sam triple Posted December 31, 2019 Report Share Posted December 31, 2019 Woman has just got home from work to tell me one of her work mates had her £40k BMW robbed of their drive way just before Xmas ,quick call to the insurance company only to be told that her insurance had run out the day before and as it wasn’t on auto renewal that don’t send out reminders ,so keep an eye on your renewal date To add insult to injury theirs and their neighbours houses were robbed Xmas eve as they slept Quote Link to comment Share on other sites More sharing options...
Rupert Posted December 31, 2019 Report Share Posted December 31, 2019 (edited) Got to pay attention to your admin. Edited December 31, 2019 by Rupert Quote Link to comment Share on other sites More sharing options...
Snoozer Posted December 31, 2019 Report Share Posted December 31, 2019 10 minutes ago, sam triple said: Woman has just got home from work to tell me one of her work mates had her £40k BMW robbed of their drive way just before Xmas ,quick call to the insurance company only to be told that her insurance had run out the day before and as it wasn’t on auto renewal that don’t send out reminders ,so keep an eye on your renewal date To add insult to injury theirs and their neighbours houses were robbed Xmas eve as they slept Jeez they'll be glad 2019 is over soon, That's some Bad luck, Although I didn't think Insurance companies were remiss is reminding their customers of an imminent renewal ? Quote Link to comment Share on other sites More sharing options...
team tractor Posted December 31, 2019 Report Share Posted December 31, 2019 My mate on here sent me a few quotes he’d had on fully comprehensive and it didn’t cover theft 😮. I couldn’t believe it Quote Link to comment Share on other sites More sharing options...
Westley Posted December 31, 2019 Report Share Posted December 31, 2019 15 minutes ago, team tractor said: My mate on here sent me a few quotes he’d had on fully comprehensive and it didn’t cover theft 😮. I couldn’t believe it Sounds like a 'Post Code Lottery' Quote Link to comment Share on other sites More sharing options...
team tractor Posted December 31, 2019 Report Share Posted December 31, 2019 5 minutes ago, Westley said: Sounds like a 'Post Code Lottery' Kent . Not you 😂 but where he lives 😀😀. im Tamworth . £250 a year for a mid aged guy with 1 years ncb In a terios. Fully comp. I never have my own policy’s as I’m on the business Quote Link to comment Share on other sites More sharing options...
Westley Posted December 31, 2019 Report Share Posted December 31, 2019 I moved house a few years back and contacted my car Insurance Company, expecting to have to pay more. It came back almost £80 cheaper, when I asked I was told it was due to the current address post code ? Quote Link to comment Share on other sites More sharing options...
Cosmicblue Posted December 31, 2019 Report Share Posted December 31, 2019 (edited) Car insurance is a weird thing - defies logic. Adding drivers to your policy brings the cost down - the perverse principle being that it spreads the risk. My wife is on my Audi policy - she'll never drive it (a Q3 is viewed as too big). Edited December 31, 2019 by Cosmicblue Quote Link to comment Share on other sites More sharing options...
Rupert Posted December 31, 2019 Report Share Posted December 31, 2019 Ordered a ford ranger brand new, fully comp 2k, bought something else, got a supercharged jaguar xj and it rolled in for 750, berserk Quote Link to comment Share on other sites More sharing options...
Vince Green Posted December 31, 2019 Report Share Posted December 31, 2019 Another thing you should all be aware of is that a lot of policies have now had the "policy holder is allowed to drive other cars" clause quietly taken out. Presumably because it was being abused. Quote Link to comment Share on other sites More sharing options...
team tractor Posted December 31, 2019 Report Share Posted December 31, 2019 1 hour ago, Vince Green said: Another thing you should all be aware of is that a lot of policies have now had the "policy holder is allowed to drive other cars" clause quietly taken out. Presumably because it was being abused. But when I broke my foot I used my car for work at £4 extra for the year and totally happy with a broken left foot as an auto. I expected an argument. Quote Link to comment Share on other sites More sharing options...
NoBodyImportant Posted January 1, 2020 Report Share Posted January 1, 2020 I honestly don’t know how much our insurance is. I live in a bubble where that stuff just happens unless my wife has a question, at which point I answer whatever you think. If my wife ever leaves me I don’t know who to contact to pay the electric bill or any of that stuff. Quote Link to comment Share on other sites More sharing options...
washerboy Posted January 1, 2020 Report Share Posted January 1, 2020 Didn't know there was such thing as car insurance without auto renewal? I've always had it and had loads of different insurance policies since I past my test in 1992 Quote Link to comment Share on other sites More sharing options...
