Teen car insurance

[rec-baller]

Hi chaps ,

I know this has been covered before ! But my 18yr old daughter had just passed her test,

She's looked at a 1ltr citreon c1 but is getting some crazy insurance quotes, has any one recently insured and car, and who with pls

Shaun

[ClayJay]

Direct line have worked for me for my last two quotes, they'd beat other comparison insurers by £200-300!

[Davyo]

Is she looking to buy new,look on Marmalade I think it's called.Car with insurance for new drivers about £169 per nth.

Brand new Citreon c1 VTI 1ltr with insurance,£500 deposit @ £169 per mth

Edited April 21, 2017 by Davyo

[Lord Geordie]

Yeah there was a few companies offered something called fuel and go I think. Insurance was part of the package. Great for kids starting out to get some NCD under their belt. Some offered the first 2 or 3 years insurance as part of the package.

[Lloyd90]

Yea I think the add fuel and go may be a good option for you.

 

I reckon car companies like it as it gets them into the cycle of having a new car and trading it on for another new one every few years.

[Cosd]

Hi chaps ,

I know this has been covered before ! But my 18yr old daughter had just passed her test,

She's looked at a 1ltr citreon c1 but is getting some crazy insurance quotes, has any one recently insured and car, and who with pls

Shaun

How much have you been quoted?

[Davyo]

I know my mates son would be paying over £200 per mth insurance on a 1.2 Corsa.But yet he can get a brand new one from Evans Halshaw @£149 with £149 deposit with free insurance for 1 yr.No brainer I think.

I was going to give my son my 60 plate Citreon c3 picasso but insurance was going to be £1600 (with black box fitted ).However we fell out but that's another story.Hed be better of getting a new C1 or fiesta or similar.

I think all these offers however, it's compulsory that a black box is fitted.

[Rupert]

I know my mates son would be paying over £200 per mth insurance on a 1.2 Corsa.But yet he can get a brand new one from Evans Halshaw @£149 with £149 deposit with free insurance for 1 yr.No brainer I think.

I was going to give my son my 60 plate Citreon c3 picasso but insurance was going to be £1600 (with black box fitted ).However we fell out but that's another story.Hed be better of getting a new C1 or fiesta or similar.

I think all these offers however, it's compulsory that a black box is fitted.

If the box is fitted and driving is questionable can privileges be revoked?leaving you with balance of agreement to fund?

[team tractor]

My lads at work have had boxes fitted for the first year . It tells the insurance everything and they have had mates with their policies cancelled for speeding.

Try insurance after a policy was cancelled lol.

 

The just add fuel is 21 and over normally as my mrs wasn't old enough when we tried 3 years ago.

[Davyo]

If the box is fitted and driving is questionable can privileges be revoked?leaving you with balance of agreement to fund?

The black box just makes them not drive likwe a Muppet,and not be out at stupid hours. (They can select to have adjusted to suit their hour, for example if they work a night shift).I don't think you can get away from the black box to be honest,even putting a young driver on your own insurance these days 90% of companies want a box fitted.As far as having a policy cancelled for speeding ,'well that's driving like a Muppet' even worse when you already have a box fitted and you are aware of the terms and condition.Just another life saved really or a pedestrians live saved. Edited April 22, 2017 by Davyo

[rec-baller]

Lowest quote is £1800 with the rac. That's with a black box

[Davyo]

Lowest quote is £1800 with the rac. That's with a black box

Well thats £150 mth if they do 0% which is highly unlikely.

I'd be taking her down to Evans Halshaw or buying from Marmalade Cars will be paying slightly less or higher with Insurance included for a brand new car.

Edited April 22, 2017 by Davyo

[Rupert]

The black box just makes them not drive likwe a Muppet,and not be out at stupid hours. (They can select to have adjusted to suit their hour, for example if they work a night shift).I don't think you can get away from the black box to be honest,even putting a young driver on your own insurance these days 90% of companies want a box fitted.As far as having a policy cancelled for speeding ,'well that's driving like a Muppet' even worse when you already have a box fitted and you are aware of the terms and condition.Just another life saved really or a pedestrians live saved.

