fraudulent whiplash claims

[mikky]

my sister has just phoned me,2 weeks ago her 4x4 hit the back of a car parked at a set of lights...no damage to her car/bent bumper on the other.....approx impact speed 10 mph....she has had a call from the insurance company and the woman she hit is now claiming for whiplash....she may or may not have the injury.........highly unlikely,question is...is this standard practice no matter what speed you get hit at..there must be so many fraudulent claims which puts all our insurance up.just wondered if anyone else has had a claim against when you know there is sod all wrong with the other party

 

 

mikky

[beeredup]

my wife was sat on in a car park in my car and some old boy failed in his attempt to park next to my car gently rubbing the the corner of my bumper along most of his car no real damage to either car and i had 8 yes EIGHT!! calls from our insurers legal team asking is she was ok and if she was prepared to make a claim!! the impact speed must of been sub 3 mph! all these insurers have their own legal teams pushing people into fake compo claims but they use the avalanche of claims as an excuse to hke up insurance costs!! just for the record my wife didn't claim

[BerettaSV10]

Ambulance chasers could of contacted her and advised her to claim. Whats worse is you might find the insurance companies will pay out as its cheaper that going through the court sytem. This ambulance chasing never seamed to happen in my younger days, could of made a packet then as got hit by several cars when riding the bikes.

Edited October 18, 2012 by BerettaSV10

[Mungler]

If your sister is volunteering 10 mph in a 4x4 into the back of a stationary, well:

 

1. 10 mph is enough to give the person in front a proper wallop

2. if the speed was more likely 15 - 20 mph then that's gonna hurt

 

It's more about the "person" who has been hit - some come from a class, back ground, age and dare I say race where lying is less likely.

[colin lad]

i saw something on tv once saying the 1st £93 of your car insurance goes to pay for whiplash claims,

my son got knocked of his 50cc moped by a guy in a lexus 4x4 who is trying to claim for whiplash

 

colin

[Paladin]

Over 500,000 claims per year and over 1,200 every day, adding £90+ to everybodys premium, and Liverpool is the City with the highest amount of claims.

[Marine1980]

My mate got hit in his car last year, he got sent 5k 2 weeks later and had to sign a disclaimer to say he wasn't going to put a claim in! He hadn't planned to anyway!

[Archie-fox]

i bumped a car about 6 years ago...sub 20mph no real damage just dents on bumpers, he claimed over £10k from my insurance...said he had perminant nerve damage and would struggle to work again..

 

worst thing was he had a car full of stolen items and was arrested at the roadside...

[Brisa]

I got hit from behind recently when stationary at around 10 mph, I had places to be so didn't want to make a big deal. The cars a crapper and had only cracked the bumper and popped the number plate light out. Told the guy if he paid for a new light then alls good. He replied flippantly its only a light mate. I have never been so tempted to put a whiplash claim in to teach the wee **** a lesson and informed him of such. He paid up for the light the next day and wasn't taken any further but I can see how some people could take it further when treated with the attitude I was.

[Miroku_Dave]

As a young 18 year old I was driving irresponsibly and hit a roundabout at about 40 (Wasn’t there last time I looked!) I landed on the other side of the road, climbed out of the car and put out my warning triangle, sparked up a fag and burst in to tears!

 

About 3 minutes later a taxi drove round the roundabout and rammed my car, i was so shocked i didn’t really know what to do.

 

The rozzers duly arrived and we both gave statements, his was backed up by five, yes five other taxi drivers who all saw my car land directly in front of him.

 

He took me to court for whiplash, loss of earnings, psychological damage, and whiplash for his other passengers who I am positive were not in the car when it hit mine, and for the damage to his car to the tune of about £70K.

 

It was only when it got to court that my Mum noticed that the name he gave in court was different to the one on the paperwork that the case got adjourned for further investigation.

 

It turned out that every taxi driver at the firm was using the same name on their driving license, a very strange scam!