DUNKS Posted January 1, 2020 Report Share Posted January 1, 2020 2 hours ago, washerboy said: Didn't know there was such thing as car insurance without auto renewal? I've always had it and had loads of different insurance policies since I past my test in 1992 I think they all try the auto renewal con. I always ask for it to be taken off and just get a reminder. Quote Link to comment Share on other sites More sharing options...
Dibble Posted January 1, 2020 Report Share Posted January 1, 2020 I think they were forced to stop auto renewal a few years ago because the insurers were abusing it to do over lazy(like me) customers. I drive about 30,000 miles a year and have accrued 3 points and one crash my wife hasn't driven for 10 years, we were given a Honda Jazz for her. Its 400 pounds (my keyboard dosent have a pound sign) in her name with me as a named driver 3x that for me with her as the named driver. Quote Link to comment Share on other sites More sharing options...
Davyo Posted January 1, 2020 Report Share Posted January 1, 2020 (edited) 50 minutes ago, Dibble said: I think they were forced to stop auto renewal a few years ago because the insurers were abusing it to do over lazy(like me) customers. I drive about 30,000 miles a year and have accrued 3 points and one crash my wife hasn't driven for 10 years, we were given a Honda Jazz for her. Its 400 pounds (my keyboard dosent have a pound sign) in her name with me as a named driver 3x that for me with her as the named driver. They still do it Admiral sent me my renewal 2 weeks before it ran out quoting £120 more than previous year.Letter said if happy with quote it will continue.Phoned them up to say no thank you.(I had already sorted paid for the next year with RIAS).They asked if they could try and match it.No thanks you shouldn't of tried taking my pants down! Edited January 1, 2020 by Davyo Quote Link to comment Share on other sites More sharing options...
Benthejockey Posted January 1, 2020 Report Share Posted January 1, 2020 @Dibble hold Alt and press 1, 5, 6. That was the old way to get a £. Quote Link to comment Share on other sites More sharing options...
walshie Posted January 1, 2020 Report Share Posted January 1, 2020 Living in the sticks has its advantages. Fully comp on a brand new Hilux is £220. Fully comp on a 1000cc Aprilia £68. Quote Link to comment Share on other sites More sharing options...
team tractor Posted January 1, 2020 Report Share Posted January 1, 2020 1 hour ago, walshie said: Living in the sticks has its advantages. Fully comp on a brand new Hilux is £220. Fully comp on a 1000cc Aprilia £68. How old are you tho ? iwas paying £89 a year at 25 on my ktm 400 exc 👍. . £7 for my c90 I kid you not 😂😂😂 Quote Link to comment Share on other sites More sharing options...
walshie Posted January 1, 2020 Report Share Posted January 1, 2020 4 minutes ago, team tractor said: How old are you tho ? iwas paying £89 a year at 25 on my ktm 400 exc 👍. . £7 for my c90 I kid you not 😂😂😂 Just a mere slip of a lad. Quote Link to comment Share on other sites More sharing options...
team tractor Posted January 2, 2020 Report Share Posted January 2, 2020 (edited) 9 hours ago, walshie said: Just a mere slip of a lad. On way to 40 now and no money for bikes 😂 Edited January 2, 2020 by team tractor Quote Link to comment Share on other sites More sharing options...
Benthejockey Posted January 3, 2020 Report Share Posted January 3, 2020 Getting married, change of address and adding the wife to my insurance dropped my premiums by about 200 quid. And we didn't live in a bad area to start with! Quote Link to comment Share on other sites More sharing options...
Westward Posted January 5, 2020 Report Share Posted January 5, 2020 On 31/12/2019 at 18:12, sam triple said: Woman has just got home from work to tell me one of her work mates had her £40k BMW robbed of their drive way just before Xmas ,quick call to the insurance company only to be told that her insurance had run out the day before and as it wasn’t on auto renewal that don’t send out reminders ,so keep an eye on your renewal date Help me out as I just don't understand this. I've been insuring various vehicles for 57 years and houses for 40+ years. Either by post or electronically I've always received renewal notification. Surely if it wasn't on auto renewal they would have sent out notification - or am I missing something? Quote Link to comment Share on other sites More sharing options...
sam triple Posted January 5, 2020 Author Report Share Posted January 5, 2020 7 minutes ago, Westward said: Help me out as I just don't understand this. I've been insuring various vehicles for 57 years and houses for 40+ years. Either by post or electronically I've always received renewal notification. Surely if it wasn't on auto renewal they would have sent out notification - or am I missing something? Don’t shoot the messenger only saying what I was told , just giving people heads up to keep an eye on things Quote Link to comment Share on other sites More sharing options...
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