What is the cheapest car for a 17 year old to insure

[Mungler]

I`m in the trade and recently got my 18 year old niece a Clio 1.2 05 plate which are group 3 insurance but her dad opted for a Saab 2.0 Convertible auto which is classic status and has insured them both on it and reckons it works out slightly cheaper than the Clio. A couple of years ago we would have been talking around the £1700 mark, lately it seems double that which makes me wonder how any youngster can afford to drive!! :o

 

Hammy you in insurance or motors?

[Hamster]

Hammy you in insurance or motors?

 

 

Cars, but kind of wish I was an insurance bandit these days .

[Beretta28g]

well for a 17 yr old male on a 1000cc car it was £1400 tpft

[pimpkiller]

I use the directline website never found cheaper and after you have put details in you can amend the car make and model then refresh the quote so you can check the different cars quickly. What about a suzuki alto ? get a low mile 57 plate for less than 2K very good economy low tax group, yes think different not the usual suspects.

[pimpkiller]

dont forget to try fully comp it might come out cheaper

[Fisherman Mike]

Corsa 3 Door hatch 1.00 litre 01 or 02 plate

 

http://www.4road.co.uk/insurance-group/index.htm

Edited June 10, 2011 by Fisherman Mike

[rcooke25552]

Coop are ok.

[mark@mbb]

I added my kids onto the company fleet policy well not them there cars for the first five years of driving it was still £750 per car it was the only way we could get them insured

[Sprackles]

Might sound daft but if the girl doesnt mind what she drives, the old Moggie Minor works out very cheap.

 

When i was looking for my daughters first car and insurance, the Moggie came in at £300 for a new driver as

1: it can be covered under a classic insurance and in particular,

2: the Moggies blisteringly high performance and maintenance costs.

 

There are quite a lot of these old girls still about and a runner (but not aesthetically pleasing model) can be had for sub £1000

 

http://cgi.ebay.co.uk/MORRIS-MINOR-1000-GREY-/320709207956?pt=Automobiles_UK&hash=item4aabc22794

Edited June 11, 2011 by Sprackles

[Blackpowder]

Might sound daft but if the girl doesnt mind what she drives, the old Moggie Minor works out very cheap.

 

When i was looking for my daughters first car and insurance, the Moggie came in at £300 for a new driver as

1: it can be covered under a classic insurance and in particular,

2: the Moggies blisteringly high performance and maintenance costs.

 

There are quite a lot of these old girls still about and a runner (but not aesthetically pleasing model) can be had for sub £1000

Classic car insurance through an Owners Club can be surprisingly cheap, in 2006 my

 

MGB GT was under £150 for two named drivers, yesterday I was quoted £380 for my Suzuki Ignis but was told all car insurance has had a massive rise in premiums this past Year.

 

Blackpowder

[Mungler]

Might sound daft but if the girl doesnt mind what she drives, the old Moggie Minor works out very cheap.

 

When i was looking for my daughters first car and insurance, the Moggie came in at £300 for a new driver as

1: it can be covered under a classic insurance and in particular,

2: the Moggies blisteringly high performance and maintenance costs.

 

There are quite a lot of these old girls still about and a runner (but not aesthetically pleasing model) can be had for sub £1000

 

http://cgi.ebay.co.uk/MORRIS-MINOR-1000-GREY-/320709207956?pt=Automobiles_UK&hash=item4aabc22794

 

 

I think it needs to be modern and Japanese i.e. not in and out of the garage every week.

 

As an aside, I saw there were bundles of Moggies for sale on eBay, most were in need of an MoT and were listed as "in need of a trailer" but some have some interesting number plates that are worth a few bob.

 

Take the listing for this:

 

1959 MORRIS MINI MINOR, Reg: 27 BFR

 

The car is battered. In fact, it's beyond battered. Just to get it an MoT would cost the thick end of probably £5k.

 

My understanding was that to move a number plate from off a car, the car it comes off must have an MoT and likewise the car it goes onto? Does anyone know what the gospel is on this or if there are any dodges?

 

The reason I ask is that a client mentioned he had a 3 letter followed by the No. 1 number plate on an old (battered) Merc which was rotting in a barn.

 

Lastly, whilst the mind is ticking over, what happens if you have a cherished plate on a car that is then written off in an accident and the MoT expires i.e. how would you get the plate off the car?