 

It ended well, I didn’t get done for dangerous driving although i certainly should have and his claim was dropped. My car insurance definitely reminded me how close I had come to a nasty ending and a valuable lesson learned!

 

I suppose what I’m trying to say in a long winded way is that there are some dodgy ******* out there!

[mikky]

If your sister is volunteering 10 mph in a 4x4 into the back of a stationary, well:

 

1. 10 mph is enough to give the person in front a proper wallop

2. if the speed was more likely 15 - 20 mph then that's gonna hurt

 

It's more about the "person" who has been hit - some come from a class, back ground, age and dare I say race where lying is less likely.

 

is this the voice of experience...just how many people have you hit

 

mikky

[Mungler]

Some idiot drove into the back of me whilst I was stationary at a zebra crossing letting someone cross and my car got written off.

 

I like to think that bloke is now at home pouring his heart out on an Internet forum some where about how much his insurance is now and how he was only driving at 10 mph and that the stationary car he drove into was only a little bit completely written off and how it wasn't his fault..... and that somewhere on that forum someone will tell him "the answer to all your problems is actually not to drive into stationary vehicles".

[leeds chimp]

I posted the pics of my car last year when I was read ended at 60mph.....

I still get calls about claims from it

[Fat Dog]

He's lucky you didn't suffer a Chuck Norris moment Mungler.

[subsonicnat]

My mate got rear ended on the Motorway M6 a few years back, he was in the middle lane, When a bloke hit him up the Back as though he was standing still he said::: He was doing 70 when the bloke hit him, he had been drinking a little he said, mate just got the damage paid for and it was all over with::: A few months back my lad still on the M6 got a bloke doing exactly the same thing, hit his works Van up the backside, wrote it off, with the lad and two mates coming from a job up North, hit him at about 80,, He Did claim for whiplash, the lad in the middle did not have a Headrest either..

Some Mad ******* out there Eh..

[gixer1]

I was hit by a Subaru driving boy racer about 3 years ago, he hit me that fast that if I'd have applied ky I reckons he would've passed through!

 

I might add I had all the calls too but never claimed.

Edited October 18, 2012 by gixer1

[Fatcatsplat]

my wife was sat on in a car park in my car and some old boy failed in his attempt to park next to my car gently rubbing the the corner of my bumper along most of his car no real damage to either car and i had 8 yes EIGHT!! calls from our insurers legal team asking is she was ok and if she was prepared to make a claim!! the impact speed must of been sub 3 mph! all these insurers have their own legal teams pushing people into fake compo claims but they use the avalanche of claims as an excuse to hke up insurance costs!! just for the record my wife didn't claim

 

I had the same - Not entirely sure they believed me when i said we would not be pursuing personal injury

[bruno22rf]

My wife got hit in a similar fashion-our car was repaired by our Insurance company but then we started getting calls from their legal dept suggesting we visit their doctor for an examination.Guess what?despite my wife having no injuries whatsoever (and telling him so) he suggested that she "at least" go for whiplash-crooks the bleedin lot of them.

[walshie]

I got hit from behind on my motorbike last year. I was stationary at a roundabout and a numpty drove into me. I jumped off the bike and was completely unhurt, but the bike was knackered. After reporting it, I got 3 calls from my insurance company trying to put words in my mouth like "I expect your neck is sore" etc. etc. After the 3rd call I told them I was sick of this, I was a grown up and can decide for myself if I'm hurt, and if I am,. I'll let them know.

It's because of this nonsense my son's insurance is £3000+ per year.

Maybe I shouldn't have taken the moral high ground and should have taken the couple of grand for whiplash.

[Vince Green]

There are people who set up minor accidents just to fabricate a claim. I fell victim to one a few years ago. The other one is car hire, The company gives the "victim" a hire car at extortionate rates and then spin it out for weeks.

