oowee Posted October 25, 2022 Report Share Posted October 25, 2022 8 hours ago, udderlyoffroad said: Why on earth does he deserve a chance? He was in charge of the treasury under Boris whom you’ve stated repeatedly you can’t abide. How can he possibly have a “sensible head on his shoulders “ after he repeatedly borrowed obscene amounts to combat coronavirus, which he now conveniently claims he was never that enthusiastic about. The man is an utter ****weasal, not fit to run the office 5-aside. I’d almost rather Starmer. Working for Boris would have been a nightmare with no clear direction. By all accounts he knows his numbers and has an eye for detail. Question is how good an operator is he? Either way he must be the last chance saloon for the Tories. Quote Link to comment Share on other sites More sharing options...
Vince Green Posted October 25, 2022 Report Share Posted October 25, 2022 16 hours ago, amateur said: Starmer the next PM? If he was elected he would have less time in office than liz Truss had. He would be ousted and some hard left Momentum candidate shoe horned in to replace him. Quote Link to comment Share on other sites More sharing options...
welsh1 Posted October 25, 2022 Report Share Posted October 25, 2022 Quote Link to comment Share on other sites More sharing options...
Newbie to this Posted October 25, 2022 Report Share Posted October 25, 2022 (edited) 21 hours ago, Weihrauch17 said: did you miss the bit where the BOE had to spend billions to protect Pension funds from collapsing and mortgage rates going up from around 2% to 5 > 6% Did you miss the bit where the BOE hasn't been doing it's job of keeping inflation under 2%, they should have been following the US and slowly raising interest rates long before the mini budget. As for mortgages, well the interest rate has been kept artificially low since the 2008 crash (a crash we never fully recovered from, partially becuase of this), enabling people to get comfortable and borrow way beyond their means. 5-6% used to be normal, they were always going to end up back there at some point. The fact it jumped, is mostly down to the BOE not doing their job. People have been living on borrowed time for years, that is not the government's fault, they may have played a part, as well as the BOE, but ultimately people have to take responsibility for their own finances/actions. 35 minutes ago, Vince Green said: If he was elected he would have less time in office than liz Truss had. He would be ousted and some hard left Momentum candidate shoe horned in to replace him. Corbyn springs to mind. Edited October 25, 2022 by Newbie to this Quote Link to comment Share on other sites More sharing options...
JohnfromUK Posted October 25, 2022 Report Share Posted October 25, 2022 Just now, Newbie to this said: ultimately people have to take responsibility for their own finances/actions. /\ This. It has been clear and widely publicised for a long time that the very low interest rates of recent times would not last - and people should be factoring in a rise when working out what they can afford within budget. I have not been in the position recently, but I assume when a potential buyer discusses mortgage with a potential lender/mortgage advisor - this would be a part of the discussions? Quote Link to comment Share on other sites More sharing options...
Weihrauch17 Posted October 25, 2022 Report Share Posted October 25, 2022 (edited) 15 minutes ago, Newbie to this said: Did you miss the bit where the BOE hasn't been doing it's job of keeping inflation under 2%, they should have been following the US and slowly raising interest rates long before the mini budget. As for mortgages, well the interest rate has been kept artificially low since the 2008 crash (a crash we never fully recovered from, partially becuase of this), enabling people to get comfortable and borrow way beyond their means. 5-6% used to be normal, they were always going to end up back there at some point. The fact it jumped, is mostly down to the BOE not doing their job. People have been living on borrowed time for years, that is not the government's fault, they may have played a part, as well as the BOE, but ultimately people have to take responsibility for their own finances/actions. Corbyn springs to mind. I am no defender of the BOE, they have been dreadful and Bailey is clueless but the Truss / KK budget cost the taxpayer billions for absolutely nothing. Edited October 25, 2022 by Weihrauch17 Quote Link to comment Share on other sites More sharing options...
old man Posted October 25, 2022 Report Share Posted October 25, 2022 11 minutes ago, Weihrauch17 said: I am no defender of the BOE, they have been dreadful and Bailey is clueless but the Truss / KK budget cost the taxpayer billions for absolutely nothing. Correct! Quote Link to comment Share on other sites More sharing options...
