Dougy Posted October 23 Report Share Posted October 23 After being TUPED for the 4th time i decided to tell the new company to shove it, decided to jack in end of this month they seemed quite surprised after nearly 22 years they can find someone else, they talked the talk hence winning the contract but i didn't like their ethics. Looking forward to me time, more time deer stalking and other hobbies, another dog on the way after Christmas so time will go into training, and of course a bit of holiday time thrown in between. Quote Link to comment Share on other sites More sharing options...
London Best Posted October 23 Report Share Posted October 23 Jumping the work ship early is something I have never regretted. Twenty two years plus now and I have loved every minute. Quote Link to comment Share on other sites More sharing options...
oldypigeonpopper Posted October 23 Report Share Posted October 23 Hello, Can understand Dougy, My last Employment the Company were **** more so my Manager, I was a few years off getting the Government Pension but I had paid in enough to get mine, Coupled with a Private that I was given since the 1980s I told them to stick the job where the Sun dont shine😄 Quote Link to comment Share on other sites More sharing options...
Dougy Posted October 23 Author Report Share Posted October 23 2 minutes ago, oldypigeonpopper said: Hello, Can understand Dougy, My last Employment the Company were **** more so my Manager, I was a few years off getting the Government Pension but I had paid in enough to get mine, Coupled with a Private that I was given since the 1980s I told them to stick the job where the Sun dont shine😄 18 minutes ago, London Best said: Jumping the work ship early is something I have never regretted. Twenty two years plus now and I have loved every minute. Ive got just under 3 years till state pension kicks in, but have a couple of pensions that will tied me over till then. Ive been asked if i would do 2 days a week, yes and think about work for the remaining 5 days. No i dont think so thank you. Quote Link to comment Share on other sites More sharing options...
marsh man Posted October 23 Report Share Posted October 23 18 minutes ago, London Best said: Jumping the work ship early is something I have never regretted. Twenty two years plus now and I have loved every minute. A man of my own heart L B , next month will be 17 years , do I regret it ? , no and if I had my time again and know what I do now I would had packed in a few years earlier , there was only six weeks age difference with me and my late wife being a little younger , she packed in as she could retire at 60 in those days . looking back those first five years were the best , we were both reasonably fit , went all over the place and enjoyed life to the full , now I am by myself I still get out every day and make the most of the time I have got left , hopefully a few more years yet but there is no guarantee in life except one day your time will be up so make the most of it while it last . Quote Link to comment Share on other sites More sharing options...
Mungler Posted October 23 Report Share Posted October 23 (edited) After Covid, it’s my experience that everyone 50 or over is focused on their retirement and sooner rather than later. I’m 52 and have joined a load of pension forum groups on Facey to keep an eye on tips and pitfalls. The issue everyone faces is working out how much they reckon they will need and for how long? I’m still not sure what those numbers are, and I should factor in throwing a few quid at the kids for marriage / first properties etc. because once you retire and jump off the hamster wheel, getting the numbers wrong and having to jump back on sounds like it would be impossible (as well as tax punitive). Good luck with it Dougy - I get it, enoughs enough. Edited October 23 by Mungler Quote Link to comment Share on other sites More sharing options...
marsh man Posted October 23 Report Share Posted October 23 3 minutes ago, Mungler said: After Covid, it’s my experience that everyone 50 or over is focused on their retirement and sooner rather than later. I’m 52 and have joined a load of pension forum groups on Facey to keep an eye on tips and pitfalls. The issue everyone faces is working out how much they reckon they will need and for how long? I’m still not sure what those numbers are, and I should factor in throwing a few quid at the kids for marriage / first properties etc. because once you retire and jump off the hamster wheel, getting the numbers wrong and having to jump back on sounds like it would be impossible (as well as tax punitive). Good luck with it Dougy - I get it, enoughs enough. I think one of the biggest financial things to think about is weather you have still got a mortgage or not , we had paid ours off way before we both retired so that was something we didn't have to worry about . MM Quote Link to comment Share on other sites More sharing options...
