steved Posted November 16, 2011 Report Share Posted November 16, 2011 Hello All, I'm just sorting my insurance for the first time so that i can be covered when I get out. As this will be my first cover and I'm a bit lazy in that I'll probably stay with the first one that I go with I was wondering if anyone had any comments? My feeling (as well as some advice from these pages) has been to go for membership of BASC. However, times are tough and I have a rather large bill to settle with our friends() at HMRC, Countryside alliance are doing a deal for the first year membership for 30 quid. Seems quite reasonable but if it's worth searching down the back of the sofa for some more shrapnel let me know. I anticipate to only be out on the pigeons and don't do stalking, lamping or anything like that, shotgun only. Is there any difference between the two, has anyone had to deal with them more than just handing over the hard earned? Ta. Steve PS. There's no way I'd find another thirty quid down the sofa. It'll just have to be a quiet weekend in. Quote Link to comment Share on other sites More sharing options...
owain Posted November 16, 2011 Report Share Posted November 16, 2011 I'm with the country cover card. £20 insurance only but offers cover about the same as the big names. The big companies will fight your corner if needed if you get your licence revoked or anything like that but it depends if you feel like paying the extra. Quote Link to comment Share on other sites More sharing options...
pg123 Posted November 16, 2011 Report Share Posted November 16, 2011 I'm with Country Cover Club insurance (CCC3). £20 for the year provides you with cover. Not bad value if cash flow is tight. Quote Link to comment Share on other sites More sharing options...
cocker3 Posted November 16, 2011 Report Share Posted November 16, 2011 try scottish gamekeepers assotiation think its abuot £35 per year and great cover there may well be an english one but not sure of this Quote Link to comment Share on other sites More sharing options...
WelshLamb Posted November 17, 2011 Report Share Posted November 17, 2011 BASC all the way Quote Link to comment Share on other sites More sharing options...
PhilR Posted November 17, 2011 Report Share Posted November 17, 2011 BASC all the way +1 Quote Link to comment Share on other sites More sharing options...
mpk Posted November 17, 2011 Report Share Posted November 17, 2011 Basc all the way Quote Link to comment Share on other sites More sharing options...
Paul T Posted November 17, 2011 Report Share Posted November 17, 2011 Was with CCC but this year have taken out BASC. You may find joining BASC is pre-requisite of joining a wildfowling club. Yeah, it's more expensive, but the monthly direct debit makes the bigger fee easier to swallow. Plus, you do get a lot for your money. I'll stick with BASC from now on Quote Link to comment Share on other sites More sharing options...
Paul223 Posted November 17, 2011 Report Share Posted November 17, 2011 or you can try the SACS Quote Link to comment Share on other sites More sharing options...
matone Posted November 17, 2011 Report Share Posted November 17, 2011 From the experience of a couple of people I know,when the wotsit hits the fan so to speak,only BASC will be of any help! In both instances serious grief was sorted very quickly and professionally ! CA seem disorganised,4 people that I know joined(self included) and were never sent membership renewals !!!!!!Doesn`t give you much faith in their abilities. Quote Link to comment Share on other sites More sharing options...
David BASC Posted November 17, 2011 Report Share Posted November 17, 2011 Pay your money take your choice. BASC and CA are different animals (and I am a member of both and pay both by phased DD to spread the cost) CA is a general rural lobby organisation which a big political battle to legalise fox hunting again at its core as well as representing the interests of those who live, work and play in the countryside. BASC is a shooting organisation, everything BASC does is aimed at keeping shooting safe, and that’s what the BASC teams are here to do, political and media lobbying, to represent shooting and shooters interests, as well as operational teams to give practical help and advice to members to find, keep and develop that shooting. Yes there are a range of cheap insurance deals out there, but it needs more than just a £20-£30 insurance package to keep your sport safe! But it’s your cash; spend it where you think it will do the most good. David. Quote Link to comment Share on other sites More sharing options...
Muddy Funker Posted November 17, 2011 Report Share Posted November 17, 2011 I'm with the country cover card. £20 insurance only but offers cover about the same as the big names. The big companies will fight your corner if needed if you get your licence revoked or anything like that but it depends if you feel like paying the extra. I'm with Country Cover Club insurance (CCC3). £20 for the year provides you with cover. Not bad value if cash flow is tight. +1 If all you require at this time is insurance and money is tight then this is the way to go. There's no reason you can't join an 'organisation' when you're a bit more flush. Quote Link to comment Share on other sites More sharing options...