Mice! Posted October 25, 2022 Report Share Posted October 25, 2022 38 minutes ago, welsh1 said: Sounds as though he's keen on Sunak 🤣🤣 17 minutes ago, Newbie to this said: People have been living on borrowed time for years, that is not the government's fault, they may have played a part, as well as the BOE, but ultimately people have to take responsibility for their own finances/actions. Absolutely, many will have borrowed more than they should because of the low rates, and have expected them to stay low, but are panicking with the rise. 19 minutes ago, JohnfromUK said: have not been in the position recently, but I assume when a potential buyer discusses mortgage with a potential lender/mortgage advisor - this would be a part of the discussions? I certainly remember being shown a chart giving your payment at the current rate, then the increase going right across the page for the rate increases, which is why I tended to go fixed rate, but it's been so low for so long I'd guess most new mortgages have been trackers? Quote Link to comment Share on other sites More sharing options...
JohnfromUK Posted October 25, 2022 Report Share Posted October 25, 2022 8 minutes ago, Mice! said: guess most new mortgages have been trackers? I think many were 'fixed' but the lenders (knowing rates were likely to rise) would only fix for a 2 year or similar period and may are now coming up for a new fix/variable decision. 10 minutes ago, Mice! said: Sounds as though he's keen on Sunak He's the man who's very good at criticising, but has never won a seat (Uk that is) and hasn't ever really had a party or policy other than UKIP, who were a one policy party and never really ad anyone significant other than Farage. I do have some time for him ......... but he is always negative and never (since Brexit anyway) actually proposes any policies or plans that he sees as the way forward. My views anyway. Quote Link to comment Share on other sites More sharing options...
Newbie to this Posted October 25, 2022 Report Share Posted October 25, 2022 32 minutes ago, Weihrauch17 said: I am no defender of the BOE, they have been dreadful and Bailey is clueless but the Truss / KK budget cost the taxpayer billions for absolutely nothing. It certainly expedited things Quote Link to comment Share on other sites More sharing options...
Yellow Bear Posted October 25, 2022 Report Share Posted October 25, 2022 1 hour ago, Vince Green said: If he was elected he would have less time in office than liz Truss had. He would be ousted and some hard left Momentum candidate shoe horned in to replace him. This ^^^^ Quote Link to comment Share on other sites More sharing options...
Mice! Posted October 25, 2022 Report Share Posted October 25, 2022 22 minutes ago, JohnfromUK said: He's the man who's very good at criticising, but has never won a seat (Uk that is) and hasn't ever really had a party or policy other than UKIP, who were a one policy party and never really ad anyone significant other than Farage. I do have some time for him ......... but he is always negative and never (since Brexit anyway) actually proposes any policies or plans that he sees as the way forward. My views anyway I agree, it's easy to look in and comment knowing you don't have to fix anything, Labour could learn a thing or three 🤣 Quote Link to comment Share on other sites More sharing options...
JohnfromUK Posted October 25, 2022 Report Share Posted October 25, 2022 1 minute ago, Mice! said: it's easy to look in and comment knowing you don't have to fix anything Even I can do it 😇 Quote Link to comment Share on other sites More sharing options...
12gauge82 Posted October 25, 2022 Report Share Posted October 25, 2022 (edited) 4 hours ago, JohnfromUK said: I think many were 'fixed' but the lenders (knowing rates were likely to rise) would only fix for a 2 year or similar period and may are now coming up for a new fix/variable decision. He's the man who's very good at criticising, but has never won a seat (Uk that is) and hasn't ever really had a party or policy other than UKIP, who were a one policy party and never really ad anyone significant other than Farage. I do have some time for him ......... but he is always negative and never (since Brexit anyway) actually proposes any policies or plans that he sees as the way forward. My views anyway. To be fair to Farage, he won 4 million votes and only acquired 1 seat, the system is totally rigged. Hes probably achieved more in politics than most PMs, all from the outside. Quite a remarkable man! Edited October 25, 2022 by 12gauge82 Quote Link to comment Share on other sites More sharing options...