Dougy Posted October 23 Author Report Share Posted October 23 6 minutes ago, Mungler said: After Covid, it’s my experience that everyone 50 or over is focused on their retirement and sooner rather than later. I’m 52 and have joined a load of pension forum groups on Facey to keep an eye on tips and pitfalls. The issue everyone faces is working out how much they reckon they will need and for how long? I’m still not sure what those numbers are, and I should factor in throwing a few quid at the kids for marriage / first properties etc. because once you retire and jump off the hamster wheel, getting the numbers wrong and having to jump back on sounds like it would be impossible (as well as tax punitive). Good luck with it Dougy - I get it, enoughs enough. Thanks Mungler. The thing is none of us have a use by date stamped on our feet, i dont think we would want one being honest. I dont think any of us get fitter the older we get. and i want to enjoy what i like doing for as long as my body allows. I'm not touching any pensions till after March next year to avoid any additional donations to the Tax man, no mortgage, loans or dept of any kind. Im kind of looking forward to it, but also some feeling of trepidation, its a long holiday. Quote Link to comment Share on other sites More sharing options...
Smokersmith Posted October 23 Report Share Posted October 23 28 minutes ago, Mungler said: After Covid, it’s my experience that everyone 50 or over is focused on their retirement and sooner rather than later. I’m 52 and have joined a load of pension forum groups on Facey to keep an eye on tips and pitfalls. The issue everyone faces is working out how much they reckon they will need and for how long? I’m still not sure what those numbers are, and I should factor in throwing a few quid at the kids for marriage / first properties etc. because once you retire and jump off the hamster wheel, getting the numbers wrong and having to jump back on sounds like it would be impossible (as well as tax punitive). Good luck with it Dougy - I get it, enoughs enough. Yep .. I’m 51 and racking as much into my pension now as I can … 57 is my target but will need things to go my way to allow me to continue to travel/shoot/fish where/as much as I’d like to. Quote Link to comment Share on other sites More sharing options...
oowee Posted October 23 Report Share Posted October 23 Well done Dougy. It's a huge mental step as much as anything. I retired early and and made myself a few rules. Use it or loose it, physically and mentally keep the challenges going. It's not a holiday but a new way of life. Good luck and enjoy. Quote Link to comment Share on other sites More sharing options...
Scully Posted October 23 Report Share Posted October 23 (edited) You do right. I just work when I want to nowadays, and am spending more and more time just doing whatever it is I want to do…..beating, shooting. Have even gone back to re-creating our own little rough shoot. When I moved away no one else bothered with it and it just folded. Another recently retired mate and the landowner and me are steadily getting it back up and running again. No doubt they’ll all want back in when it’s all sorted, but that boat has sailed. 🙂 I don’t regard being in the studio as work however, and even though it’s bringing in good money I’d still do it even if I won the lottery; it’s just what I do and will continue to do so for as long as I can. Enjoy everyday and live your best life. 👍 Edited October 23 by Scully Quote Link to comment Share on other sites More sharing options...
team tractor Posted October 23 Report Share Posted October 23 So I’ll be seeing you more dude 😀. Get your *** down the unit . dads 72 and in everyday . He still enjoys it . I’m 42 and can’t ever see me finishing . Quote Link to comment Share on other sites More sharing options...
Mice! Posted October 23 Report Share Posted October 23 1 hour ago, Mungler said: After Covid, it’s my experience that everyone 50 or over is focused on their retirement and sooner rather than later. I’m 52 and have joined a load of pension forum groups on Facey to keep an eye on tips and pitfalls. I can't imagine anyone looking at retirement in their 50s but then I guess it depends on what type of job you've been doing. 1 hour ago, Dougy said: been asked if i would do 2 days a week, yes and think about work for the remaining 5 days. No i dont think so thank you. I know a couple of people who retired last year and this year and both have gone back doing a couple of days at the same place, but it suits them, keeps the beer tokens topped up. Good luck. Quote Link to comment Share on other sites More sharing options...
Dougy Posted October 23 Author Report Share Posted October 23 (edited) The problem i have doing just 2 days is i know its not a close the door's and of day 2 and the place doesn't exist, it will be in my head the next 5 days and so on. If there was any incident, id be leading investigation's. Ive recently been involved in level 3 disciplinary's and thrown them out due to previous management failing to follow process, not even my area, site and certainly not my staff. I dont need it and not there to fix manager's paid to do a job not qualified to be in. Im glad to be leaving it all behind and looking forward to some sleep at night. Roll on 30th cus the 31st ill be doing B all might even spend all morning in Costa Coffee at Brum Airport where i currently work. Edited October 23 by Dougy Quote Link to comment Share on other sites More sharing options...
Mice! Posted October 23 Report Share Posted October 23 Fair play mate, there's no point staying if you know it wouldn't be right 👍 Quote Link to comment Share on other sites More sharing options...