Thats not quite what i ment, the box will not make the driver do anything, it should make them consider its function and act accordingly, I had a box 3 years ago,as it was the cheapest premium, i was 47 at the time.

the box will know the everymove and youngsters are quite likely to act with there heart, could the insurance part be revoked leaving the rest of the term to pay.

If i was a provider this clause would be in my terms so as to weed out the worst.

 

A few years ago my ex's son had the same dilemma, we managed to get a 10 month policy that on a claim free 10 mths gave a full years transferrable bonus. As he was working we did halves, so his money was at risk of his driving. He did have a few bumps, all on his own thankfully and his punto looked a tad battered after two years but he made the NCB and moved on. I wish you the best with this as costs are eyewatering.

On balance, my own first insurance for a mini 850 worth 120 quid way back in 1985 was 10 times my weekly take home pay, are today costs so far removed? or are the numbers just bigger. I took home £32 back then.

Edited April 22, 2017 by Rupert

[shaun4860]

Try adding other experienced drivers to her policy

 

[Cosd]

Lowest quote is £1800 with the rac. That's with a black box

Both my girls started driving within 8 months of each other. So I feel your pain

I was being quoted almost £2500 third party for an older car worth around £1500.

I ended up getting them. Fiat 500 each with insurance costing £1600 fully comp each with Smart Miles who are part of Hastings I believe.

 

The good news is that on renewal, leaving the black box in, the new quotes were less than £500 each.

Edited April 22, 2017 by Cosd

[rimfire4969]

My daughter is insured with Autosaints with a black box fitted, they give us access to a dashboard that keeps an eye on her speed and where the car is it also scores the driving 0 - 100%.

[andrewluke]

Hi chaps ,

I know this has been covered before ! But my 18yr old daughter had just passed her test,

She's looked at a 1ltr citreon c1 but is getting some crazy insurance quotes, has any one recently insured and car, and who with pls

Shaun

my son is was 18 and the lowest quote he could get was £2200 with Admiral insurance(through comparison sites) and he searched for 10 months,when he bought his car my brother told me to try this site https://www.aspokesmansaid.com/compare/car-insurance ,he was quoted £1100 and this was also with admiral insurance and no black box

[norfolk dumpling]

Of course when we leave EU girls will get cheaper rates!! Some muppet Belgium MEP spotted we have differential rates - girls are so so much better (my old job was motor insurance) - and we had to bring them into line. After a couple of years they will find their own level but for new drivers this is the case and was so so stupid.

[sooty 54]

Try adding other experienced drivers to her policy

 

Also look up INGENIE on google .

[magman]

daughter 23 started driving his year sheila's wheels insurance third part fire & theft on a 1 ltr yaris with me on her policy (dropped allot ) £105 a month with a black box fitted

[Mackenzie]

It's not just if it's a powerful car it's also off how many of them get crashed by young drivers, as they view that make and model to statistical more likely to crash. When i was 19 (only last year) i was payed £2800 for the year

[triumphant59]

My daughter is 24 now, lives in London and doesn't own a car but from 17 to 21 she had a seat Arosa 1l and insured with Diamond. From memory premiums started at around £800 but had dropped to £300 ish by the time she was 21

[ferguson_tom]

My worry with these black boxes are for the young lads.....how on earth are they going to get girlfriends? Any self respecting 17 year old knows couple of handbrake turns followed by a decent wheel spin is the key to any young ladies knickers.

 

A lot of these just add fuel deals aren't as good as they look, often what they do is just add the cost the insurance to the deal and you pay interest on that as well so look into them carefully.

 

£1800 isnt bad i paid £1500 11 years ago for my first years insurance unfortunately just got to suck it up for a while it will come down quite quickly after the first year.

[Vince Green]

Lowest quote is £1800 with the rac. That's with a black box

Actually that's not bad these days, my youngest son was getting quotes over three thousand on his first car

 

It does come down quite quickly though.

Edited April 25, 2017 by Vince Green

[rec-baller]

Hi chaps. Just too let you know I got reccomend a company called Igenie. Got a quote of £1500 online for an 09 plate citreon c1.

I rang them up too make sure I done everything ok . When i.d finished talking the lady on the phone said the quote was wrong ---- it should be £1300🤣🤣 so I was very pleased at that.

I didn't think that was bad for a new driver. Also with the black box fitted we can monitor he driving. Also if she's a good driver she gets money back every 3 months