Paddy Galore! Posted September 24, 2013 Report Share Posted September 24, 2013 most of my work is now for the social housing sector, i subcontract to the service provider and basically kiss backsides and brown nose my way into their good books while working in poo smeared council houses that would be better off being burnt down and starting again My immediate boss isn't a bad bloke, but years of the same old same old has blinkered his mind to my final solution idea . Then again, some of the places i work on are very tidy, these are a nice surprise and a welcome relief from the usual pee stained carpet and anal artwork all over the walls The money isn't great in the grand scheme of things, i'm currently earning the same as i was 15 years ago, but it's relatively easy work for a competent chap such as myself, as long as i keep my lip buttoned and tolerate some of the blatant bull some of their employees come out with, if they're to be believed then it's a wonder they're not all retired on the fortunes they've earnt. i just console myself with the thought that they are probably just intimidated by someone who can actually do the job, and all their talk is just posturing Quote Link to comment Share on other sites More sharing options...
blackbird Posted September 24, 2013 Report Share Posted September 24, 2013 The recession should be a lesson to all. Pay off your debts as fast as possible, save for a rainy day, and live within your means. If UK plc did that when labour were running the show, we woud never have had a recession. Well said that man Quote Link to comment Share on other sites More sharing options...
klatuveradanikto Posted September 24, 2013 Report Share Posted September 24, 2013 WHOOO HOO just got a 1 percent pay rise this month BOO HOO my bils have gone up 3 percent, easy come easy go as they say Quote Link to comment Share on other sites More sharing options...
billytheghillie Posted September 24, 2013 Report Share Posted September 24, 2013 what recession? Quote Link to comment Share on other sites More sharing options...
digger Posted September 24, 2013 Report Share Posted September 24, 2013 Never been so busy, got two years work lined up without anything else that comes in. Got 1900 kitchen and bathrooms to do by the end of the tax year. Will keep 12 ops busy, pump lots of money into the local economy and turn a profit near £80000. Quote Link to comment Share on other sites More sharing options...
Whitebridges Posted September 24, 2013 Report Share Posted September 24, 2013 People still seem so price sensitive, are you hard up or just being careful with your hard earned money? In my 19 years of being in business this is undoubtedly the worst I have known! Does anyone have anything positive to say? Are you talking about the UK or wider? Depends very much on your products and the markets you are in. Quote Link to comment Share on other sites More sharing options...
Whitebridges Posted September 24, 2013 Report Share Posted September 24, 2013 most of my work is now for the social housing sector, i subcontract to the service provider and basically kiss backsides and brown nose my way into their good books while working in poo smeared council houses that would be better off being burnt down and starting again My immediate boss isn't a bad bloke, but years of the same old same old has blinkered his mind to my final solution idea . Then again, some of the places i work on are very tidy, these are a nice surprise and a welcome relief from the usual pee stained carpet and anal artwork all over the walls The money isn't great in the grand scheme of things, i'm currently earning the same as i was 15 years ago, but it's relatively easy work for a competent chap such as myself, as long as i keep my lip buttoned and tolerate some of the blatant bull some of their employees come out with, if they're to be believed then it's a wonder they're not all retired on the fortunes they've earnt. i just console myself with the thought that they are probably just intimidated by someone who can actually do the job, and all their talk is just posturing You could carry on forever with that ****. Sounds like you have the right kind of skills to stick your fingers in the air and make some good money? Quote Link to comment Share on other sites More sharing options...
Paddy Galore! Posted September 24, 2013 Report Share Posted September 24, 2013 You could carry on forever with that ****. Sounds like you have the right kind of skills to stick your fingers in the air and make some good money? if only there's a good few guys out there doing exactly what i do though, some of them better, a lot of them worse, but all seem to have the gift of the gab except me Quote Link to comment Share on other sites More sharing options...
Mungler Posted September 24, 2013 Report Share Posted September 24, 2013 We're banged out - the conveyancing department is the busiest I've seen but we're just holding our breath - we saw this before and in 2008 it just stopped like it fell off a cliff. We would hire an extra pair of hands were it not for the uncertainty and possibility of it falling off a cliff again and then us having an extra mouth to feed. In the background the cost of what we do has gone up across the board and I just can't wait for the mandatory staff pension provisions to come in.... Everything has got more expensive. Example - we have a good clean claims record at work, our PI insurance last year was £37k. This year, no claims, no complaints and we got a few extra accreditations and yet our insurance is looking like being between £50k and £60k. Apparently the hike is sector wide and so that will end up being passed onto clients one way or another. Quote Link to comment Share on other sites More sharing options...
bostonmick Posted September 24, 2013 Report Share Posted September 24, 2013 I have worked in the building trade for some 40 years now seen a lot of good and bad times I remember the ten years before this bust people saying this cant last something has to give as they signed on the dotted line for their cars and bigger houses and then filled them with furniture and luxury items that they could have quite comfortably lived without I worked and put all that I earned into paying off my mortgages so now I am in a better position than a lot.i am not cleverer than anyone else but I hope when things do pick up people will take on board the lessons that should be learned from this and live well within their means. Quote Link to comment Share on other sites More sharing options...