Bazooka Joe Posted November 17, 2011 Report Share Posted November 17, 2011 The big companies will fight your corner if needed if you get your licence revoked or anything like that Don't hold your breath on that one Quote Link to comment Share on other sites More sharing options...
johnny Posted November 17, 2011 Report Share Posted November 17, 2011 ngo is £30 thats who iam with. cheers john Quote Link to comment Share on other sites More sharing options...
dougall Posted November 17, 2011 Report Share Posted November 17, 2011 BASC..same as 1 slab of cartridges and your supporting your sport/whereever you shoot it is recognised. if skint do the standing order version. Quote Link to comment Share on other sites More sharing options...
activeviii Posted November 17, 2011 Report Share Posted November 17, 2011 SACS for the last few years. willing to help if you have a problem. £30 covers me, my dogs and not just shooting but fishing as well, all as 3rd party insurance but one never knows when a hook might get someone.hehe. Quote Link to comment Share on other sites More sharing options...
grasshopper Posted November 17, 2011 Report Share Posted November 17, 2011 I've just joined SACS too,was with BASC for 15 or so years but needed them twice and felt let down twice. Quote Link to comment Share on other sites More sharing options...
monkeyboots Posted November 18, 2011 Report Share Posted November 18, 2011 SACS for the last few years. willing to help if you have a problem. £30 covers me, my dogs and not just shooting but fishing as well, all as 3rd party insurance but one never knows when a hook might get someone.hehe. you will find ur 100k legal fees with SACS arnt what they are cracked up to be as ive just recently found out im a member of BASC as well and at the time of my problem i spoke to them as well but went with SACS cos of the we will fight in court with ur 100k legal fees well that was a fib 2 start with plus even though BASC knew i was going with SACS to help with my problem i still had more helpfull advice from BASC and even follow up emails/phone calls as for SACS not 1 word from them they just hand it to the solicitor and thats it not any useful info or phone calls emails etc etc so just to say the cheaper groups with the big £££££££ legal cover well it isnt what they say it is Quote Link to comment Share on other sites More sharing options...
David BASC Posted November 18, 2011 Report Share Posted November 18, 2011 The thing about legal expenses insurance is this, they will usually ONLY take the case if there is a better than 50% chance they will win, AND they can get their costs back. Getting costs awarded against the police is possible, but unlikely, the Courts tend to accept that the police will err on the side of caution and the legal insurance companies know this. Also, if at any time during the process the legal expenses guys think that they may now be on a looser, they can pull out… So, I guess the question is this: Do you need a legal expenses policy as above, that may not be of any real use at all? Or Do you need experienced, expert staff on hand to try and help you and resolve the matter? As I said, it’s your money take your pick. David Quote Link to comment Share on other sites More sharing options...
steved Posted November 21, 2011 Author Report Share Posted November 21, 2011 Cheers for the replies gents. Plenty to think about. Think i might cough up the extra while i'm getting into it and take a view on it after a couple of years. BASC certainly has the public presence that people have heard of which could be useful when knocking on farmers doors for permission. Ta Steve Quote Link to comment Share on other sites More sharing options...
Georgy Posted November 21, 2011 Report Share Posted November 21, 2011 Sorry to divert but.. If I only do clay pigeon shooting at proper clubs and grounds do I need insurance? Quote Link to comment Share on other sites More sharing options...
David BASC Posted November 22, 2011 Report Share Posted November 22, 2011 It all depends on what the clubs policy reads. Most business policies are designed to cover the liability of the business owner, i.e in case they do something or fail to do something that result in an accident causing a third partly loss. I doubt very much the grounds insurance would cover you – why would it cover liabilities that it has little or no control over. There has to be proof of liability so, lets look at a couple of simple examples of you shooting at a formal clay shoot. 1. You are shooting a driven bird stand and the broken clays fall onto a footpath and someone using the footpath looses an eye. The liability will rest with whoever set up the stand as they had a duty of care to ensure they took reasonable steps to protect the safety of those around them - you are in the clear. 2. You are shooting the same stand, after your round you come out of the stand but forget you still have one cartridge in the chamber, as you are putting your gun away and it goes off ,hitting the person next to you in the knee causing significant damage – not the grounds fault in any way – totally yours you are in line for a claim probably in excess of £300,000 damages and lords knows what in legal fees. Both of these are REAL claims by the way Given the range of insurance and benefits offered by the Associations, is it wroth risking shooting without insurance? David Quote Link to comment Share on other sites More sharing options...
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