ilovemyheckler Posted February 6, 2021 Report Share Posted February 6, 2021 I have an SP30 which expires in August this year but the removal date says August next year The offence date was August 2018 When can I tell my insurance company that I have no points? Thanks Quote Link to comment Share on other sites More sharing options...
steve_b_wales Posted February 6, 2021 Report Share Posted February 6, 2021 I've got one on my paper license from 1975. Insurance companies usually ask 'within the past 5 years'. Quote Link to comment Share on other sites More sharing options...
snow white Posted February 6, 2021 Report Share Posted February 6, 2021 Like steve says they insurance comp ask if you have any conversation in the 5 years if you fail to disclose and you have to make a claim don’t think they will pay out. Quote Link to comment Share on other sites More sharing options...
walshie Posted February 6, 2021 Report Share Posted February 6, 2021 (edited) The points are valid for 3 years and have to stay on your licence for 4. Insurance companies normally ask if you've had any convictions in the last 5 years so it doesn't matter if the points are still on your licence or not. Edited February 6, 2021 by walshie Quote Link to comment Share on other sites More sharing options...
ilovemyheckler Posted February 6, 2021 Author Report Share Posted February 6, 2021 Thanks I don't suppose my insurance will reduce after 5 years anyway. It just goes up when you get them! Quote Link to comment Share on other sites More sharing options...
marsh man Posted February 6, 2021 Report Share Posted February 6, 2021 2 hours ago, ilovemyheckler said: Thanks I don't suppose my insurance will reduce after 5 years anyway. It just goes up when you get them! Shop around with your insurance as I don't think you would need to disclose it after a trouble free five full years from the conviction . Quote Link to comment Share on other sites More sharing options...
GingerCat Posted February 6, 2021 Report Share Posted February 6, 2021 An sp30 will make little if any difference to your insurance unless you a 17 year old boy. Quote Link to comment Share on other sites More sharing options...
JohnfromUK Posted February 7, 2021 Report Share Posted February 7, 2021 My insurance doesn't go up for one fairly standard speeding (i.e. not more than 3 points and basic fine). I have had both (but over 10 years apart) a 30 m.p.h. one and a 70 m.p.h. one (in both cases not far over) and my insurance told me that one 'current' standard speeding doesn't alter the premium. I have none now 😁 Quote Link to comment Share on other sites More sharing options...
mossy835 Posted February 7, 2021 Report Share Posted February 7, 2021 19 hours ago, marsh man said: Shop around with your insurance as I don't think you would need to disclose it after a trouble free five full years from the conviction . this Quote Link to comment Share on other sites More sharing options...
marsh man Posted February 7, 2021 Report Share Posted February 7, 2021 13 minutes ago, mossy835 said: this Since our insurance broker packed up several years I have been getting my car insurance on line and by going by what I used to pay I have been saving myself a small fortune , to be on the right side of the law I have been disclosing my 35 mile an hour fine that was in a 30 mile limit , this was five years ago in March , I mentioned it last year as they wanted to know about convictions over the last five years , but when mine come up for renewal in Oct it will now be left blank . Quote Link to comment Share on other sites More sharing options...
JTaylor91 Posted February 7, 2021 Report Share Posted February 7, 2021 My insurance almost doubled when I got an SP30, it was a bit of an unusual one though as I got 5 points for it which may of made a difference. Quote Link to comment Share on other sites More sharing options...
Scully Posted February 9, 2021 Report Share Posted February 9, 2021 (edited) On 06/02/2021 at 16:26, steve_b_wales said: I've got one on my paper license from 1975. Insurance companies usually ask 'within the past 5 years'. 🙂 That made me chuckle. I recently ( last January ) renewed my driving licence as I lost mine literally decades ago, and needed details from it to fill out a form. I went online, paid my 20 quid and in less than a week received a brand spanking new credit type card with my pic’ on it. Id been aware that I hadn’t been legit’ since losing it, and as these things often pan out, was looking through a diary I found from 1978 while having a clear out, and lo and behold what should be tucked up inside it! Yep, dated 1977 it had been there all these years and through four house moves! I was amused to find a conviction on it for driving without a license and insurance, for which I was fined £13.00! At the time it was almost my entire weeks wage! 😳 Edited February 9, 2021 by Scully Quote Link to comment Share on other sites More sharing options...
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