DaveK Posted August 3, 2010 Report Share Posted August 3, 2010 Getting well p'd off with the interweb as well. Anyhoo. Having trawled uggins of websites and entered my details into uggins of quote forms I've had some absolutely ridiculous quotes. Even Lancasters who charged me less than £250 including recovery have given me four differet quotes that have increased every time. And to to the lot some companies that specialise in Landy's and other 4x4's won't insure Landy 110 vans cos they aint got 5 seats and windows in the side. Anyone know of a decent cheap source of insurance before I throw this damned computer out of the window (obviously not the side window of a Defender)? I'm pullin' me bleedin' 'air out 'ere. :blink: :unsure: :wacko: :blush: Quote Link to comment Share on other sites More sharing options...
shot shot Posted August 3, 2010 Report Share Posted August 3, 2010 get it classed as an agricultural vehicle :blink: (assuming it's not your everyday car) Quote Link to comment Share on other sites More sharing options...
Cookiemonsterandmerlin. Posted August 3, 2010 Report Share Posted August 3, 2010 DaveK My 110 CSW is insured with NFU and is £250 including bussiness use. Regards OTH Quote Link to comment Share on other sites More sharing options...
Mungler Posted August 3, 2010 Report Share Posted August 3, 2010 Don't focus on saving a few quid on the premium, go with an insurer that's likely to meet a claim. I reckon the CIS and NFU have a "can do" attitude on paying out. It's the moody little Lloyds Syndicates that get punters through the door with low premiums and then will look to repudiate your policy in the event of a claim. Quote Link to comment Share on other sites More sharing options...
DIVERD Posted August 3, 2010 Report Share Posted August 3, 2010 I use Adrian Flux for my 110, it is an older 200TDI and i am under £100 a year. Quote Link to comment Share on other sites More sharing options...
mbriz Posted August 3, 2010 Report Share Posted August 3, 2010 get it classed as an agricultural vehicle :blink: (assuming it's not your everyday car) How is this done mate and does it make any difference? :unsure: Quote Link to comment Share on other sites More sharing options...
foxnet22 Posted August 3, 2010 Report Share Posted August 3, 2010 get it classed as an agricultural vehicle :blink: (assuming it's not your everyday car) would also like to know the answer to this. Quote Link to comment Share on other sites More sharing options...
Gordon R Posted August 3, 2010 Report Share Posted August 3, 2010 Another vote for Adrian Flux. Quote Link to comment Share on other sites More sharing options...
stokie Posted August 3, 2010 Report Share Posted August 3, 2010 I use Swinton as you can go into the branch and deal face to face . Got mine for £240 even had a bump in it last year not upped premium by much . Quote Link to comment Share on other sites More sharing options...
RED BEARD Posted August 3, 2010 Report Share Posted August 3, 2010 i use peter best,try them. Quote Link to comment Share on other sites More sharing options...
shot shot Posted August 3, 2010 Report Share Posted August 3, 2010 would also like to know the answer to this. http://www.direct.gov.uk/en/Motoring/Ownin...*****/DG_069649 Quote Link to comment Share on other sites More sharing options...
docholiday Posted August 4, 2010 Report Share Posted August 4, 2010 go compare... got mine for less than £100 doc Quote Link to comment Share on other sites More sharing options...
DaveK Posted August 6, 2010 Author Report Share Posted August 6, 2010 Thanks for the replies chaps. Finally got sorted with Lancasters who I've previously used. There seems to have been some confusioin amongst their staff over what a defender hardtop is classed as. For information of anyone who finds the same problem, a Defender hardtop is classed as a commercial vehicle. BUT. If it's being used for private SDP purposes only, many providers of Classic Car insurance will insure it in that category. Seems that some of the staff at Lancasters didn't know that til' I finally got hold of someone that did. Diverd, Adrian Flux gave me a reasonable quote for TPF&T but quoted above Lancasters for fully comp. I got fully comp with UK breakdown & recovery to anywhere for £259 which I thought pretty good. Mung, I take your point about can do companies. Fortunately Lancasters are one of them. Just need to tax it now and Robert's yer mothers brother. Quote Link to comment Share on other sites More sharing options...
