Kidney505 Posted June 11, 2011 Report Share Posted June 11, 2011 Well It's not just the car it's the insurance provider as well. My first car was a Pergout 106 1.5 deisel and that cost £900 fully comp through the NFU afetr a little slide on the ice at 20 mph my beloved 106 got a little bit wrote off so I sensibly bought a 206 2.0 turbo diesel and it only added £80 extra on my insurance while I was still in my first year of driving. Quote Link to comment Share on other sites More sharing options...
boneheaduk Posted June 11, 2011 Report Share Posted June 11, 2011 Try a suzuki alto Can't do ****** all with em, last time I had the (mis)fortune to drive I could get past 80 :( Also have you tried the insurance where she has a tracker fitted and it tracks her driving etc, the better she drives the cheaper the insurance, and those insurance where she doesn't drive after 3pm or something equally as **** Quote Link to comment Share on other sites More sharing options...
dan-250 Posted June 13, 2011 Report Share Posted June 13, 2011 Swifts are pretty cheap in terms of young insurance, ive had my share my first was a 1.8d fiesta mk4 = 1400 tpft , then I had an escort van same engine, = 1100 then a Mondeo 1.8td = 1500 . Mini mayfair 1275 had big wheels arches all declared at 1000 but did have a good alarm and immobiliser on, Saxo vtr worst car I've had = 2600 best car I've had was a fiat bravo 1.8hlx biggest engine yet 900 fully comp . I then got rid of that due to Milage I was doing to get a 1.7td r reg astra that's a little gem and just under 1k . With what ever the car you shall pay through the roof. My sister payed 1200 on a ka when 17 which is a good price nowadays for that age. Just say she will do low milage, it's garaged and have her mum as a named driver if possible. Quote Link to comment Share on other sites More sharing options...
Fatcatsplat Posted June 13, 2011 Report Share Posted June 13, 2011 Have a parent as the log book owner and put 17 yo down as a named driver. :yp: :yp: Quote Link to comment Share on other sites More sharing options...
SXPhil Posted June 14, 2011 Report Share Posted June 14, 2011 Ok I have 17 year old twins [one boy one girl] Recently bought her a £900 Ford Ka Added them both as learners on my fleet policy cost an additional £1k For Lauren once she pasts her test she has got a quote of £1400 For the Same car Robbie has been quoted £5400!!!!!! Quote Link to comment Share on other sites More sharing options...
southeastpete Posted June 14, 2011 Report Share Posted June 14, 2011 Ouch. Its silly that men have higher premiums. We may be IN more incidents, but we all know it was a woman who caused it... I just got off a 6 month ban, aged 25, and bought a volvo v40, 2000 model. (just under 2k, 1 lady owner, under 60k on the clock - BARGAIN!) I pay £2k for my insurance. Its awful, but I need the mobility. I went through quite a few different cars looking for the cheapest to insure, and a 1.6 volvo was cheaper than a 1.4 corsa, so try a volvo! Quote Link to comment Share on other sites More sharing options...
Bleeh Posted June 14, 2011 Report Share Posted June 14, 2011 Have a parent as the log book owner and put 17 yo down as a named driver. :yp: :yp: The old tactic of 'Fronting' is well known by the insurance companies, and you've got a good chance of you're insurance being declined if the lad has an accident. I would recommend against it. Quote Link to comment Share on other sites More sharing options...
NickP Posted June 14, 2011 Report Share Posted June 14, 2011 as said previously, go with a unpopular car, Kia Picanto or something, less of them on the road, so less accidents listed against them on the insurance databases than the popular cars like fiesta and such like Quote Link to comment Share on other sites More sharing options...
Highlander Posted June 14, 2011 Report Share Posted June 14, 2011 Alright, 17 year old female driver. Just passed her test. Obviously no convictions, no NCD etc Forget the car, it doesn't have to be trendy or interesting - it's pure transport, and my research indicates that cheap starter type cars are plentiful and cheap, it's the insurance that's the killer. So what is the cheapest car for a 17 year old girl to buy and most importantly insure. There should be a statistical and factual answer to this? Any help gratefully received. and this would be your... niece??? Quote Link to comment Share on other sites More sharing options...
al4x Posted June 14, 2011 Report Share Posted June 14, 2011 The old tactic of 'Fronting' is well known by the insurance companies, and you've got a good chance of you're insurance being declined if the lad has an accident. I would recommend against it. its a well known rumor that insurers put about to try and stop it but have you ever heard of anyone being refused a claim due to it? Its nigh on impossible to prove especially if you make sure a parent actually does use the car reasonably regularly Quote Link to comment Share on other sites More sharing options...
berties Posted June 14, 2011 Report Share Posted June 14, 2011 Yes a small car is he start for any driver but the insurance is calculated on the probability on you having a accident in the first year and reports show lads will more than likely have a prang,some companies just give a large figure to record that they have given you a quote,as claims aind payouts are getting higher due to personal injury claims insurers are trying to cover them selfs,I still go on the saying a accident how ever small is liable in the first couple of years,makes some people respect other road users and makes them relise their Nissan micra ain't the fastest thing on the road it's just them ragging it around,so until the stats show other wise 1st timers will have big premiums,saying that just troll around insurance companies there are always specialists that will get bit down but look at blowing over a couple of grand if they want their own insurance Quote Link to comment Share on other sites More sharing options...
canthitathing Posted June 14, 2011 Report Share Posted June 14, 2011 Not my daughter! It's for a family friend. Family friend = Love child Quote Link to comment Share on other sites More sharing options...
ME Posted June 14, 2011 Report Share Posted June 14, 2011 Family friend = Love child Got slitty eyes, a Thai accent and looking to pay five dollar Quote Link to comment Share on other sites More sharing options...
Mungler Posted June 15, 2011 Author Report Share Posted June 15, 2011 Minds like Welsh railways, the lot of you Quote Link to comment Share on other sites More sharing options...
codling99 Posted June 15, 2011 Report Share Posted June 15, 2011 i found aviva online cheapest about,offered 30% off i tink it was for new customers,and check full comp aswell it was 100 pound cheaper than thirt party for me. Quote Link to comment Share on other sites More sharing options...
Bleeh Posted June 15, 2011 Report Share Posted June 15, 2011 i found aviva online cheapest about,offered 30% off i tink it was for new customers,and check full comp aswell it was 100 pound cheaper than thirt party for me. It's strange that, I found prices at Third party to be the most expensive, followed by full comp being cheaper (what?) then Third party Fire/Theft being the cheapest!. Makes no sense. Quote Link to comment Share on other sites More sharing options...
four-wheel-drive Posted June 15, 2011 Report Share Posted June 15, 2011 The thing that most people do not realise is if your car is worth £500 or £5000 that is not the issue what is it can make millions of pounds worth of damage to other peoples there cars/property. What you are paying for is if young drivers crash they tend to be going faster than more experienced drivers would do and so kill and or injure ether themselves there passengers or innocent bystanders. Quote Link to comment Share on other sites More sharing options...
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