kennett Posted May 15, 2013 Report Share Posted May 15, 2013 My fiancee has just got her car insurance renewal quote from Tesco, all in £705!!!! She has been with them for 8 years, has 8 years no claims and it has doubled in price on the last 2 years. Just done an online comparison and the cheapest deal with the sane amount of legal cover etc comes in at £385, how they can justify such a massive price difference is beyond me! Just shows it pays to shop around Quote Link to comment Share on other sites More sharing options...
leeds chimp Posted May 15, 2013 Report Share Posted May 15, 2013 save your money and dont bother with the legal cover as you dont need it at all Quote Link to comment Share on other sites More sharing options...
ditchman Posted May 15, 2013 Report Share Posted May 15, 2013 i know i am older than your girl friend.....but for the first time ever my insurance went down....un asked from £ 147.00 fully comp to £115.00 fully comp no changes...and i went with Saga last year...i even rang then and said thank you !!! Quote Link to comment Share on other sites More sharing options...
Rupert Posted May 15, 2013 Report Share Posted May 15, 2013 Its business Ask as much as you can for the product/service you provide,its a request not compulsory. No different to bread beans or plumbers. Quote Link to comment Share on other sites More sharing options...
the pigeon man Posted May 15, 2013 Report Share Posted May 15, 2013 (edited) Day light robbery !!! Mine was 700 a year (being 23) 2 litre vectra my renewal came thrrew 2700 went on few sites its now 375 a year fully comp Edited May 15, 2013 by the pigeon man Quote Link to comment Share on other sites More sharing options...
Katzenjammer Posted May 15, 2013 Report Share Posted May 15, 2013 i know i am older than your girl friend.....but for the first time ever my insurance went down....un asked from £ 147.00 fully comp to £115.00 fully comp no changes...and i went with Saga last year...i even rang then and said thank you !!!Third year running that mine has gone down;-) Quote Link to comment Share on other sites More sharing options...
pimpkiller Posted May 15, 2013 Report Share Posted May 15, 2013 12th year running mine has gone down with directline, they will be paying me soon Quote Link to comment Share on other sites More sharing options...
Pushkin Posted May 15, 2013 Report Share Posted May 15, 2013 Leeds Chimp - what do you mean you don't need it at all??? Pushkin B) Quote Link to comment Share on other sites More sharing options...
Olliesims Posted May 15, 2013 Report Share Posted May 15, 2013 I had my renewal quote from tesco with 1 years no claims (new driver) £805 full comp, went on gocompare put my details in, 3rd cheapest tesco with £524 full comp, I don't understand how they have 2 different prices for the same cover and be such alot cheaper... Quote Link to comment Share on other sites More sharing options...
leeds chimp Posted May 15, 2013 Report Share Posted May 15, 2013 Leeds Chimp - what do you mean you don't need it at all??? Pushkin B) Legal protection is the biggest swindle in the insurance market..... Its for when you have a none fault claim.....but they will deal with it anyway even when you dont have it.... Quote Link to comment Share on other sites More sharing options...
shaun4860 Posted May 15, 2013 Report Share Posted May 15, 2013 Leeds Chimp - what do you mean you don't need it at all??? Pushkin B) you might also find your house insurance might cover it Quote Link to comment Share on other sites More sharing options...
bruno22rf Posted May 15, 2013 Report Share Posted May 15, 2013 Your household cover rarely covers motoring cases and if it does it usually only works to defend you-not to claim damages. Quote Link to comment Share on other sites More sharing options...
Sha Bu Le Posted May 15, 2013 Report Share Posted May 15, 2013 Tried Tesco..........thieving ******. £700+ paying around £300 elsewhere and not happy with that. What trips my trigger is when they phone you after an online search and expect you to say yes. I have taught quite a few telephone sales people good old Anglo Saxon. Quote Link to comment Share on other sites More sharing options...
subsonicnat Posted May 15, 2013 Report Share Posted May 15, 2013 my Company were asking £625:00, went to a broker down the road: £195:00 ,,With protected No Claims: Stuff em all: Quote Link to comment Share on other sites More sharing options...
Will Poon Posted May 15, 2013 Report Share Posted May 15, 2013 So by the looks of it , it pays to definately shop around that's how they make there money these company's . Quote Link to comment Share on other sites More sharing options...
Chr15j Posted May 15, 2013 Report Share Posted May 15, 2013 save your money and dont bother with the legal cover as you dont need it at allutter tripe! I wouldn't be without it. Quote Link to comment Share on other sites More sharing options...
