daveboy Posted March 26, 2017 Report Share Posted March 26, 2017 My Honda F6c (in my avitar) has gone up two grand in two years. Quote Link to comment Share on other sites More sharing options...
Mungler Posted March 26, 2017 Report Share Posted March 26, 2017 My gold submariner was £8k in Italy 2 years ago and is now £15k. I bought a garage in Billericay for £6k 4 years ago and that's now an easy £15k Think laterally and have some fun Quote Link to comment Share on other sites More sharing options...
islandgun Posted March 26, 2017 Report Share Posted March 26, 2017 I will PM you my account details,... Quote Link to comment Share on other sites More sharing options...
Vince Green Posted March 26, 2017 Report Share Posted March 26, 2017 (edited) On a technicality Its probably illegal for anybody on here to offer you any advice on investing your money Edited March 26, 2017 by Vince Green Quote Link to comment Share on other sites More sharing options...
figgy Posted March 26, 2017 Report Share Posted March 26, 2017 Do you know much about this type of thing? I know someone with a private bank and they get 10% return, but have to invest a substantial ammount. Someone else reckons it's not possible! Pigeon Watch gold there Lloyd, AVB is a investment banker iirc. Quote Link to comment Share on other sites More sharing options...
Danger-Mouse Posted March 26, 2017 Report Share Posted March 26, 2017 On a technicality Its probably illegal for anybody on here to offer you any advice on investing your money Explain please? (Genuine curiosity ) Quote Link to comment Share on other sites More sharing options...
Rupert Posted March 26, 2017 Report Share Posted March 26, 2017 Stocks and shares isa not cash. Shotgun shells, Quote Link to comment Share on other sites More sharing options...
unico1 Posted March 26, 2017 Report Share Posted March 26, 2017 Buy yourself an old gun or classic car, best form of interest. Quote Link to comment Share on other sites More sharing options...
wandringstar Posted March 26, 2017 Report Share Posted March 26, 2017 buy an ice cream van and make a few bob Quote Link to comment Share on other sites More sharing options...
kingo15 Posted March 26, 2017 Report Share Posted March 26, 2017 Premium bonds is the way forward that sort of figure I put 5k in the leave it a couple of weeks get another 5k split the numbers up a bit. The oh has the maximum you can have and wins every month a min of £25 Quote Link to comment Share on other sites More sharing options...
Danger-Mouse Posted March 26, 2017 Report Share Posted March 26, 2017 buy an ice cream van and make a few bob In Scotland? Chip van ftw surely? Quote Link to comment Share on other sites More sharing options...
old'un Posted March 26, 2017 Report Share Posted March 26, 2017 Premium bonds.. Me and the mrs just did that amount each.. I thought premium bonds were now a poor investment?.....http://www.telegraph.co.uk/investing/bonds/martin-lewis-this-is-why-you-should-dump-premium-bonds/ Quote Link to comment Share on other sites More sharing options...
Vince Green Posted March 26, 2017 Report Share Posted March 26, 2017 (edited) Explain please? (Genuine curiosity ) You have to be a qualified licenced IFA to give any sort of investment advice to a third party. That's since about five years ago when the regulations were tightened. Before that it was only if the advisor personally gained from giving the advice but now its any advice, even informal or friendly advice because the regulations don't exclude it. Edited March 26, 2017 by Vince Green Quote Link to comment Share on other sites More sharing options...
wandringstar Posted March 26, 2017 Report Share Posted March 26, 2017 In Scotland? Chip van ftw surely? chip van selling deep fried mars bars Quote Link to comment Share on other sites More sharing options...
old'un Posted March 26, 2017 Report Share Posted March 26, 2017 I have looked hard and long to find somewhere that gives you a decent return on your savings, the only place I could find was Bank of Dave, but you have to live in Burnley, so that's out. Quote Link to comment Share on other sites More sharing options...