ditchman Posted October 25, 2022 Report Share Posted October 25, 2022 is momentum still a threat ?..........momentum was formed from students who had been lied to ...that was a few years ago ....have they grown up since then ?? Quote Link to comment Share on other sites More sharing options...
oowee Posted October 25, 2022 Report Share Posted October 25, 2022 2 minutes ago, 12gauge82 said: To be fair to Farage, he won 4 million votes and only acquired 1 seat, the system is totally rigged. Hes probably achieved more in politics than most PMs, all from the outside. Quite a remarkable man! A totally misguided racist that has done more harm to this country that Corbyn could do in his dreams. Starting with the 4% hit on the economy the higher taxes that we have to pay, the inconvenience, the loss of R&D. If it was up to me he would be tried for treason. Quote Link to comment Share on other sites More sharing options...
Scully Posted October 25, 2022 Report Share Posted October 25, 2022 2 minutes ago, oowee said: A totally misguided racist that has done more harm to this country that Corbyn could do in his dreams. Starting with the 4% hit on the economy the higher taxes that we have to pay, the inconvenience, the loss of R&D. If it was up to me he would be tried for treason. Racist? Really? Isn’t his wife German? Quote Link to comment Share on other sites More sharing options...
discobob Posted October 25, 2022 Report Share Posted October 25, 2022 14 minutes ago, oowee said: A totally guided nationalist Fixed it for you Quote Link to comment Share on other sites More sharing options...
Raja Clavata Posted October 25, 2022 Report Share Posted October 25, 2022 2 hours ago, oowee said: A totally misguided racist that has done more harm to this country that Corbyn could do in his dreams. Starting with the 4% hit on the economy the higher taxes that we have to pay, the inconvenience, the loss of R&D. If it was up to me he would be tried for treason. +1 although to be fair I’d skip the trial Quote Link to comment Share on other sites More sharing options...
ditchman Posted October 25, 2022 Report Share Posted October 25, 2022 lot of hate out there... Quote Link to comment Share on other sites More sharing options...
Scully Posted October 25, 2022 Report Share Posted October 25, 2022 1 hour ago, Raja Clavata said: +1 although to be fair I’d skip the trial Why do you claim he is a racist? Quote Link to comment Share on other sites More sharing options...
12gauge82 Posted October 25, 2022 Report Share Posted October 25, 2022 4 hours ago, oowee said: A totally misguided racist that has done more harm to this country that Corbyn could do in his dreams. Starting with the 4% hit on the economy the higher taxes that we have to pay, the inconvenience, the loss of R&D. If it was up to me he would be tried for treason. I can't say I agree with that. I can assure you I would never respect anyone who is racist and I've never seen Farage behave in that manner, unless I've missed something? 2 hours ago, ditchman said: lot of hate out there... Certainly a marmite character 😂 Quote Link to comment Share on other sites More sharing options...
Mice! Posted October 25, 2022 Report Share Posted October 25, 2022 Always interesting to see totally opposite views of the same person. I certainly agree with what he said about the illegals arriving daily and also the changes being brought in to punish the self employed. Quote Link to comment Share on other sites More sharing options...
Vince Green Posted October 25, 2022 Report Share Posted October 25, 2022 9 hours ago, ditchman said: is momentum still a threat ?..........momentum was formed from students who had been lied to ...that was a few years ago ....have they grown up since then ?? They haven't gone away, the looney left is still out there Clearly you don't go on the right (wrong?) websites Quote Link to comment Share on other sites More sharing options...
ditchman Posted October 25, 2022 Report Share Posted October 25, 2022 Just now, Vince Green said: They haven't gone away, the looney left is still out there Clearly you don't go on the right (wrong?) websites i went onto mums-net in the early days......came off and had 3 weeks of councilling....never ventured onto other web sites as a result Quote Link to comment Share on other sites More sharing options...
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