Chr15j Posted May 15, 2013 Report Share Posted May 15, 2013 Tried cancelling insurance on landy that I sold, Zurich want £105, nearly 2 months premium, now at war with them claiming its punitive damages and unenforceable. Ran rings round telesales and complaints, awaiting feedback from legal dept now! Quote Link to comment Share on other sites More sharing options...
goodo123 Posted May 16, 2013 Report Share Posted May 16, 2013 Car insurance is a legal requirement to use a motor vehicle on the road... Tax is a legal requirement... Both are government imposed but with one you pay based on how much you earn and in theory everyone pays an equal share. With the other it's up to you to find the cheapest price from a bunch of private (not very well regulated companies) who want as much money as they can get from you. This is where fair pricing fails and we get ripped off so badly. Most people don't "use" insurance I.e. don't have an accident, but can end up paying 2-3 Times the amount as someone else who has the same "risk". Sorry if I'm pointing out the obvious here but I think anything which is a legal requirement needs to be regulated especially in this instance as it will only get worse. Quote Link to comment Share on other sites More sharing options...
leeds chimp Posted May 16, 2013 Report Share Posted May 16, 2013 utter tripe! I wouldn't be without it. Why then? Quote Link to comment Share on other sites More sharing options...
Frenchieboy Posted May 16, 2013 Report Share Posted May 16, 2013 So by the looks of it , it pays to definately shop around that's how they make there money these company's . That is so true. In many cases if you shop around and change insurers each year you can often get a "New Customers" rate which has some quite big discounts. I am with Saga and have told them that I definitely will not be renewing with them again as they decided to put my monthly payments up without warning me half way through the year. When I questioned them about it they said it was because they had made an error when they worked out the monthly payments on my last renewal. I told them it was their problem if they couldn't do their sums properly and they had no right to raise the monthly payments without warning me and threatened to cancell there and then. With that they gave me a reduction for the rest of the year. Even so I have had a look on line and found that I can save another £100 or so by renewing with a different company, so that is what I am going to do when the renewal is due making the cost of my Renault Clio just a fraction over £200 per year fully comp! Quote Link to comment Share on other sites More sharing options...
AVB Posted May 16, 2013 Report Share Posted May 16, 2013 I don't get all ths moaning. If you think you are paying too much then shop around. People have said that there are deals out there so go an find them. As somebody said it's like baked beans. You either buy for convenience, quality or price. It's not hard is it? Quote Link to comment Share on other sites More sharing options...
Katzenjammer Posted May 16, 2013 Report Share Posted May 16, 2013 Car insurance is a legal requirement to use a motor vehicle on the road... Tax is a legal requirement... Both are government imposed but with one you pay based on how much you earn and in theory everyone pays an equal share. With the other it's up to you to find the cheapest price from a bunch of private (not very well regulated companies) who want as much money as they can get from you. This is where fair pricing fails and we get ripped off so badly. Most people don't "use" insurance I.e. don't have an accident, but can end up paying 2-3 Times the amount as someone else who has the same "risk". Sorry if I'm pointing out the obvious here but I think anything which is a legal requirement needs to be regulated especially in this instance as it will only get worse. The thing is that it was never as bad or as greedy as it seems to have come in the years since the early 80's. Same as house prices really - they rocketed out of all proportion from those years but wages didn't. When I got my first car in the 70's (my fathers passed on Vauxhall Viva HB) my car insurance as a 18 year old new and inexperienced young male driver was only a few pounds more than what he had paid on the same car! Yet now such a driver would pay thousands more than his parents. There were crazy young drivers around then as there are now, crashing, dinging and all the rest. So what happened? Who got greedy back then in the insurance companies and suchlike financial world. Who or what cultivated the meteoric rise of grab as much as I can off the stupid Joe Public because I'm alright Jack culture? Quote Link to comment Share on other sites More sharing options...
AVB Posted May 16, 2013 Report Share Posted May 16, 2013 Who got greedy back then in the insurance companies and suchlike financial world. Who or what cultivated the meteoric rise of grab as much as I can off the stupid Joe Public because I'm alright Jack culture? What about Joe Public who want to pad out their claims - Whiplash, Emotional Distress etc? There was somebody on here the other day who convinced his Insurance company that they should pay for a new clutch because he had to move the car with four flat tyes. Good for him but the result is higher costs. That said others are saying that their insurance is going down. Quote Link to comment Share on other sites More sharing options...
Guest Posted May 16, 2013 Report Share Posted May 16, 2013 Try elephant insurance they came in with a quote for me last night of £630 closest I could get with other companies was £987 one even quoted £10795 for cayenne twin turbo roll on Monday when I pick it up Quote Link to comment Share on other sites More sharing options...
Dekers Posted May 16, 2013 Report Share Posted May 16, 2013 DON'T shop around, just go with the renewal quote you get. Mine has gone down year on year for some time, simply because I check and change insurers virtually every year, if all you lot go and get the best deals then I will struggle, the only reason I can do so well is because a lot of other people DON'T! Quote Link to comment Share on other sites More sharing options...
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