-Mongrel- Posted September 24, 2013 Report Share Posted September 24, 2013 The recession should be a lesson to all. Pay off your debts as fast as possible, save for a rainy day, and live within your means. If UK plc did that when labour were running the show, we woud never have had a recession. Retrospectively, couldn't agree more. Will certainly be much more cautious in the future. However, what do you do with a property that is worth less than you paid for it to the point that if you could sell it (unlikely) you would probably not even see your initial deposit. As far as I'm concerned, you grit your teeth, knuckle down and find the extra to keep paying the mortgage until it either comes back into equity or is paid off. I'm sure I'm not alone in having this type of issue. It was bought fifteen years ago when times were good and it didn't look like ending, plenty of us believed that. Quote Link to comment Share on other sites More sharing options...
Archie-fox Posted September 24, 2013 Report Share Posted September 24, 2013 (edited) Hope it ends soon, my wife is a scientist and has had her wage frozen by the government..I work for a chemical company and have just landed a good job so were lucky really..some are less so.. Edited September 24, 2013 by archie1234 Quote Link to comment Share on other sites More sharing options...
delburt0 Posted September 24, 2013 Report Share Posted September 24, 2013 (edited) Hope it stays like this, never earned so much (glass manufacturing export) and doubled my mortgage repayments as I'm only paying 1/2% above base rate... Edited September 24, 2013 by delburt0 Quote Link to comment Share on other sites More sharing options...
aris Posted September 24, 2013 Report Share Posted September 24, 2013 Retrospectively, couldn't agree more. Will certainly be much more cautious in the future. However, what do you do with a property that is worth less than you paid for it to the point that if you could sell it (unlikely) you would probably not even see your initial deposit. As far as I'm concerned, you grit your teeth, knuckle down and find the extra to keep paying the mortgage until it either comes back into equity or is paid off. I'm sure I'm not alone in having this type of issue. It was bought fifteen years ago when times were good and it didn't look like ending, plenty of us believed that. You bought 15 years ago and it is worth less today? Where? Fukushima? Quote Link to comment Share on other sites More sharing options...
delburt0 Posted September 24, 2013 Report Share Posted September 24, 2013 I bought mine 13 yrs ago and its trebled phewwwww Quote Link to comment Share on other sites More sharing options...
-Mongrel- Posted September 24, 2013 Report Share Posted September 24, 2013 You bought 15 years ago and it is worth less today? Where? Fukushima? Spain Quote Link to comment Share on other sites More sharing options...
Vipa Posted September 24, 2013 Report Share Posted September 24, 2013 I'm 70% down on last year... you read right... seventy.. hence the firesale! this is most definitely my annus horribilis! Quote Link to comment Share on other sites More sharing options...
Laird Lugton Posted September 24, 2013 Report Share Posted September 24, 2013 We're working hard in the Low cost airlines. Took a full flight to Milan and back this morning. Mostly retirees who seem to travel a lot! We made just under £500 million profit this year. I agree with Aris that it makes sense to pay off your debt ASAP. Mortgage rates are at an all time low so best to pay the mortgage off which means no spending on other goodies such as cars and holidays. Once debt free you are a slave to no-one. Quote Link to comment Share on other sites More sharing options...
aris Posted September 24, 2013 Report Share Posted September 24, 2013 I agree with Aris that it makes sense to pay off your debt ASAP. Mortgage rates are at an all time low so best to pay the mortgage off which means no spending on other goodies such as cars and holidays. Once debt free you are a slave to no-one. Except the government. Even with no debt, it costs plenty just to exist in the UK. Quote Link to comment Share on other sites More sharing options...
Laird Lugton Posted September 24, 2013 Report Share Posted September 24, 2013 (edited) Except the government. Even with no debt, it costs plenty just to exist in the UK. True, and for what? What do they do that they deserve so much (& more after the next general election) Edited September 24, 2013 by Laird Lugton Quote Link to comment Share on other sites More sharing options...
jasper3 Posted September 24, 2013 Report Share Posted September 24, 2013 Think it just depends on your trade Part of the reason im busy is lettings are up as people are not buying houses It also got rid of some of mycompetition by the looks of it , we are in the same trade, mine was mostly council, airports, and hospitals , didn't do much domestic stuff..the flooring world does go up and down.... but i must admit, i have had enough of it now... it seems the time chasing payments have gotten longer... i just want to do a couple of days a week fitting now...then the rest will go on the smallholding Quote Link to comment Share on other sites More sharing options...
aris Posted September 24, 2013 Report Share Posted September 24, 2013 True, and for what? What do they do that they deserve so much (& more after the next general election) They buy votes by giving away 'free' stuff. Quote Link to comment Share on other sites More sharing options...
amateur Posted September 24, 2013 Report Share Posted September 24, 2013 As I wrote in an earlier post - what recession? My business grows in good times and bad, and I am retailing more now than I have ever done. But (of course) all I get is derision from the clique on here Quote Link to comment Share on other sites More sharing options...
welsh1 Posted September 24, 2013 Report Share Posted September 24, 2013 As I wrote in an earlier post - what recession? My business grows in good times and bad, and I am retailing more now than I have ever done. But (of course) all I get is derision from the clique on here So what do you do? Quote Link to comment Share on other sites More sharing options...
figgy Posted September 24, 2013 Report Share Posted September 24, 2013 To be fair London is never really affected like the rest of the country in recession. Figgy Quote Link to comment Share on other sites More sharing options...
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