darren_mc Posted August 7, 2010 Report Share Posted August 7, 2010 Thanks for the replies chaps. Finally got sorted with Lancasters who I've previously used. There seems to have been some confusioin amongst their staff over what a defender hardtop is classed as. For information of anyone who finds the same problem, a Defender hardtop is classed as a commercial vehicle. BUT. If it's being used for private SDP purposes only, many providers of Classic Car insurance will insure it in that category. Seems that some of the staff at Lancasters didn't know that til' I finally got hold of someone that did. Diverd, Adrian Flux gave me a reasonable quote for TPF&T but quoted above Lancasters for fully comp. I got fully comp with UK breakdown & recovery to anywhere for £259 which I thought pretty good. Mung, I take your point about can do companies. Fortunately Lancasters are one of them. Just need to tax it now and Robert's yer mothers brother. what year is your 110 they would not insure mine (2003 reg) but had been with them for years with 2 90 defenders 1 a 200tdi and a 300 tdi. Quote Link to comment Share on other sites More sharing options...
DaveK Posted August 7, 2010 Author Report Share Posted August 7, 2010 what year is your 110 they would not insure mine (2003 reg) but had been with them for years with 2 90 defenders 1 a 200tdi and a 300 tdi. 1994 'M' Not 100% sure but I think to qualify as classic they have to be 15 years old. Quote Link to comment Share on other sites More sharing options...
wy111 Posted August 7, 2010 Report Share Posted August 7, 2010 1994 'M' Not 100% sure but I think to qualify as classic they have to be 15 years old. To be a classic car, it has to be BUILT before 1st Jan 1973. If it has been initially registered at a later date, proof of build prior to this date will have to found. Quote Link to comment Share on other sites More sharing options...
DaveK Posted August 7, 2010 Author Report Share Posted August 7, 2010 To be a classic car, it has to be BUILT before 1st Jan 1973. If it has been initially registered at a later date, proof of build prior to this date will have to found. Isn't that to do with road tax though? Quote Link to comment Share on other sites More sharing options...
J@mes Posted August 7, 2010 Report Share Posted August 7, 2010 Isn't that to do with road tax though? yeh and nothing to do with what an insurer might class as a "classic" car. I know loads of people with old peugeot 205 and 309 GTi's on classic policies with various insurers. Quote Link to comment Share on other sites More sharing options...
Tam Posted August 8, 2010 Report Share Posted August 8, 2010 Don't focus on saving a few quid on the premium, go with an insurer that's likely to meet a claim. I reckon the CIS and NFU have a "can do" attitude on paying out. It's the moody little Lloyds Syndicates that get punters through the door with low premiums and then will look to repudiate your policy in the event of a claim. Don't count on CIS Andy :good: Quote Link to comment Share on other sites More sharing options...
al4x Posted August 9, 2010 Report Share Posted August 9, 2010 NFU have always been **** price wise on my 4x4's, last renewal they couldn't do better than £500 got it for less than £300 with Admiral. Had a claim with them donkeys years ago and no issues at all about paying out. They took the car gave me a courtesy car and job jobbed Quote Link to comment Share on other sites More sharing options...
Fatcatsplat Posted August 9, 2010 Report Share Posted August 9, 2010 The proof of the pudding is always in the eating. Insurance is only tested at claim time and that's where the policy language suddenly becomes king and not the 50 quid you saved on the premium. If a company is knocking out policies significantly cheaper than the competition there's generally a reason contained within the wording - There will be an exclusion for, say stereo theft or sat nav theft - That will get rid of all the costly attritional losses - 50 quid in claim, but 250 quid in administration. I work in insurance and have never touched motor as a class as it's far too volatile (much like travel insurance) and the profit margin for an insurer (generally) is marginal at best. In the good old days, the insurers would work on profit from investment income as it would take a while for the losses to materialise and they could play with premium for a couple of months. Interest rates being what they are, that doesn't really work too well at the moment, so there are price hikes being passed on to the consumer. Have a look on something like confused.com BUT don't use gocompare as it will only encourage them to make more bloody annoying adverts Quote Link to comment Share on other sites More sharing options...
Barn_Owl Posted August 10, 2010 Report Share Posted August 10, 2010 Just had my renewal from Hastings Direct with an increase of £200 from last year :blink: Been with them for 5 years sooooo Got a quote from Adrian Flux as they appear well recommended from previous threads and just saved £215 :blink: Well pleased (08 Shogun SWB commercial) Quote Link to comment Share on other sites More sharing options...
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