These ambulance chasers cost us all a fortune. Then Solicitors wonder why they have gone from being respected professionals to being regarded as parasitic scum. They have allowed something nasty to fester within their profession,

Edited October 19, 2012 by Vince Green

[UKPoacher]

For a while when recovering from an injury I spent some time in the Accident investigation Department. What an eye opener that was! A moped runs into the back of a car causing absolutely no damage whatsoever yet all four passengers go to hospital with 'whiplash'. The solicitors are cashing in whilst the tax payers and motorists pay for all the medical checks, specialists reports and immoral payouts.

 

Someone once told me that Parliament was made up of landowners and solicitors. He wasn't far wrong.

[welsh1]

I was hit while stationary at lights about 8 years ago,it was only about 15 mph,no damage and we exchanged details,his bumper was damaged.By the time I drove an hour to the office my neck was killing me, I felt sick and my office drove me to a&e,turns out I had whiplash,and couldn't drive for two weeks so no work,I claimed and they argued all sorts to get out of it but eventually paid my loss of earnings,believe me whiplash is no fun.

 

And yesterday I went for the results of a scan on my lower back,turns out I have a disc in my lower back starting to give way,but the consultant asked if I had ever had a serious trama like a major crash,I told him I had been in a couple and asked why,he said there was evidence of broken ribs,sternum,pelvis and damage to my neck.I could tell him about the four broken ribs in a game of rugby, and the sternum was the next season( I retired after that)and the neck I presumed was the whiplash,but the crack in my pelvis shocked me as I have no idea how or when that happened.the consultant asked if I had full mobility in my neck,I told him it clicked a bit and sometimes if I looked around to fast I got a shooting pain and i had put that down to getting old 46 & 3/4,and he told me the chances are it is the whiplash iinjury from 8 years ago playing up.

 

So 10-15 mph can hurt and leave lasting damage,it's all down to how you were sitting at the time of impact.

 

My brother was rear ended while stationary on the m25 the force wrote his BMW off,he received very fast treatment as it was an ambulance that hit him,he had bad whiplash,but would not claim,even though he knew the nhs would have paid out,when I asked him why,he told me that he chatted to the crew of the ambulance who told him they were talking about a cot death they had been to and not noticed the traffic stopped,he thought they didn't need more on their plate.

[Kes]

The whole car insurance business is a morass of insurance/solicitor/garage links and false claims driven by fee percentages. So much so that you wonder if those who are genuinely hurt are ever taken seriously. I think we should all do as the asian gentleman who hit my sports car in Liverpool - just ask the person you hit - me in this case, how much to put it right and confess to no insurance but a big enough roll to choke an elephant. He most likely didnt pay tax and probably didnt 'exist' and got away with god knows what. The police did seem quite interested in him.

Not nice of me though to take his money and report him immediately but I expected to have the damage put right and he might later have seriously injured someone and might have been tempted to drive on. This is not an odd one, it has happened to me twice in 5 years. How many others are simply not insured? One wonders which is worse but not why some types of people 'risk' no insurance.

The whole lot needs cleaning up and some criminal sentences handed out to those 'fiddling'.

[Imperfection]

Odd isnt it. 21 years ago while sitting stationary at a junction i was hit from behind by a Volvo doing approximately 60-70mph (Police estimate). My car buckled in the middle,fuel tank burst,back axle along with wheels bent and myself along with 3 passengers were carted off to hospital with back and neck injuries. Was off work for several weeks and wasnt right for months.

 

It took me 2 years of fighting to get compensation,but now it seems its regarded as the norm.

[al4x]

Indeed its the norm, we have had a few nasty ones a van that sustained no damage when the driver tapped a passat went for 8K once the whiplash was sorted, more recently we had one absolutely spanked and the driver is still undergoing physio. I think he has made a claim which is fair enough as it is ongoing but the ambulance chasers were on it so fast it was ridiculous. Couple that with the £100 a day the claims company charged the other party for a hire van it is legalised theft.