Danger-Mouse Posted March 26, 2017 Report Share Posted March 26, 2017 You have to be a qualified licenced IFA to give any sort of investment advice to a third party. That's since about five years ago when the regulations were tightened. Before that it was only if the advisor personally gained from giving the advice but now its any advice, even informal or friendly advice because the regulations don't exclude it. Cheers for the reply Vince. Quote Link to comment Share on other sites More sharing options...
Twistedsanity Posted March 26, 2017 Report Share Posted March 26, 2017 Had a lot of money in premium bonds for a lot of years, had one payout of a fiver and one of £20,i wouldn't suggest them as a means of making your money grow, your better off with a tax free isa Quote Link to comment Share on other sites More sharing options...
old'un Posted March 26, 2017 Report Share Posted March 26, 2017 Anyone have experience of Peer-to-peer lending isa? Quote Link to comment Share on other sites More sharing options...
mick miller Posted March 26, 2017 Report Share Posted March 26, 2017 I think you need to chat to my friend in Nigeria, do you want me to pm his number to you? Just say. Quote Link to comment Share on other sites More sharing options...
old'un Posted March 26, 2017 Report Share Posted March 26, 2017 I think you need to chat to my friend in Nigeria, do you want me to pm his number to you? Just say. Would that be Mr Abjumbo?.....if so I have already given him my bank details, very nice man, but thanks for the offer of your friends phone number. Quote Link to comment Share on other sites More sharing options...
SxS Posted March 26, 2017 Report Share Posted March 26, 2017 (edited) Anyone have experience of Peer-to-peer lending isa? Be very careful of P2P if you're risk averse. The sorts of returns just don't align with the risk people, many of whom are not sophisticated investors or lack any real credit analysis skills, probably think they are taking (be especially careful if the P2P tries to ape the S&P/Moodys lettered rating scales as neither their methodologies nor probabilities of default are equivalent). I have above average knowledge of finance and I wouldn't touch P2P with my money. Edited March 26, 2017 by SxS Quote Link to comment Share on other sites More sharing options...
AVB Posted March 26, 2017 Report Share Posted March 26, 2017 Had a lot of money in premium bonds for a lot of years, had one payout of a fiver and one of £20,i wouldn't suggest them as a means of making your money grow, your better off with a tax free isa The problem, for some people, with a stocks and shares ISA is that your capital is at risk. You could, if you are forced to sell at the wrong time get back less than you invested. This is why they are seen as a long term investment as, over time, the increases will be greater and you can 'ride out' and dips. The average return on premium bonds isn't great but there is a change for a greater return if you are lucky and at least your original investment is protected. As I said earlier if you want a return greater than the rate on an average high street savings account then you will have to take a risk with your investment. Whether it be shares, bonds, classic cars, guns, gold etc. you are effectively gambling with your investment and if you can't afford to lose it then don't. Also with inflation at 2% then you have to be earning at least 2% pa just to stay still. Quote Link to comment Share on other sites More sharing options...
bear-uk Posted March 26, 2017 Report Share Posted March 26, 2017 If it was mine it would definitely go into Peer to Peer. I am getting between 10/12% on 25K. Not saying which one I use but its never had any defaults from loans and its FSA approved. Just keep on reinvesting the interest/completed loans and it soon starts adding up. Quote Link to comment Share on other sites More sharing options...
mick miller Posted March 26, 2017 Report Share Posted March 26, 2017 (edited) Would that be Mr Abjumbo?.....if so I have already given him my bank details, very nice man, but thanks for the offer of your friends phone number. Always happy to help. Edited March 26, 2017 by mick miller Quote Link to comment Share on other sites More sharing options...
old'un Posted March 26, 2017 Report Share Posted March 26, 2017 If it was mine it would definitely go into Peer to Peer. I am getting between 10/12% on 25K. Not saying which one I use but its never had any defaults from loans and its FSA approved. Just keep on reinvesting the interest/completed loans and it soon starts adding up. Well from the little I have read about them they seem to-be no more risk than stocks and shares, been reading a bit about them here.....http://www.moneywise.co.uk/saving-banking/peer-to-peer Quote Link to comment Share on other sites More sharing options...
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