[bignoel]

with the increase in insurance a would say a bluddy noddy car with pedals .it is crazy the way insurance has climbed at the moment my truck insurance has crept up by £200 with no faults

[ST3V3]

I think it needs to be modern and Japanese i.e. not in and out of the garage every week.

 

As an aside, I saw there were bundles of Moggies for sale on eBay, most were in need of an MoT and were listed as "in need of a trailer" but some have some interesting number plates that are worth a few bob.

 

Take the listing for this:

 

1959 MORRIS MINI MINOR, Reg: 27 BFR

 

The car is battered. In fact, it's beyond battered. Just to get it an MoT would cost the thick end of probably £5k.

 

My understanding was that to move a number plate from off a car, the car it comes off must have an MoT and likewise the car it goes onto? Does anyone know what the gospel is on this or if there are any dodges?

 

The reason I ask is that a client mentioned he had a 3 letter followed by the No. 1 number plate on an old (battered) Merc which was rotting in a barn.

 

Lastly, whilst the mind is ticking over, what happens if you have a cherished plate on a car that is then written off in an accident and the MoT expires i.e. how would you get the plate off the car?

 

friendly mot tester is the easiest way

[bobt]

But they want to inspect the doner car,

 

classic car insurance isnt always avaliable under 21 or 25.

 

how about a scooter?

[officerdibble777]

I'm still selling this,3.5 v8 and fully comp costs me £130 - £150 a year because it's not my only car

[petethegeek]

My understanding was that to move a number plate from off a car, the car it comes off must have an MoT and likewise the car it goes onto? Does anyone know what the gospel is on this or if there are any dodges?

From the dvla web site:

 

To transfer the registration number, both vehicles must be:

• 
   
  
• registered at the Driver and Vehicle Licensing Agency (DVLA)
  
• available for inspection
  
• of a type that needs an MOT or heavy goods vehicle (HGV) test certificate
  
• currently taxed
  

However, if the vehicle that currently has the registration number is not taxed, you can still apply to transfer provided:

• 
   
  
• there is no break between the date the tax disc runs out and the start of the SORN
  
• the tax disc run out no more than 12 months before the date you apply
  

[Mungler]

Cheers for that Pete.

 

Re: the friendly MOT tester, the problem there is that DVLA are going to be "all over" having a look at a car that's not been on their radar for the best part of 20 years and then pops up with a shiney new MOT and a request to bump a pricey plate.

 

I've never gone into the technical depth of the MOT rules and test but my understanding is that for a car to meet the technical minimum requirements to obtain an MOT it doesn't even have to run and there's a lot of grey in the middle.

[Big Mat]

I'm 17, had my licence for a month.

 

I'm driving a Land Rover Series 3 109 made in 1980, cost me £1223.52 to insure it 3rd part fire and theft.

[Mungler]

Ouch

[showe]

1.2 corsa or a ford ka the to cheapest

[gixer1]

Mungler,

 

Try looking into the 1.1L or 1.0L Mitsi colts, they used tio be insurance group 2 or something which was lower than the usual fiesta/corsa/peugeot due to the fact there were less colt shaped holes in hedges and walls as they are not that common a car...

 

Regards,

 

Gixer

[RC45]

What I was told:

 

Stay away from Ford and Vauxhall, because the boy racer likes them. Old cars don't have very good brakes, so you will need to look at an 02+ IMHO.

 

Try the compare websites and use forecourt cars as examples. Girls are usually cheaper to insure, it also depends on your postcode.

 

Phil

[Mungler]

Cheers chaps, will run a few more variations and see what works

[four-wheel-drive]

It may be worth looking at it from the other direction phone up some insurance companies and put the question to them then you just have to find the best condition car that they suggest problem solved.

[Bazooka Joe]

The cheapest internet quote I could get was on "van insurance", 3rd party only and it was about £400. Absolute joke.

 

I had the same, was gunna get a Suzuki Jeep for about £180, just use it for shooting....tried insurance, came back the same as above...I'm certainly not insuring a motor for £400 that only would cost £180...incidentally for me it was cheaper to insure fully comp than it was for 3rd party :blink:

 

On another note Mung, my mate's son just passed his test, looking for insurance, £5000+, that's a lad, if I remember right he was looking to buy a motor with 1yrs Tax & 1yrs free insurance...logic behind it, if it's going to cost ££££ you may aswell have something to show for it. After a year he'll have a 1/2 year NCB, be a bit cheaper then :unsure: