keg Posted April 3, 2014 Report Share Posted April 3, 2014 £52,000 turns up unexpectedly in your bank account for no reason. Would you:- a) Ring the bank and query this. b) Keep it and see if the bank contacts you. c) Spend 9k of it, put the rest in an account and hope no one notices. d) None of the above http://www.easybranches.eu/european-news/1610486.html The good news is your family come out in support of you. Quote Link to comment Share on other sites More sharing options...
walshie Posted April 3, 2014 Report Share Posted April 3, 2014 If it was £52 I'd assume it wasn't going to be missed, but £52k they are gonig to come looking for it. Still, i wouldn't be the one to query it. Quote Link to comment Share on other sites More sharing options...
alastair0903 Posted April 3, 2014 Report Share Posted April 3, 2014 Clearly c , is is a no brainier Quote Link to comment Share on other sites More sharing options...
Bry-M Posted April 3, 2014 Report Share Posted April 3, 2014 drugs & hookers!! Quote Link to comment Share on other sites More sharing options...
Penelope Posted April 3, 2014 Report Share Posted April 3, 2014 What, and waste the rest? drugs & hookers!! Quote Link to comment Share on other sites More sharing options...
oscarsdad Posted April 3, 2014 Report Share Posted April 3, 2014 150hrs community service....that's £346 an hour. I would definitely do that even if I had to clean the streets with a toothbrush! Quote Link to comment Share on other sites More sharing options...
secretagentmole Posted April 3, 2014 Report Share Posted April 3, 2014 I would query it with the bank. 1) You were not expecting any money therefore you have no claim to it. 2) The money is not yours, it is someone elses. Therefore it is up to you to alert your bank. 3) If they insist it is your money, get it in writing from them. That way they have no claim to the money later! Quote Link to comment Share on other sites More sharing options...
Sha Bu Le Posted April 3, 2014 Report Share Posted April 3, 2014 52K.........they will come at you so option A is the way to go. Having said that she spent 9 grand, and did not get locked up so she is lucky, they will get the 40 odd grand back. After all councillors do need funding for their fact finding tours to the Seychelles and other places of trade interest Quote Link to comment Share on other sites More sharing options...
Pushkin Posted April 3, 2014 Report Share Posted April 3, 2014 Interestingly enough, in the reports issued yesterday, she even spoke to the bank and got their advice on how best to invest the money - and did so! Sad fact is she never once asked the bank to check the payee if the money was rightly hers? Not sure if there was a lot of honesty going on here - me - I'd be right on to the bank wanting to know who the payee was and then onto the payee asking them to confirm if this payment was correct. No point in walking any deeper into Sh***than the soles of your wellies eh? I think most folks get caught one way or another with mis payments like this. Bottom line is it isn't yours. Lovely thought though if someone did mean to put money like that into your account eh? Pushkin B) Quote Link to comment Share on other sites More sharing options...
old rooster Posted April 3, 2014 Report Share Posted April 3, 2014 You've got to wonder how in these supposedly cash strapped times for local councils they could transfer £52,000 into someones account "in error" without realising it? Sounds as though they only just stopped another hefty amount going in? If it had been a company or individuals account the money had come from would she have gone to court given the relatively small amount unrecovered? Quote Link to comment Share on other sites More sharing options...
keg Posted April 3, 2014 Author Report Share Posted April 3, 2014 Bang on about the councillors Sha Bu Le. My brother had a huge amount of family tax credits paid, way over what he had claimed for. When he looked at it, he knew that they had just taken his wife's income and not his into account, rang the relevant dept and was told that no, it was right. He argued until he was blue in the face but they insisted they were right. Sure enough, the following year they came back to him. Sensibly, he had saved the money. Quote Link to comment Share on other sites More sharing options...
old rooster Posted April 3, 2014 Report Share Posted April 3, 2014 Bang on about the councillors Sha Bu Le. My brother had a huge amount of family tax credits paid, way over what he had claimed for. When he looked at it, he knew that they had just taken his wife's income and not his into account, rang the relevant dept and was told that no, it was right. He argued until he was blue in the face but they insisted they were right. Sure enough, the following year they came back to him. Sensibly, he had saved the money. Might have been better keeping recordings of his phone conversations with then then spending the money Quote Link to comment Share on other sites More sharing options...
keg Posted April 3, 2014 Author Report Share Posted April 3, 2014 Very possibly, just shows how inept some govt depts. are though. Quote Link to comment Share on other sites More sharing options...
Imperfection Posted April 3, 2014 Report Share Posted April 3, 2014 Many moons ago,a friend of mine was overpaid by £2000 in his wages.I told him he needed to see the company accountant ASAP and that he shouldnt touch the £2k because it wasnt his.He prompty ignored my advice and spent the whole lot on car stereo stuff later that day. Needless to say,both his bank and employer realised their mistake few days later and wanted their money back.He very nearly lost his job and the bank wanted to get the Police involved. Quote Link to comment Share on other sites More sharing options...
jmooney Posted April 3, 2014 Report Share Posted April 3, 2014 That's lenient. A classmate of my cousin had that happen to him. Accidental deposit of $70,000. He blew through $36,000 of it before the bank caught on. 18 months in prison and has to repay plus court costs and legal fees. Not to mention life seriously set off track because he has to live with a felony conviction for the rest of his life. Quote Link to comment Share on other sites More sharing options...
Twistedsanity Posted April 3, 2014 Report Share Posted April 3, 2014 I would say and do nothing , if its still there unquestioned after a couple of years........... Quote Link to comment Share on other sites More sharing options...
welsh1 Posted April 3, 2014 Report Share Posted April 3, 2014 Buy 52k of premium bonds,the winnings if any will be yours,and if they want their money back you can cash in the bonds. I would also consider raising an administration charge to the inept council for having to look after their money Quote Link to comment Share on other sites More sharing options...
Fisherman Mike Posted April 3, 2014 Report Share Posted April 3, 2014 Answer D. None of the above. I would put £26K ew on commissioned in the first at Aintree, pocket the £499,200 winnings and then give the stake back. Quote Link to comment Share on other sites More sharing options...
Gimlet Posted April 3, 2014 Report Share Posted April 3, 2014 Transfer it to an offshore bank account, keep quiet and hope for the best. Quote Link to comment Share on other sites More sharing options...
Mentalmac Posted April 3, 2014 Report Share Posted April 3, 2014 like the sounds of Firsherman Mike's idea - quickly invest it and stash the profits away and give back stake. Quote Link to comment Share on other sites More sharing options...
Fisherman Mike Posted April 3, 2014 Report Share Posted April 3, 2014 like the sounds of Firsherman Mike's idea - quickly invest it and stash the profits away and give back stake. Did just that with my Bookie who paid out 4 places and theoretically have pocketed £83,200 Realistically £64.00 ! Quote Link to comment Share on other sites More sharing options...
old rooster Posted April 3, 2014 Report Share Posted April 3, 2014 Very possibly, just shows how inept some govt depts. are though. Probably because it is just a number, not money that anybody in the organisation has had to earn?. Quote Link to comment Share on other sites More sharing options...
Fuji Shooter Posted April 3, 2014 Report Share Posted April 3, 2014 The birds not too shabby though.. Quote Link to comment Share on other sites More sharing options...
scorpius Posted April 3, 2014 Report Share Posted April 3, 2014 I would suggest that you invest it in a deposit account with the best interest available, provided it is accessible for immediate withdraw, you are not responsible for the deposit and consequently have no obligation to inform any 3rd party of their mistake, you will be entitled to any interest accrued. Quote Link to comment Share on other sites More sharing options...
Fabhui Posted April 3, 2014 Report Share Posted April 3, 2014 I've had it happen to me before and trust me...they will come looking for it. Quote Link to comment Share on other sites More sharing options...
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