Dougy Posted October 23 Author Report Share Posted October 23 47 minutes ago, team tractor said: So I’ll be seeing you more dude 😀. Get your *** down the unit . dads 72 and in everyday . He still enjoys it . I’m 42 and can’t ever see me finishing . Thats the difference, enjoying it, I dont anymore. I will pop over and fill my bins up if you have anything. Im on sausage's and burgers this weekend so will bring you some. Quote Link to comment Share on other sites More sharing options...
jall25 Posted October 23 Report Share Posted October 23 19 minutes ago, Dougy said: The problem i have doing just 2 days is i know its not a close the door's and of day 2 and the place doesn't exist, it will be in my head the next 5 days and so on. If there was any incident, id be leading investigation's. Ive recently been involved in level 3 disciplinary's and thrown them out due to previous management failing to follow process, not even my area, site and certainly not my staff. I dont need it and not there to fix manager's paid to do a job not qualified to be in. Im glad to be leaving it all behind and looking forward to some sleep at night. Roll on 30th cus the 31st ill be doing B all might even spend all morning in Costa Coffee at Brum Airport where i currently work. Doing a couple of days does not work - or didnt for me You still have the responsibility when the -- hits the fan but are not quite up to speed in the same way - so it makes its very hard I packed up mid 40s - best thing i did - ever ! Quote Link to comment Share on other sites More sharing options...
team tractor Posted October 23 Report Share Posted October 23 1 hour ago, Dougy said: Thats the difference, enjoying it, I dont anymore. I will pop over and fill my bins up if you have anything. Im on sausage's and burgers this weekend so will bring you some. Oooo sounds great dude . I’ve one bin full now . That’s it Quote Link to comment Share on other sites More sharing options...
old man Posted October 24 Report Share Posted October 24 Enjoy every minute bud! Quote Link to comment Share on other sites More sharing options...
Rim Fire Posted October 24 Report Share Posted October 24 (edited) i was 53 when i retiered good private pension good lumper also had a bungalo left us in a will never looked back go for it Edited October 24 by Rim Fire Quote Link to comment Share on other sites More sharing options...
London Best Posted October 24 Report Share Posted October 24 I was 53 when I jumped. Lost 20% of company pension by taking it 7 years early. No problem. Tidy lump sum. Mortgage paid off. Never had debts or HP in my life. Plenty of savings. Took a part time job on a “come when you can” basis.. Did a couple of days a week during the Summer. Otherwise I was picking-up or loading up to 6 days a week, and if I had any free days I was mostly stalking or doing a few driven days shooting. Gave up the part time just before I was 71. Quote Link to comment Share on other sites More sharing options...
Miserableolgit Posted October 24 Report Share Posted October 24 Keep busy doing your own thing for you and your family and you will probably find the days just fly by. Good luck! Quote Link to comment Share on other sites More sharing options...
marsh man Posted October 24 Report Share Posted October 24 Money seem to be the deciding factor when thoughts are turned to retirement , my thoughts started in my low 50s , when I was 55 my mind had been made up to finish at 60 , this was made up more with a constant back pain , I had a few visits to hospital for scans and exercise courses and it was all down to wear and tear , I was still pretty active and I wanted a few years with reasonably good health before my back stopped me doing the outdoor events which I enjoyed , so as the time got close I started to think about money , thought about it but never worried about , we were mortgage and debt free and I had enough to cover the house keeping for a while , my late wife was still at work and she finished just after me on a full state pension and a small pension from TESCO , we had 16 years of retirement and I can never remember where we talked money , the bills were always paid on time , she had her money and I had mine . I have already stated I got a few little earners here and there in the first five years of retirement before the state pension kicked in, my brick trowel never had any more cement on it from the day I called it a day , 17 years later I still have back problems but I get out everyday , still do some shooting , picking up and enjoy life to the full , had a very good life with no regrets . MM Quote Link to comment Share on other sites More sharing options...
scutt Posted October 24 Report Share Posted October 24 TUPED did it for me left at 62 worked out how much income i would make in three years deducted travel costs etc .Decided to live on what was in the bank and what I got from cashing a pension in .As things turned out my wife was diagnosed with cancer so I would have left the job anyway .She has had a few close things but still with us and for that reason we cashed in her Company pension cos you cant take it with you. ENJOY LIFE. Quote Link to comment Share on other sites More sharing options...
Dougy Posted October 24 Author Report Share Posted October 24 In my 30s I'd planned to pack in at around 55. But testosterone and pretty women fluffed that up. Lol. No regrets, just memories 🥰 Needed to start off from scratch with mortgage etc. All paid off in 19 years plus other life requirements bought and paid for. Shooting stuff pick-up etc and a little in the bank. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.