work because of sickness. Back to top Quote Link to comment Share on other sites More sharing options...
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