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I have a Wimpey breakfast in South Africa every year in the drive up from Joburg to the hunting grounds. Unfortunately they don't do that relish that they used to have here in UK.

This is a story about nothing. Truss, Johnson and Farage have all campaigned for Trump. Farage did it with Reform money. It's a classic Trump rant about nothing.

Ahhh every promoters nightmare. I bet that agency feels foolish. I once did some promo adverts for Milton Keynes and the stock pictures used were from Canada. I had to spend an excruciating 30 mins in interview on radio 4 to explain why we had not used shots from MK.

I see we confused each other. If you are not working there is no NI to pay. 'If you work - either as an employee or self-employed - and your earnings are over a certain level you pay National Insurance contributions.'

Once you stop working.

The same could be said for Germany who also paid reparations, look how sorted it is.

They are excellent. Even if i do loose them occasionally. They are particularly comfortable when you wear them all day with the felt liners.

I don't think we should even ask the questions.

Well done Dave that's good to hear. What a lovely surprise.

What part of pensions do you think will be raided?

? I don't think so. Have you been to Germany?

What is sad is having raped, plundered and pillaged our way across the world, led the world through the industrial revolution, had a good chunk of oil and gas reserves, that we now have so little to show for it.

I hope you can look back and say 'that was a good life'.

Circa £350k on the basis of an annuity (4%) or approx £250k in savings living 18 years post retirement. For some taking equity from the house by down sizing is another way to fund the pot. It's certainly not easy and many will live for today rather than think of the future. My daughter's pay slip is 40% tax, 10% student loan, 13.5% pension. Very few Civil Servants have them now. Private pension for me. There is a lot of scaremongering around but I guess that's based on the Gordon Brown history. I don't see any evidence that it will be repeated.

This is the answer. I cannot understand these figures. £20k over 2.5 years is only £8000 a year. l am in for fixed costs of £600 a month(£7200 annual) and then I need to eat something.

It's a totally insane idea. We should role it back in history as a starting point. This is the issue faced by following through on democracy.

Well done Dougy. It's a huge mental step as much as anything. I retired early and and made myself a few rules. Use it or loose it, physically and mentally keep the challenges going. It's not a holiday but a new way of life. Good luck and enjoy.

80% probability according to Barbara Woodward. No interest in Ukraine 🤣. What does Russia have to trade?

Two tier Kier 🤣

The other nag died. 😁

You have to have hope 😁

It's a good job I am not a gambling man 🤣

Would not be the first time 😁

You would be right 😁

If Trump were in charge who knows what he could control or influence. He is clearly conflicted. Prison. It's something he himself has suggested. Harris winning. The early voting looks to be well in her favour. UK odds DT 4/7 KH 11/8