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Money Worries no more!


steve_b_wales
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They give us £470 a year rise and take back £94 in tax from most of us! So we’re left with £376, Then we lost the £200 heating allowance,so we’re up £176, then the council tax will take over £100 extra in April,so £76 left to pay extra water charges, utilities,and all the other inflation over 12 months!🤣🤣

Edited by TOPGUN749
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On 18/02/2025 at 17:36, TOPGUN749 said:

They give us £470 a year rise and take back £94 in tax from most of us! So we’re left with £376, Then we lost the £200 heating allowance,so we’re up £176, then the council tax will take over £100 extra in April,so £76 left to pay extra water charges, utilities,and all the other inflation over 12 months!🤣🤣

And to add insult to injury I have recently had a letter from DWP to tell me that noew I'm 80 I qualify for an extra 25p per week.........less income tax as you say, what a joke.

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And why is it so complicated? Just had my notification “about the general increases in benefits”. Without showing the amounts £ it reads:-

basic state pension + pre 97 additional state pension LESS contracted-out deduction + post 97 additional state pension + graduated retirement benefit + age addition (25p) = the amount each week is…….£££ Yours sincerely, Office Manager.

surely it’s not rocket science to simplify and consolidate these 6 elements into one payment scheme and reduce IT systems software and staff Nos. Any PW members here in the DWP who can shed light on this complexity?

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7 minutes ago, Bobba said:

And why is it so complicated? Just had my notification “about the general increases in benefits”. Without showing the amounts £ it reads:-

basic state pension + pre 97 additional state pension LESS contracted-out deduction + post 97 additional state pension + graduated retirement benefit + age addition (25p) = the amount each week is…….£££ Yours sincerely, Office Manager.

surely it’s not rocket science to simplify and consolidate these 6 elements into one payment scheme and reduce IT systems software and staff Nos. Any PW members here in the DWP who can shed light on this complexity?

Why would they want anyone to be able to easily understand the system?

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1 minute ago, Nublue 22 said:

I can't still believe we just let them rise the age from 65 to 67 and just expected it, it will get to 70 soon, 

It wont matter if they do pensioners will only get £1 a year pension rise and no winter fuel allowance , and you will be working till you drop saving the government a fortune 

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I haven't received a notification of the State Pension increase yet, but I have received two code adjustments from the Inland Revenue dated 3 days apart, both increasing my tax payments for the coming year. 
One for the pension increase and the other for interest I have received from savings.
The more you tried to ensure your own financial wellness, the more they screw you.
 

 

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1 hour ago, Cranfield said:

I haven't received a notification of the State Pension increase yet, but I have received two code adjustments from the Inland Revenue dated 3 days apart, both increasing my tax payments for the coming year. 
One for the pension increase and the other for interest I have received from savings.
The more you tried to ensure your own financial wellness, the more they screw you.
 

 

Certainly, independent financial activity is frowned on?

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15 minutes ago, steve_b_wales said:

As I mentioned before, when I became eligible for state pension, and the fact that I continued to work full time, my personal tax allowance was reduced from £12750 to just over £2000!

Which would be correct, because you were receiving about £10k tax-free 

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19 hours ago, steve_b_wales said:

As I mentioned before, when I became eligible for state pension, and the fact that I continued to work full time, my personal tax allowance was reduced from £12750 to just over £2000!

And with the pension going up to £11973 in April, you will only be allowed £577 before paying 20%.

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